Karalius Investments, Co. :: Your one-stop financial centre.

by **Valdova** » Sun Oct 02, 2011 6:16 am

ABOUT US | OUR INVESTMENT SERVICES | LOANS & MORTGAGES | ONLINE APPLICATION FORMS

About Us
A subsidiary and corporate partner of the Crown Bank of Valdova, the Karalius Investments Company is the brain child of the CEO of the Crown Bank, Anders Johansen, and the Valdovan financial analyst Peter Holte. It was created for the sole purpose of investing in profitable and legitimate ventures through bonds and stocks - but as time progressed, it became strikingly apparent KIC needed to offer more, to better serve those who came looking for other services but were unable to find what they needed.

To that end, Karalius Investments offers more than just investment advice. It also provides loans and mortgages from any Crown Bank branch near you, or through the online applications system. Karalius Investments can also give your company a rating for how much risk and potential investing in your company has, and offers investors a chance to partner with the lucrative and stable Crown Group - a business alliance combining both Karalius Investments and the Crown Bank.

As a corporate partner of the Crown Bank, Karalius Investments uses capital given by the Crown Bank to finance its various services. If you would like to join our venture, please to go to the Crown Bank of Valdova homepage, and make an account today.

Investment Portfolio
The following is a list of different investments that KIC has made. Feel free to browse this information before requesting that Karalius Investments invest in your corporation or government.

by **Valdova** » Sun Oct 02, 2011 6:47 am

ABOUT US | OUR INVESTMENT SERVICES | LOANS & MORTGAGES | ONLINE APPLICATION FORMS

Financial Ratings
If you want to apply for a large loan with us or any other financial institution, you will need to prove that your company is stable and profitable. Why not save both yourself and the bank the hassle, and go prepared with a reliable and impartial financial rating from Karalius Investments?

Our Financial Rating is guaranteed to be impartial and precise, taking into account your previous sales, quality of your products, and records of previous transactions that you choose to provide Karalius Investments with. For US$50,000, Karalius Investments' financial analysts will calculate a credit rating - how likely is your corporation going to pay back the money? - and the risk-reward cost (RRC) - how much will the investors profit/possibly lose? - for your corporation.

For US$30,000 per annum, you can retain Karalius Investments to provide your company with yearly financial reports and ratings, so you - and your potential clients and investors - can see how much you have grown over the years.

If you are interested in retaining Karalius Investments as your financial analyst, and would like both the expertise and statistics provided through our service, please fill out the financial ratings form here.

Our Credit Ratings
Here at Karalius Investments, we believe that credit ratings that compares businesses with a limited number of pre-made values is neither correct nor reflects the actual financial strength of the businesses.

Therefore, we have our own ratings - called KIC Ratings - based upon the idea that from objective information, we can conclude on a realistic and flexible credit grade. From information that you choose to provide/we discover, Karalius Investments is able to put you, your company, or your government on an accurate number line.

The following is an explanation of the KIC Rating system, including comparison to values from older systems. Please look to the side to see a diagram of the ratings' breakdown.

Over 90 (Excellent): Equivalent from an A- to a AAA, a KIC Rating of over 90 is a premium grade. The corporation or government has an established history of returning all financial obligations, or can be expected to be able to do so.
　
80 to 90 (Good): Equivalent from a BBB+ to a BB+, a KIC Rating of between 80 and 90 is the higher-medium grade. The corporation or government can be expected to meet most of its financial obligations.
　
70 to 80 (Fair): Equivalent from a BB to a B, it is not advisable to invest in corporations or governments with this lower-medium grade. Although they have a reputation of meeting financial obligations, an unexpected circumstance may have created a moderate risk for investors.
　
60 to 70 (Uncertain): Equivalent from a B- to a C, the corporation or government has substantial risks for investors. The markets are moderately to extremely speculative, and in some cases the corporation or government may be in default with little prospect for recovery.
　
Under 60: Equivalent to a D, the corporation or government is in default.

