Health insurance/Cost of healthcare in your nation

[Laissez-Faire]

How is health insurance usually provided in your nation?

How may have basic coverage? Comprehensive?

How many in your nation are uninsured?

Is there a government-run health insurance system?

What is the average health insurance premium for an average policy? Deductibles? Co-pays?

What is the extent of the private health insurance market?

Are hospitals required to admit those in distress into care?

How is medical malpractice handled in your nation? If damages are awarded, what range do they fall in?

[Teddy Bear Republic]

How is health insurance usually provided in your nation?
It is usually provided by the state through tax.

How may have basic coverage? Comprehensive?
Most people have health insurance from the government, and it is comprehensive. All people are in the Basic Health Program, which is for emergencies and the like.

How many in your nation are uninsured?
Only a small proportion of our nation is not under the Government Health Program, which is comprehensive healthcare provided by the State (ie not emergencies) and adds around 5% to your overall tax bill (so, say, your original bill was 43% of your income, with the GHP you'll be charged 48%).

Is there a government-run health insurance system?
See above.

What is the average health insurance premium for an average policy? Deductibles? Co-pays?
Again, provided by the state, but believed to cost the state around T$15 000 or US$2250 per person per annum.

What is the extent of the private health insurance market?
It's very small - people, for some reason (probably historical) aren't trustworthy of businesses.

Are hospitals required to admit those in distress into care?
Yes, they are.

How is medical malpractice handled in your nation? If damages are awarded, what range do they fall in?
Medical malpractice falls under civil law, or criminal law if the said person broke the law in regards to this. They tend to fall into the T$10 000 range, or US$15000, for small cases, but suing is somewhat rare in the TBRE.

[Our Most Resplendent Goddess Sen]

How is health insurance usually provided in your nation?
What on earth is health insurance?

How many have basic coverage? Comprehensive?
Health... coverage? What does that even mean? Everybody has access to whatever level of healthcare is necessary to meet their needs and desires.

How many in your nation are uninsured?
Given that we don't even know what health insurance is, we feel pretty confident in stating that all 8 trillion or so citizens of the Exaltation are completely without any form of health "insurance".

Is there a government-run health insurance system?
No.

What is the average health insurance premium for an average policy? Deductibles? Co-pays?
The question does not make sense.

What is the extent of the private health insurance market?
Health insurance... market? You mean you actually use a market system for something so easy, simple, and automated as to be costless?

We are forced to conclude that you actually use money for things. How uncivilized.

Are hospitals required to admit those in distress into care?
Yes.

How is medical malpractice handled in your nation? If damages are awarded, what range do they fall in?
If the automated medical systems somehow fuck up (and who ever heard of something like that?), any damage would be repaired pretty much effortlessly.

[The Icemark]

How is health insurance usually provided in your nation?
There is no health insurance. All healthcare is free and provided by the White Witches

How may have basic coverage? Comprehensive?
N/A

How many in your nation are uninsured?
N/A

Is there a government-run health insurance system?
Yes. Taxes = Free care

What is the average health insurance premium for an average policy? Deductibles? Co-pays?
N/A

What is the extent of the private health insurance market?
N/A

Are hospitals required to admit those in distress into care?
We don't really have hospitals, but yes all physicians and healers must treat all those in need.

How is medical malpractice handled in your nation? If damages are awarded, what range do they fall in?
No history of malpractice has ever been recorded

[Novus Niciae]

How is health insurance usually provided in your nation?
The government run universal healthcare system takes care of everybodies medical needs .

How may have basic coverage? Comprehensive?
100% of the population are covered for all their medical needs they may have along with tourists on valid visas.

How many in your nation are uninsured?
0

Is there a government-run health insurance system?
Yes

What is the average health insurance premium for an average policy? Deductibles? Co-pays?
It is paid for out of the tax bill of every citizen

What is the extent of the private health insurance market?
Very limited, private cover will get you a private room. Other than that the standard of care is identical to the public system's first rate care.

Are hospitals required to admit those in distress into care?
Yes, anybody who is in distress is taken care of.

How is medical malpractice handled in your nation? If damages are awarded, what range do they fall in?
Doctors accused of malpractice are tried by a panel of senior doctors and if they are found guilty they lose their license and have to pay compensation to the people they injured based on the cost of the care needed to reverse their incompetence.
Malpractice is a rarity, but it happens every couple of years.

[Fatatatutti]

There is no such thing as "health insurance" in Fatatatutti. All health care is free to whoever needs it.

[Central Lothian]

I won't post my answers to the questions, but rather this paragraph:

Healthcare is provided by the government and is paid for from people's taxes. (People are allowed to have health insurance but, as a result of the previous sentence, less than 10% do.)

