[DRAFT] Glassbank

[Brezzia]

Other issues by Brezzia: https://www.nationstates.net/page=dispatch/id=1593554

Title: Glassbank

Description: When some current account holders of the Bank of @@CAPITAL@@ tried to resell the diamonds that their own bank had offered them to buy as a safe long-term investment, they found that they had bought them at twice the market price. Investors sued the bank for scam, but they are asking the government to compensate them before the trial against the bank is over.

Validity: Invalidy for Nations that have "Socialism" policy or "No Judiciary" policy.

Choices:

1 Text: "We have lost all our savings and we cannot support our families while we await the judge's decision!" Cries the representative of the defrauded account holders, during a live feed from a city square on the popular talk show, during a live feed on the popular talk show Ears on @@NAME@@. "The government is also responsible! Because... well... it should ensure that the trials end quickly... and... ehm... it should have been watching over the bank we trusted. Anyway! The least it can do now is to anticipate the repayment due to us!"
Fallout: The government is the only one interested in the outcome of trials.
Validity: All Nations.

2 Text: "As much as one can empathize with these people, their request cannot be granted," replied the Justice Minister in the TV program's studio. "A government that anticipates sentencing is an interference of the executive power with the judiciary, even if the outcome seems to be a foregone conclusion. Only a fair trial can determine whether a fact is a crime and its seriousness. It is true, however, that long judicial proceedings are a serious problem in our legal system. We could try assigning more judges to the same trial to divide the work and speed up the timelines."
Fallout: Disagreeing judges usually sue each other.
Validity: All Nations.

3 Text: "If people still believe in fairies, why shouldn't the smart ones take advantage of them?" says a sunglassed yuppie in a recordered interview to passers-by. "The court shouldn't accept their demands either. Nobody gives anything for free and if you don't understand a thing about diamonds, you simply mustn't buy them!"
Fallout: Big @@ANIMAL@@ eat little @@ANIMAL@@.
Validity: All Nations.

4 Text: "This is capitalism!" angrily posts leader of the Miners' Union of @@NAME@@ on all social network available in @@REGION@@. "So-called investors and entrepreneurs exploit miners and gullible to make a profit. Let's eliminate the problem at its root and unify all the banks in the country into a single state bank, placed under the jurisdiction of the Ministry of Finance, along with the nation's Mining companies."
Fallout: The State Bank of @@NAME@@ is forever.
Validity: All Nations.

Title: Glassbank

Description: The Bank of @@CAPITAL@@ induced some of its account holders to purchase diamonds as a safe long-term investment. When the investors tried to resell them, they discovered they had bought the diamonds at double the market price. During a live feed from a city square on the popular talk show "Ears on @@CAPITAL@@, they are asking the government to compensate them before the trial against the bank is over.

Validity: Invalidy for Nations that have "Socialism" policy or "No Judiciary" policy.

Choices:

1 Text: "We have lost all our savings!" Cries the representative of the defrauded account holders. "We cannot support our families while we await the judge's decision. The government is also responsible! It should ensure that the trials end quickly and should have been watching over the bank we trusted anyway. The least it can do now is to anticipate the repayment due to us!"
Fallout: The government is the only one interested in the outcome of trials.
Validity: All Nations.

2 Text: "As much as one empathizes with these people, their request cannot be granted." replies your Minister of Justice in the TV studio. "The government must not anticipate the sentences. Only a trial can establish whether a fact is a crime and its gravity. However, it is true that the long timescales of judicial procedures are a serious problem in our legal system. We may try to put more judges on the same process to speed them up."
Fallout: Disagreeing judges usually sue each other.
Validity: All Nations.

3 Text: "If people still believe in fairies, why shouldn't the smart ones take advantage of them?" says a sunglassed yuppie in a recordered interview to passers-by. "The court shouldn't accept their demands either. Nobody gives anything for free and if you don't understand a thing about diamonds, you simply mustn't buy them."
Fallout: Big @@ANIMAL@@ eat little @@ANIMAL@@.
Validity: All Nations.