Risk-Reward Costs (RRC)
RRC determines how much yield from your stocks or investing in your company an investor can expect, as compared to the risk of you closing up shop, bankruptcy, or other unforseen circumstances. RRC is an important part of our financial reports because it tells your potential investors whether or not it is safe and/or profitable to invest in your company.

High Risk	High Risk, Low Yield	High Risk, High Yield
Low Risk	Low Risk, Low Yield	Low Risk, High Yield
	Low Yield	High Yield

High Risk, Low Yield: Not recommended for investments. Moderate to very volatile industry, corporation does not have a reliable history of stable revenue, or the corporation is a new entrepreneurship.
High Risk, High Yield: Moderately volatile market or industry, but the corporation has either a reliable history of stable revenue or, when it makes money, it makes a lot.
Low Risk, Low Yield: The corporation sells staples or other basic and necessary products. The corporation has a stable history of revenue that has not fluctuated too much.
Low Risk, High Yield: The corporation has a monopoly on a specific product, or otherwise produces incredible amounts of revenue. The market or industry is, and has been, stable.

Stocks, Bonds, and Other Investments
Although Karalius Investments offers financial ratings, its primary goal is to expand its original capital through investing in profitable and legitimate corporations.

Although we approach other companies on our own initiative, if you need someone to invest in your company, or if you offer stocks and other options, please fill out an investment application form by going to here.

by **Valdova** » Sun Oct 02, 2011 7:46 am

ABOUT US | OUR INVESTMENT SERVICES | LOANS & MORTGAGES | ONLINE APPLICATION FORMS

Loans and Mortgages
If you need that extra cash to buy your car, send your kids to college, or to expand your business, try the KICKSTART! program, the Karalius Investments Company's new loans and mortgages service. You can request a loan specifically tailored to meet your demands, or pick from our great list of predesigned loans, priced competitively and with some of the lowest interest rates.

Feel free to fill out a loan application form here, and we will respond to you as soon as possible. You can also find this service in any Crown Bank branch near you - your interests are our interests.

Pre-Designed Loan Packages
The following table of predesigned loans are the interest rates for A-rated businesses, governments, and persons. If your credit rating is lower, you may have a higher interest rate, or your application may be refused. Please note that you can request different time plans and interest rates in your loan form, but Karalius Investments will generally not consider anything below the amounts specified below. We do not generally accept loans of or over the maximum amount. Unless you have been rated AA+ or higher, we will generally not accept loan applications over 85% of the maximum amount.

	Generic Loans*	Business Loans	Government Loans
Payment Plans	3M, 6M, 1Y, 2Y, 4Y	6M, 1Y, 2Y, 4Y	1Y, 4Y, 10Y
Interest (p.a.)	2.5%, 2.3%, 2.1%, 1.9%, 1.7%	3.4%, 3.2%, 3.0%	5.0%, 4.6%, 4.2%
Maximum Loan	US$100,000.00, but varies	US$1 million, but varies	US$100 million, but varies

Generic Loans include student loans, car loans, etc. For a mortgage, please specify under the additional information request in your loan form. Our representatives will get back to you as soon as possible.

Custom Loans & Mortgages
If you have special needs that cannot be met with the aforementioned pre-designed loan packages, consider our custom loans plan. Contact a Crown Bank or Karalius Investments representative through the Contact Us page.

by **Valdova** » Sun Oct 02, 2011 9:27 am

ABOUT US | OUR INVESTMENT SERVICES | LOANS & MORTGAGES | ONLINE APPLICATION FORMS

Investment or Stock Options
If you want Karalius Investments to review and invest in your storefront, please copy the following application and include it in a letter or electronic message, addressed to the Karalius Investments Company.

Code: Select all: NAME OF ORGANIZATION / BUSINESS: LINK TO STOREFRONT, OR FINANCIAL INFORMATION: NUMBER OF STOCKS AVAILABLE: How many stocks do you sell, in total? NUMBER OF STOCKS REQUESTED: How many stocks do you want Karalius Investments to purchase? VALUE OF STOCK: How much is one of your stocks worth? ADDITIONAL INFORMATION: If you would like to request something other than stocks, please answer N/A to the above 3 questions and explain, in detail, what you would like from us.