[Socialist Unamedistan]

All healthcare is free for our nation's citizens, paid for through taxes. You have to pay fees if you're a tourist or want cosmetic procedures. There is no such thing as insurance here.

[TurtleShroom]

How is health insurance usually provided in your nation?

Through private companies. The Religion and Spirituality Budget covers the health costs of: old people, veterans, those in the mental hospitals, orphans, widows, and those who truly can not work for themselves.

How may have basic coverage? Comprehensive?

Hospitals are required by law to 1) not discriminate for any reason and 2) accept anything that enters their doors and provide to them life-saving/necessary/emergency surgeries and procedures, no matter what the cost.
As such, everyone has de jure and de facto basic coverage.
Comprehensive coverage is a privilege afforded to those who want private insurance.

How many in your nation are uninsured?

Most every farmer (and farmers' family) are self-sustaining and considered "the working poor", that that they can really tell or care. They are not ensured. Private insurance is usually for city-slickers.
Those in company towns (truck system, "company store") usually receive health coverage from the company town's doctor(s).
The Free Market also has employers compete to offer the best benefit packages. Health is important in this.

Is there a government-run health insurance system?

There is no universal or national health insurance system. Even the Great Pension, which is a guaranteed check-per-month to seniors, is only a (fat) cash payment. However, nursing homes provide all medical needs for their patrons, as do the state's mental hospitals and parochial institutions.
In theory, though, the truck system (company towns) can qualify, in part, as municipal government. Since company towns own the land, the scrip, and the food, and everything else the employees do, they also, naturally, provide the cash payments for their medical needs. Different truck systems do this in different ways, but all of the company towns have some form of health assistance. Some create their own and place all their employees in its pool, using profits from the company to substitute employee payroll deductions (because employees are paid in private scrip, not real cash) and pay for their needs. Others contract a privatized health insurer and simply enroll all of their employees into it, and when an employee gets sick, the company's treasury pays the co-pay from its profits.
There is no real obligation to do this, but again, the Free Market tends to incentivize them to do so to attract people whose souls will eventually be owed to the company store.

What is the average health insurance premium for an average policy? Deductibles? Co-pays?

It varies widely by private insurer or the institution covering them. Every plan is different.

What is the extent of the private health insurance market?

The Religion and Spirituality Budget covers the health costs of: old people, veterans, those in the mental hospitals, orphans, widows, and those who truly can not work for themselves.

Everyone else must buy private insurance, receive it as an employer benefit, or go without. The Church often pays the premiums for those without.

Are hospitals required to admit those in distress into care?

Yes. No hospital can turn anyone or anything away from necessary/life-saving/urgent/emergency medical care.

How is medical malpractice handled in your nation? If damages are awarded, what range do they fall in?

Medical malpractice is handled by small claims' courts, normally, and they are always civil in nature.
To prevent frivolous litigation, the law caps the compensation to the exact cost of repairing the error plus ten percent extra as "apology hush money".
If the patient dies, the cap is the equivalent of one million Americalandese dollars ($USD).

Medical malpractice is one of the few items to have a statute of limitations. If the patient lives, the expiry is two years. If the patient dies, there isn't one.

There must also be a burden of proof, and said burden falls to the patient. Courtroom slang goes with "no tear, no tort". It's not literal, but it means that if you can't show the scar, display the rupture, or prove the damage, you can't go to the court.

[The United Soviet Socialist Republic]

Zero dollars and zero cents. Healthcare is nationalised and universal here.

[New Federation China]

How is health insurance usually provided in your nation?
By the government enmasse, free of charge.
How may have basic coverage? Comprehensive?
Everyone has comprehensive medical coverage; oh the glories of socialism.
How many in your nation are uninsured?
None.
Is there a government-run health insurance system?
Yes, it is the only health insurance system.
What is the average health insurance premium for an average policy? Deductibles? Co-pays?
Non-existant, health insurance is free.
What is the extent of the private health insurance market?
Non-Existant
Are hospitals required to admit those in distress into care?
Yes.
How is medical malpractice handled in your nation? If damages are awarded, what range do they fall in?
Medical Malpractice is taken extremely seriously, damages are awarded with just cause and often fall in the tens of thousands range.

[Varijnland]

Healthcare is free on the NVHS

[Tulija]

How is health insurance usually provided in your nation?:
Universal free national healthcare.

Are hospitals required to admit those in distress into care?:
Absolutely.

[Proloteriat]

There is no such thing as "health insurance" in Fatatatutti. All health care is free to whoever needs it.

This

[Yuktova]

How is health insurance usually provided in your nation?
What on earth is health insurance?