4 Text: "This is capitalism!" angrily posts the general secretary of the Communist Party of @@NAME@@ on one of the most used social network in @@REGION@@. "So-called investors and entrepreneurs exploit miners and gullible to make a profit. Let's eliminate the problem at its root and unify all the banks in the country into a single state bank, placed under the jurisdiction of the Ministry of Finance."
Fallout: The National Bank is built around government.
Validity: All Nations.

Title: Glassbank

Description: The Bank of @@CAPITAL@@ induced some of its account holders to purchase diamonds as a safe long-term investment, but replaced the actual stock prices with the prices proposed by the seller. When they tried to resell them, the investors discovered that they had bought the diamonds at double the market price and have asked the government to compensate them before the trial against the bank is over.

Validity: Invalidy for Nations that have "Socialism" policy or "No Judiciary" policy.

Choices:

1 Text: "We have lost all our savings!" Cries the representative of the defrauded account holders in a live feed from a city square on the popular talk show "Ears on @@CAPITAL@@. "We cannot support our families while we await the judge's decision. The government is also responsible! It should ensure that the trials end quickly and should have been watching over the bank we trusted anyway. The least it can do now is to anticipate the repayment due to us!"
Fallout: The government is the only one interested in the outcome of trials.
Validity: All Nations.

2 Text: "As much as one empathizes with these people, their request cannot be granted." replies your Minister of Justice, also in a live feed from the Ministry. "The government must not anticipate the sentences. Only a trial can establish whether a fact is a crime and its gravity. However, it is true that the long timescales of judicial procedures are a serious problem in our legal system. We may try to put more judges on the same process to speed them up."
Fallout: Disagreeing judges usually sue each other.
Validity: All Nations.

3 Text: "If people still believe in fairies, why shouldn't the smart ones take advantage of them?" says a sunglassed yuppie in a interview to passers-by. "The court shouldn't accept their demands either. Nobody gives anything for free and if you don't understand a thing about diamonds, you simply mustn't buy them."
Fallout: Big @@ANIMAL@@ eat little @@ANIMAL@@.
Validity: All Nations.

4 Text: "This is capitalism!" angrily affirms the general secretary of the Communist Party of @@NAME@@, guest in the TV studio. "So-called investors and entrepreneurs exploit miners and gullible to make a profit. Let's eliminate the problem at its root and unify all the banks in the country into a single state bank, placed under the jurisdiction of the Ministry of Finance."
Fallout: The National Bank is built around government.
Validity: All Nations.

Title: Glassbank

Description: The Bank of @@CAPITAL@@ induced some of its account holders to invest their savings in the purchase of diamonds as a safe long-term investment, passing off the prices proposed by the seller as quotations on the stock exchange. Attempting to resell the diamonds, investors found that they paid for them at a significantly higher price than the market price and asked the government to compensate them before the trial against the bank is over.

Validity: Invalidy for Nations that have "Socialism" policy or "No Judiciary" policy.

Choices:

1 Text: "We have lost everything we had!" Says the representative of the defrauded account holders. "We cannot support our families while we await the judge's decision. The government is also responsible! It should ensure that the trials end quickly and should have been watching over the bank we trusted anyway! The least it can do now is to anticipate the repayment due to us."
Fallout:
Validity: All Nations.

2 Text: "As much as one empathizes with these people, their request cannot be granted." says your Minister of Justice. "The government must not anticipate the sentences. Only a trial can establish whether a fact has been committed, whether it constitutes a crime, and its gravity.However, it is true that the long timescales of the procedures are a serious problem in our legal system. The welfare subsidies will be enough to help those of them who are in financial difficulty, while we should hire more judges to speed up the trials."
Fallout:
Validity: All Nations.

3 Text: "Honestly, the court shouldn't accept their demands either." says an ultra-capitalist yuppie on a radio interview. "If people still believe in fairies, why shouldn't the smart ones take advantage of them? Nobody gives anything for free and if you don't understand a thing about diamonds, you mustn't buy them."
Fallout: Big @@ANIMAL@@ eat little @@ANIMAL@@.
Validity: All Nations.

4 Text: "This is capitalism..." sadly notes the general secretary of the Communist Party of @@NAME@@. "So-called investors and entrepreneurs exploit miners and gullible to make a profit. Let's eliminate the problem at its root and unify all the banks in the country into a single state bank."
Fallout: The National Bank is built around @@DENOMYNPLURAL@@.
Validity: All Nations.