Financial Report Service
If you would like for Karalius Investments to review your corporation or government, or if you would like to retain Karalius Investments as your main financial review agency, please attach the following application to a letter or electronic message addressed to us.

Code: Select all: NAME OF ORGANIZATION / BUSINESS / NATION: LINK TO STOREFRONT OR FACTBOOK: PLEASE TYPE 'x' TO INDICATE UNDERSTANDING OF THE FOLLOWING. Do you want Karalius Investments to give you a financial report, for $500,000.00?: Y [ ] N [ ] Do you want to retain Karalius Investments' reporting services, at a rate of $300,000.000 an year?: Y [ ] N [ ] If you have purchased a financial report from us, you may not, under any circumstances change our ratings or comments, unless we update your report. You must include "the Crown Bank", "Crown Bank of Valdova", "Karalius Investments Company", or a link to our website when you use our financial ratings or reports. [ ] ADDITIONAL INFORMATION: If there is anything you need to inform us about, please write it here.

Loan or Mortgage Application
If you want to request a loan or mortgage from Karalius Investments, fill out the application and attach it to a letter addressed to us, or to the Crown Bank. We will get back to you as soon as possible.

Code: Select all: NAME OF PERSON / CORPORATION / NATION: LINK TO STOREFRONT OR FACTBOOK: Optional if personal/generic loan. CREDIT RATING: CREDIT AGENCY: The agency that gave you the above rating. LOAN TYPE: Generic, Business, Government or Custom. PAYMENT PLAN: Specify the time during which you will make monthly payments to us. LOAN AMOUNT: How much would you like? The Karalius Investments Company or the Crown Bank of Valdova, as your creditors, have the right to acquire your assets to fulfill your financial obligations should you fail to pay by the end of the payment plan, and an extension is not granted. Karalius Investments reserves the right to reject loan requests based on financial and other relevant factors. [ ] ADDITIONAL INFORMATION: If there is anything you need to inform us about, please write it here.

by **Tarmeca** » Sun Oct 02, 2011 7:46 pm

Greetings!

To Whom it May Concern,
CymComm TeleCommunications is one of the fastest growing telecommunications companies in the world. Our fast, reliable networks have won our company global renown. Now CymComm is stepping out into the world stock market. We would be very pleased if Karalius Investments, Co. would invest in CymComm. Our track record shows that we are as close to a sure thing as one can get. We deeply appreciate your consideration.

Application

NAME OF ORGANIZATION / BUSINESS: CymComm TeleCommunications
LINK TO STOREFRONT, OR FINANCIAL INFORMATION: http://forum.nationstates.net/viewtopic.php?f=6&t=143357

NUMBER OF STOCKS AVAILABLE: 2,000,000 shares on the market (7,000,000 owned by CymComm)
NUMBER OF STOCKS REQUESTED: 150,000
VALUE OF STOCK: $314.16

Signed,
Adil Assad
Director of Finances
CymComm, Inc.

by **Valdova** » Sun Oct 02, 2011 8:03 pm

To sir Adil Assad, Director of Finances of CymComm, Inc.,

We thank you for your application with Karalius Investments. We are proud to say that, after reviewing your financial information, your investment application has been approved. Should CymComm make more stocks available for our purchase, we would definitely be interested.

Since your storefront is so stable and profitable, we would like to offer you a long-term, 4Y loan for $20,000,000, at the lowest possible interest of 3.1%. Please remember that all transactions with Karalius Investments can be done through an encrypted telegram to our Contact Us page, or our corporate partner, the Crown Bank of Valdova.

Peter Holte　　　
Chief Executive Officer of the Karalius Investments Group　　　

ORIGINAL MESSAGE
Tarmeca wrote:-snippet-

by **Machina Haruspex** » Thu Oct 06, 2011 2:26 am

Hello,

We of the HIA-Haruspex International Arms, would like to have The Crown Bank of Valdova's services in the regards of Financial Report Services.