How many have basic coverage? Comprehensive?
Health... coverage? What does that even mean? Everybody has access to whatever level of healthcare is necessary to meet their needs and desires.

How many in your nation are uninsured?
Given that we don't even know what health insurance is, we feel pretty confident in stating that all 8 trillion or so citizens of the Exaltation are completely without any form of health "insurance".

Is there a government-run health insurance system?
No.

What is the average health insurance premium for an average policy? Deductibles? Co-pays?
The question does not make sense.

What is the extent of the private health insurance market?
Health insurance... market? You mean you actually use a market system for something so easy, simple, and automated as to be costless?

We are forced to conclude that you actually use money for things. How uncivilized.

Are hospitals required to admit those in distress into care?
Yes.

How is medical malpractice handled in your nation? If damages are awarded, what range do they fall in?
If the automated medical systems somehow fuck up (and who ever heard of something like that?), any damage would be repaired pretty much effortlessly.

This.

Nice too see another simlarly technologically advanced nation.

[Borovo (Ancient)]

Healthcare is free and we invest in our future doctors and the development of new medicine to provide a better service.

[Voerdeland]

How is health insurance usually provided in your nation? We have no health "insurance". Healthcare is considered a basic public service, just like law enforcement.

How may have basic coverage? Comprehensive? Every person on the Voerdish soil has "comprehensive coverage"

How many in your nation are uninsured? N/A

Is there a government-run health insurance system? We have government-run hospitals and clinics.

What is the average health insurance premium for an average policy? Deductibles? Co-pays? N/A

What is the extent of the private health insurance market? Hahahahaha... no. Words "private" and "market" shouldn't be used in the same sentence as "healthcare". Even the right-wing politicians understand this here.

Are hospitals required to admit those in distress into care? Yes, of course.

How is medical malpractice handled in your nation? If damages are awarded, what range do they fall in? Doctors accused of malpractice may be tried. If sentenced, they have to pay the compensation. Their hospital may, depending on the case, co-fund the compensation.

[Lancov]

Most healthcare is completely free for citizens and residents, and non-emergency care requires only a 20.00 NSD co-payment for non-residents. Advanced and uncommon procedures require payment, but you can buy private supplemental insurance for these.

Unnecessary procedures, including sex changes and aesthetic surgeries require full payment.

[Penguinmark]

How is health insurance usually provided in your nation? It is provided by tax as part of the Imperial Health Service

How may have basic coverage? Comprehensive? All coverage is comprehensive

How many in your nation are uninsured? No-one, apart from illegal immigrants

Is there a government-run health insurance system? Yes. National Insurance is a flat 8% tax. However, you may opt out and have a private insurance scheme instead.

What is the average health insurance premium for an average policy? Deductibles? Co-pays? As said above. Apart from perscription charges, the only charge is the tax, or for private insurance schemes, the premium.

What is the extent of the private health insurance market? About 15% of the population are privately insured.

Are hospitals required to admit those in distress into care? Yes, of course.

How is medical malpractice handled in your nation? If damages are awarded, what range do they fall in? Via lawsuit. Most tend to be in the 100,000 Krones to 200,000 Krones range (don't be surprised, the Krone is only worth 1/10 of a USD!).

[The Multiversal Species Alliance]

How is health insurance usually provided in your nation?
It isn't. Healthcare is freely provided by the government.
How may have basic coverage? Comprehensive?
How many? Anyone may admit themselves to a hospital unit at any time for any health related reason.
How many in your nation are uninsured?
Everyone.
Is there a government-run health insurance system?
No.
What is the average health insurance premium for an average policy? Deductibles? Co-pays?
We have none of this.
What is the extent of the private health insurance market?
None.
Are hospitals required to admit those in distress into care?
Anyone may admit themselves into a hospital unit at any time for any health related reason.
How is medical malpractice handled in your nation? If damages are awarded, what range do they fall in? Malpractice doesn't happen here because all wounds and injuries are treated with medical tanks and magic.

[Saurisisia]

How is health insurance usually provided in your nation?
It is provided by various health insurance companies, of course!

How may have basic coverage? Comprehensive?
Approximately 56% of the populace have basic coverage while another 32% have comprehensive coverage.

How many in your nation are uninsured?
12%

Is there a government-run health insurance system?
Oh, Gods no. We do not believe in such folly.

What is the average health insurance premium for an average policy? Deductibles? Co-pays?
It really varies from company to company.

What is the extent of the private health insurance market?
It's quite substantial.

Are hospitals required to admit those in distress into care?
Of course, why wouldn't they?