Title: Glassbank

Description: Some Bank of @@CAPITAL@@ account holders were induced to invest their savings in the purchase of diamonds at a price significantly higher than the market price. The bank lied about the guarantees presented to investors who found themselves bankrupt.

Validity: Invalidy for Nations that don't have "Capitalism" policy. Invalidy for Nations that have "No Judiciary" policy.

Choices:

1 Text: "We ask the government to compensate us before the trial is over." Says the representative of the defrauded account holders. "We have lost everything we had and we cannot support our families while we await the judge's decision. The government should have been watching over the bank we trusted anyway!"
Fallout:
Validity: All Nations.

2 Text: "As much as one empathizes with these people, their request cannot be granted." says your Minister of Justice. "The government must not anticipate the sentences. We don't even know how the trial will end! The welfare subsidies will be enough to help those of them who are in financial difficulty, while we should hire more judges to speed up the trials."
Fallout:
Validity: All Nations.

3 Text: "Honestly, the court shouldn't accept their demands either." says an ultra-capitalist yuppie on a radio interview. "If people still believe in fairies, why shouldn't the smart ones take advantage of them? Nobody gives anything for free and if you don't understand a thing about diamonds, you mustn't buy them."
Fallout: Big @@ANIMAL@@ eat little @@ANIMAL@@.
Validity: All Nations.

4 Text: "This is capitalism..." sadly notes the general secretary of the Communist Party of @@NAME@@. "So-called investors and entrepreneurs exploit miners and gullible to make a profit. Let's eliminate the problem at its root and unify all the banks in the country into a single state bank."
Fallout: The National Bank is built around @@LEADER@@.
Validity: All Nations.

[Candensia]

The writing isn't bad, but I'm a bit puzzled by the premise.

As I understand it, the investors *pulled* money from their accounts, made a risky investment, and lost everything. I'm not sure why the *bank* would have motive to support mass withdrawals among their account holders.

Furthermore, while the options indicate some sort of legal battle is ongoing, this is never established in the introduction, making it difficult to piece together exactly what's going on.

I think you may be over-choreographing this. I'd suggest returning to the basics.

Take the core idea of your debate: customer protections in the banking system. Come up with a simple premise. Maybe an old lady or a war vet goes to their local bank to withdraw some cash, but finds the bank out of business and their savings gone. Craft an option that advocates for more protection in the banking system, explaining why it's a good idea. Next, have an option oppose it, explaining why it's a bad idea. Then…get creative! (within reason)

[Brezzia]

The writing isn't bad, but I'm a bit puzzled by the premise.

As I understand it, the investors *pulled* money from their accounts, made a risky investment, and lost everything. I'm not sure why the *bank* would have motive to support mass withdrawals among their account holders.

Furthermore, while the options indicate some sort of legal battle is ongoing, this is never established in the introduction, making it difficult to piece together exactly what's going on.

I think you may be over-choreographing this. I'd suggest returning to the basics.

Take the core idea of your debate: customer protections in the banking system. Come up with a simple premise. Maybe an old lady or a war vet goes to their local bank to withdraw some cash, but finds the bank out of business and their savings gone. Craft an option that advocates for more protection in the banking system, explaining why it's a good idea. Next, have an option oppose it, explaining why it's a bad idea. Then…get creative! (within reason)

Hi! It is a fact that really happened. Italian banks sold diamonds to their customers at double the market price as a safe long-term investment, passing off the seller's prices as market prices. Even the scammers claiming a compensation to the government before the end of the trial is a real thing (for another bank scam). I have choreographed very little! The theme of the issue is scams by the bank itself.
The account holders invests their money with the same bank. I'll try to rewrite the premise to increase the informations.

[USS Monitor]

The writing isn't bad, but I'm a bit puzzled by the premise.

As I understand it, the investors *pulled* money from their accounts, made a risky investment, and lost everything. I'm not sure why the *bank* would have motive to support mass withdrawals among their account holders.

Furthermore, while the options indicate some sort of legal battle is ongoing, this is never established in the introduction, making it difficult to piece together exactly what's going on.

I think you may be over-choreographing this. I'd suggest returning to the basics.