In regards to our company, HIA manufacturers and or sells various products meant to ensure defense of a nations sovereign borders, expanding into territory, and or complimenting an army or perhaps even building a nation's first.

Our main production facilities reside within the region of Europa, and espouse a free trade agreement with all nations whose budgets can afford our weaponry and equipment. Everything from relatively simple small arms systems to that of high tech weapons can be found via our product catalog.

Haruspex International Armaments is a corporate entity within the domain of The Sovereign Imperium of Machina Haruspex, with central offices and factories also there. It calls the Europa region home as well and is thus one of the most powerful corporate influences available in that area.

We sell arms, munitions, vehicles, aerocraft, naval technoloy, space technology, heavily involved in the research and creation of bioweaponry,biologicals, radiologicals, chemical class weaponry and more to any and all that can pay our prices.

by **Fedriya** » Thu Oct 06, 2011 12:05 pm

NAME OF ORGANIZATION / BUSINESS / NATION: Phoenixwood International™
LINK TO STOREFRONT OR FACTBOOK: ^

PLEASE TYPE 'x' TO INDICATE UNDERSTANDING OF THE FOLLOWING.
Do you want Karalius Investments to give you a financial report, for $500,000.00?: Y [X] N [ ]
Do you want to retain Karalius Investments' reporting services, at a rate of $300,000.000 an year?: Y [X] N [ ]

If you have purchased a financial report from us, you may not, under any circumstances change our ratings or comments, unless we update your report. You must include "the Crown Bank", "Crown Bank of Valdova", "Karalius Investments Company", or a link to our website when you use our financial ratings or reports. [X]

by **Ruffnekia** » Thu Oct 06, 2011 12:31 pm

NAME OF ORGANIZATION / BUSINESS / NATION: Tamaria Metals Inc.
LINK TO STOREFRONT OR FACTBOOK: http://forum.nationstates.net/viewtopic.php?f=6&t=136723

PLEASE TYPE 'x' TO INDICATE UNDERSTANDING OF THE FOLLOWING.
Do you want Karalius Investments to give you a financial report, for $500,000.00?: Y [x] N [ ]
Do you want to retain Karalius Investments' reporting services, at a rate of $300,000.000 an year?: Y [x] N [ ]

If you have purchased a financial report from us, you may not, under any circumstances change our ratings or comments, unless we update your report. You must include "the Crown Bank", "Crown Bank of Valdova", "Karalius Investments Company", or a link to our website when you use our financial ratings or reports. [x]

ADDITIONAL INFORMATION: If there is anything you need to inform us about, please write it here.

shares on the Ruffnekian Stock Exchange rose by 39.2% this past week thanks to a massive boost in profits when the company expanded production by 12% and also expanded into new countries who were in high demand for metals, minerals and ores

by **Valdova** » Thu Oct 06, 2011 4:07 pm

To sirs/madams,

We thank you for applying for financial reports from Karalius Investments. As we state in our information packages, we rate corporations based on their individual circumstances, taking into account their sales, revenue, assets, previous business decisions, et cetera. Our financial reports consist of two parts: the credit rating and the risk-reward costs (RRC).

Per our transparency policy, the ratings of companies who have applied are printed in this release. However, the rationales for the ratings, as well as various financial information we have pieced together, will only be available to those who made the request, and cannot be disclosed by Karalius Investments without their consent.

Without further ado, the credit ratings for the first three applicants are:

Haruspex International Arms (HIA): 93 (Excellent), Moderate Risk/High Profit
Tamaria Metals Incorporated (TMI): 85 (Good), Low Risk/Low Profit
Phoenixwood International (PWI): 89 (Good), Moderate Risk/Moderate Profit

For all applicants, the money (either a sum of US$ 500,000.00 for a single report or US$ 300,000.00 per annum for yearly reports) can be wired to the Karalius Investment Company's account with the Crown Bank. If you believe that we reported inaccurately, please contact us at http://www.karalius.val/contact.php?mode=ign. Karalius Investments cannot accept any disputes by mail.