How is medical malpractice handled in your nation? If damages are awarded, what range do they fall in?
The health professional accused of malpractice is taken to court and if it is confirmed that they are indeed guilty, they are stripped of their license and are barred from ever reentering the medical profession.

[The Royal Kingdom of Quebec]

For public healthcare, it's all included in their tax, and therefore free.
For private healthcares, they may vary, as there are various kinds for different kinds of illness.

But unlike many countries, we do not allow hospitals to decline patients or disrupt their private rights due to their financial difficulties.

[Valcluse]

How is health insurance usually provided in your nation?
Health insurance is provided via two ways. The first is through the public system, where the government provides basic health plans according to Ministry of Health guidelines. The second is through private insurance companies.

How may have basic coverage? Comprehensive?
83% of the population has comprehensive coverage, with 16.2% on basic health plans.

How many in your nation are uninsured?
0.8% officially. This can be for a number of reasons, the most common being tourists or expats who have not yet transferred their original insurance coverage over to an equivalent Valclusian plan.

Is there a government-run health insurance system?
Yes.

What is the average health insurance premium for an average policy? Deductibles? Co-pays?
For private insurance, it varies by company. For government policies, the payments are taken out of taxation.

What is the extent of the private health insurance market?
83% of the people are on private insurance.

Are hospitals required to admit those in distress into care?
Yes. By law, hospitals are required to take all emergency patients in regardless of whether or not the hospital is private or public. All hospital staff are also forbidden by law to discriminate against patients in an emergency situation.

For all non-emergency matters, such as elective sugreries, private hospitals have the right to refuse treatment if they feel that the patient may not be able to fulfill their obligations.

How is medical malpractice handled in your nation? If damages are awarded, what range do they fall in?
Medical malpractice is treated very seriously and the scentences vary according to the severity of the malpractice and whether or not the malpractice was intentional or accidental.

Damages for accidental malpractice are between a few thousand in compensation to tens of thousands. Intentional malpractice damages can range from tens of thousands to millions, again depending on the severity.

[Victorious Decepticons]

How is health insurance usually provided in your nation? It's called "don't stand in the way of a blaster."

Mental health - The Debugging Center does what its name implies for free. Upgrades, on the other hand, will cost you. Cash.

How may have basic coverage? Comprehensive? None and none.

How many in your nation are uninsured? Everybody. The only way we'd buy insurance is if it covered damage resulting from acts of violence we instigated. Guess what no insurer in their right mind would cover even for a million Energon Cubes!

Is there a government-run health insurance system?

What is the average health insurance premium for an average policy? Deductibles? Co-pays?

What is the extent of the private health insurance market? N/A for all of these. The government thinks it's pretty silly to make people use some card for Debugging. It's not like anyone is disqualified!

Are hospitals required to admit those in distress into care? The Debugging Centers will repair glitches caused by coding or hardware errors for free, and of course, it does take emergency cases. It will also give you replacement chips on a regular schedule for free. Checkups are also free, and asymptomatic glitches will be fixed at this time.

Physical errors? Get out your wrench or hire a mechanic. Physical damage is easy enough for people to fix on their own in most cases. Problems that require that the patient's motion capability be taken offline, like engine replacements, do require a mechanic. These problems almost always give plenty of warning signs so the person can save up for a new engine and installation before it's too late. Exceptions are rare enough that it doesn't justify offering free mechanical work.

How is medical malpractice handled in your nation? The crooked or incompetent mechanic will be dismantled alive, and his own parts used to replace the defective ones he installed.

If damages are awarded, what range do they fall in? The combined parts value of a crooked or incompetent mechanic can run over a million Cubes if he has high-level upgrade modifications. This value, however, is almost never realized. The angry ex-customers who dismantled him usually want the parts to put into themselves - and replace the defective ones they were originally sold.

[Kallstrom]

How is health insurance usually provided in your nation?

How may have basic coverage? Comprehensive?
All citizens are covered by different plans provided by their place of work.
How many in your nation are uninsured?
About 0.002 % , they are vagabonds, free spirit people, who chose to be uninsured.
Is there a government-run health insurance system?
Yes, there is in fact 10-11 competing plans, but all run by government.
What is the average health insurance premium for an average policy? Deductibles? Co-pays?
All people are paid around 10,000 Credits a year.
Premium is 200 Credits, an average co-pay to a doctor is 70%, that means the state pays 70%.
What is the extent of the private health insurance market?

Zero
Are hospitals required to admit those in distress into care?
Yes
How is medical malpractice handled in your nation? If damages are awarded, what range do they fall in?
Medical malpractice are handled by lawyers who are licensed and trained by one of the 20 National Law Institutes. They can potentially earn a lot of money. 90% of our richest citizens are lawyers.