Background Checks and Credit Reports in Your Nation

[Chinese Peoples]

Code: Select all

[b]Are private enterprises allowed to obtain background checks (for conviction records) legal in your nation?[/b]

[b]Are private enterprises allowed to obtain credit reports for non-financial-related services?[/b]

[b]Are private enterprises allowed to obtain credit report for financial services?[/b]

[b]Is it legal to compile background checks and credit reports based on non-government sources?[/b]

In this nation...

Are private enterprises allowed to obtain background checks (for conviction records) legal in your nation?
No, excepting a court warrant specifically allowing records to be pulled from state archives.

Are private enterprises allowed to obtain credit reports for non-financial-related services?
No.

Are private enterprises allowed to obtain credit report for financial services?
No.

Is it legal to compile background checks and credit reports based on non-government sources?
No.

[Jaguito]

In this nation...

Are private enterprises allowed to obtain background checks (for conviction records) legal in your nation?
Yes

Are private enterprises allowed to obtain credit reports for non-financial-related services?
No

Are private enterprises allowed to obtain credit report for financial services?
Yes

Is it legal to compile background checks and credit reports based on non-government sources?
Yes

[Chadtonia]

Are private enterprises allowed to obtain background checks (for conviction records) legal in your nation? Yes, inasmuch that they under the direction of the authority of The Department of Diplomatic Endeavors For Chadtonia.

Are private enterprises allowed to obtain credit reports for non-financial-related services? No (exception The Department of Diplomatic Endeavors For Chadtonia.)

Are private enterprises allowed to obtain credit report for financial services? Yes.

Is it legal to compile background checks and credit reports based on non-government sources? Yes.

[Cayos de Coco]

Are private enterprises allowed to obtain background checks (for conviction records) legal in your nation?
Yes

Are private enterprises allowed to obtain credit reports for non-financial-related services?
No

Are private enterprises allowed to obtain credit report for financial services?
Yes

Is it legal to compile background checks and credit reports based on non-government sources?
Background checks must go through a government source. The national mint and tax collection agency compiles a credit report that is affected by tax history as well as credit history and it is available free to credit rating firms and at a cost for all other purposes.

[Ventalia]

Are private enterprises allowed to obtain background checks (for conviction records) legal in your nation?
Only with the individual's consent.

Are private enterprises allowed to obtain credit reports for non-financial-related services?
Only with the individual's consent.

Are private enterprises allowed to obtain credit report for financial services?
Only with the individual's consent.

Is it legal to compile background checks and credit reports based on non-government sources?
Only with the individual's consent.

While the individual must consent for any sort of credit or background check, the enterprise or organization making the request may refuse services or employment if the individual in question does not consent. In other words, while a person is not obliged to provide background information, the organization is likewise not obliged to hire or provide services.

[Kaschovia]

Are private enterprises allowed to obtain background checks (for conviction records) legal in your nation?
No.

Are private enterprises allowed to obtain credit reports for non-financial-related services?
No.

Are private enterprises allowed to obtain credit report for financial services?
Yes.

Is it legal to compile background checks and credit reports based on non-government sources?
No.

[Imperium Sidhicum]

In a summary answer, no. Most enterprises are owned by the state to begin with, and the state retains exclusive monopoly on record-keeping on it's citizens. The few private enterprises are too small and not involved in any strategic industries to have any necessity for background checks on their employees.

[Okoyasu]

Are private enterprises allowed to obtain background checks (for conviction records) legal in your nation?

Yes, in co-ordination with the Okoyasunese Bureau of Internal Security (OBIS), a division of the Ministry of Security.

Are private enterprises allowed to obtain credit reports for non-financial-related services?

Yes, in co-ordination with the Okoyasunese Bureau of Financial Accreditation (OBFA), a division of the Ministry of Finance.

Are private enterprises allowed to obtain credit report for financial services?

Yes, in co-ordination with the Okoyasunese Bureau of Financial Accreditation (OBFA), a division of the Ministry of Finance.