Peter Holte　　　
Chief Executive Officer of the Karalius Investments Group　　　

All information here is confidential, for the eyes of whoever's name is in front of it. You have no knowledge of it, IC'ly.
HARUSPEX INTERNATIONAL ARMS (HIA)
Machina Haruspex wrote:-snippet-

　　2006 　2007 　2008 　2009 　2010
　Sales (in US$ bil.) 　2,454.28 　135.32 　793.55 　7,271.47 　2,845.86
　Number of Sales 　15 　11 　19 　12 　9

Rationale for Credit Rating (93): HIA's profits have fallen dramatically in 2006, and have also fallen again in 2010. However, taking into account the fact that the number of sales have remained constant over the years, as well as the fact that HIA has several exclusive and highly profitable contracts, we believe that HIA is, and will continue to be able to be able to return all financial obligations.
　
Rationale for RRC (Moderate/High): The nature of HIA's industry (arms manufacturing) is that when you make money, you make a lot of it. HIA's revenues for 2007 and 2009 prove this fact. However, with great reward comes great risk, and in the case of HIA, this is proven by the dip in revenue experienced in 2008 and 2010. Investments should only be made carefully: shareholders could see a dramatic increase or a decrease, depending on the situation.

TAMARIA METALS INCORPORATED
Ruffnekia wrote:-snippet-

Rationale for Credit Rating (85): A sudden lack of clients during the 2010 and yearly 2011 fiscal years suggests that business has not been as stable. In order to increase your credit rating, Karalius Investments suggests adding more information regarding your company and products, cutting down on the use of images, and making the website more presentable in order to attract more clients. We see signs that Tamaria Metals will continue to grow.
　
Rationale for RRC (Low/Low): The sale of metal staples such as iron, steel, and precious metal bullion ensures that Tamaria Metals Incorporated will continue to rake in profits; however, compared to other investment options, the yield or return per share would be low.

PHOENIXWOOD INTERNATIONAL
Fedriya wrote:-snippet-

Rationale for Credit Rating (89): We see prospect of Phoenixwood International growing in size and clientele, but through reviewing the transactions and transcripts provided by the company, we can only conclude that their business has not been optimal, to say the least.
　
Rationale for RRC (Moderate/Moderate): Private military companies have less clients than, say, a weapons or vehicle manufacturing company. This is due to the fact that most nations value their sovereignty over immediate defence. Karalius Investments recommends that the storefront be renovated to be more presentable, and also suggests that Phoenixwood International look into the security industry. We believe that you will find more luck with protecting corporations and individuals than with governments.

by **Valdova** » Sun Oct 09, 2011 5:11 pm

Media Release

To sirs/madams,

On behalf of the Karalius Investments Company, we thank those who have used our financial rating services before, and we are pleased to announce that our new investment campaign is already showing some results.

As you can see under our Investment Portfolio section on our homepage, we have currently invested US$ 159,524,000.00 in profitable business ventures across the globe. We project a return rate of 8.72% for those who requested it - an approximate sum of US$ 92,736.62 for everyone, and they didn't have to lift a finger!

For Business Owners: Karalius Investments is looking for investment options with growing ventures, not in the military or transport manufacturing sectors. If you would like extra capital for your business, or feel that the Karalius Investments name is one that you want affiliated with your corporation, please contact us at http://karalius.val/contact.php?mode=secure&t=8999.

We thank everyone who has had interest in our company, and promise that Karalius Investments will invest in profitable and legitimate ventures. Always. Should you have any questions or comments, please direct them, by telegram, to our Contact Us page. Be safe, and happy investing!

Peter Holte　　　
Chief Executive Officer of the Karalius Investments Company　　　

	2006	2007	2008	2009	2010
Sales (in US$ bil.)	2,454.28	135.32	793.55	7,271.47	2,845.86
Number of Sales	15	11	19	12	9

Karalius Investments, Co. :: Your one-stop financial centre.

Karalius Investments, Co. :: Your one-stop financial centre.

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