Is it legal to compile background checks and credit reports based on non-government sources?

Yes, in co-ordination with the Okoyasunese Bureau of Internal Security (OBIS), a division of the Ministry of Security, and the Okoyasunese Bureau of Financial Accreditation (OBFA), a division of the Ministry of Finance.

[Revashia]

Are private enterprises allowed to obtain background checks (for conviction records) legal in your nation? Yes

Are private enterprises allowed to obtain credit reports for non-financial-related services? Yes

Are private enterprises allowed to obtain credit report for financial services? Yes

Is it legal to compile background checks and credit reports based on non-government sources? Yes for credit; not for criminal

[Vallermoore]

Are private enterprises allowed to obtain background checks (for conviction records) legal in your nation? It depends on the job. For a security guard or someone in a position of great trust, yes, otherwise no.

Are private enterprises allowed to obtain credit reports for non-financial-related services? No

Are private enterprises allowed to obtain credit report for financial services? No

Is it legal to compile background checks and credit reports based on non-government sources? Yes

[Frenequesta]

Are private enterprises allowed to obtain background checks (for conviction records) legal in your nation? Not quite. A private enterprise can only ask the police forces and government departments for specific information, such as whether the person has committed work-related crimes or has a history of recidivism. They may not actually obtain the records themselves. A business is not legally allowed to not hire someone based on criminal history alone, but in practice, because an employer can always tee up one or two other factors in their decision to not hire someone, they usually win in court. Chief Justice Allen Cosmo has written guest law review articles about this issue and has called for a new constitutional amendment or General Law to explicitly ban discrimination based on criminal history without qualification.

Are private enterprises allowed to obtain credit reports for non-financial-related services? No. Only financial institutions and services are allowed to order or obtain financial records for any purpose, and the only allowable purpose is financial.

Are private enterprises allowed to obtain credit report for financial services? Yes, but only financial institutions, and only "at the receipt of the loan or instrument application." Mullins v. Kismic Farmer's Bancorp, [2220] 2 F. 101 (interpreting the Yates Financial Privacy Act of 2218).

Is it legal to compile background checks and credit reports based on non-government sources? Yes, if it is a credit score company, no for any other business including financial institutions.

[Nortainland]

Are private enterprises allowed to obtain background checks (for conviction records) legal in your nation? Yes
Are private enterprises allowed to obtain credit reports for non-financial-related services? No
Are private enterprises allowed to obtain credit report for financial services? Yes
Is it legal to compile background checks and credit reports based on non-government sources? Yes

[Praie]

Are private enterprises allowed to obtain background checks (for conviction records) legal in your nation? For employment and financial related services yes

Are private enterprises allowed to obtain credit reports for non-financial-related services? No

Are private enterprises allowed to obtain credit report for financial services? Yes

Is it legal to compile background checks and credit reports based on non-government sources? Yes for credit but not for criminal background checks

[Appalatchia]

Are private enterprises allowed to obtain background checks (for conviction records) legal in your nation?
Yes

Are private enterprises allowed to obtain credit reports for non-financial-related services?
No

Are private enterprises allowed to obtain credit report for financial services?
Yes

Is it legal to compile background checks and credit reports based on non-government sources?
No

[Fatatatutti]

Yes.

We have freedom of information in Fatatatutti. If you have secrets, it's your own responsibility to keep them. The government won't help you do it.

[Umbreria]

Are private enterprises allowed to obtain background checks (for conviction records) legal in your nation?

Yes. Employers have a right to know who they are hiring.

Are private enterprises allowed to obtain credit reports for non-financial-related services?

Yes. Your spending habits can tell a potential employer or others quite a bit about you as a person.

Are private enterprises allowed to obtain credit report for financial services?

Yes. If you want somebody to loan you money, they have a right to assess the risk they are being asked to take.

Is it legal to compile background checks and credit reports based on non-government sources?

Yes. Credit agencies, private investigators, and so on are perfectly legal. There is no cause for government monopoly.