Take the core idea of your debate: customer protections in the banking system. Come up with a simple premise. Maybe an old lady or a war vet goes to their local bank to withdraw some cash, but finds the bank out of business and their savings gone. Craft an option that advocates for more protection in the banking system, explaining why it's a good idea. Next, have an option oppose it, explaining why it's a bad idea. Then…get creative! (within reason)

Hi! It is a fact that really happened. Italian banks sold diamonds to their customers at double the market price as a safe long-term investment, passing off the seller's prices as market prices. Even the scammers claiming a compensation to the government before the end of the trial is a real thing (for another bank scam). I have choreographed very little! The theme of the issue is scams by the bank itself.
I'll try to rewrite the premise to increase the informations.

If you are combining two different RL stories, you might do better to just choose one and focus on that one. That way the issue does not become confusing from going in too many different directions.

If you really love both stories, you might be able to write two drafts.

[Trotterdam]

Scammers deceiving their customers by misrepresenting the value of their wares is pretty much the same issue whether it's a bank doing it or someone else. Even if it happens to be a bank this time, that shouldn't be the main emphasis.

(Also, diamonds as an investment? That sounds like a pretty stupid idea even if you're buying them at actual market prices. First due to lack of fungibility and liquidity, compared to traditional metallic investments like gold, and second because the entire diamond industry is pretty much built on a scam to begin with.)

[USS Monitor]

Scammers deceiving their customers by misrepresenting the value of their wares is pretty much the same issue whether it's a bank doing it or someone else. Even if it happens to be a bank this time, that shouldn't be the main emphasis.

(Also, diamonds as an investment? That sounds like a pretty stupid idea even if you're buying them at actual market prices. First due to lack of fungibility and liquidity, compared to traditional metallic investments like gold, and second because the entire diamond industry is pretty much built on a scam to begin with.)

Asking to provide financial assistance while the trial is in process would still be a new angle that I don't think is covered by existing issues.

[Brezzia]

Made a second draft with the following changes:

• introduction changed to include the trial;
• choise 1 changed to avoid repetition;
• added phrases in choices 1 and 2;
• consequence 4 changed.

Consequences 1 and 2 are still missing.

If you are combining two different RL stories, you might do better to just choose one and focus on that one. That way the issue does not become confusing from going in too many different directions.

If you really love both stories, you might be able to write two drafts.

The two fact are almost identical. I decided to use diamonds because I thought they were easier to remember and then I came up with a simple title.

(Also, diamonds as an investment? That sounds like a pretty stupid idea even if you're buying them at actual market prices. First due to lack of fungibility and liquidity, compared to traditional metallic investments like gold, and second because the entire diamond industry is pretty much built on a scam to begin with.)

I added choice 3 if anyone thought the same way.

[USS Monitor]

It needs a little proofreading and I'm not convinced that nationalizing the financial system is far-left enough to come from the Communist Party, but it is heading the right direction. The new draft is an improvement.

It also needs a couple more effect lines.

[Brezzia]

It needs a little proofreading and I'm not convinced that nationalizing the financial system is far-left enough to come from the Communist Party, but it is heading the right direction. The new draft is an improvement.

It also needs a couple more effect lines.

Thanks! I updated a third draft that try to improve the text and add a talk show setting and the missing fallouts. I added that the nationalized single bank is under political control.

[Brezzia]

Asking for misspelling and other errors. I would like to submit it at the end of this month.

[Brezzia]

Draft 4

[Australian rePublic]

Option 1- The government is also responsible? HOW?

[Brezzia]

Option 1- The government is also responsible? HOW?

I found it stupid too, but it something that really happened in my country some years ago. Maybe I should add some pauses, like even the speaker doesn't really know why:

"Well... it should ensure that the trials end quickly... and... ehm... it should have been watching over the bank we trusted."

[Brezzia]

Draft 5

[Newland City]

Reading this issue, I feel quite confused. Is this about diamonds or a lawsuit? Also, what even is the lawsuit? One is off-handedly mentioned, but it's never clarified who is suing the bank, what's the scale or scope of the lawsuit, or what it has to do with the diamonds. Is this a lawsuit that is going to bankrupt the bank people had put money into? Are the people suing the bank for upselling them on diamonds?

[Brezzia]

Reading this issue, I feel quite confused. Is this about diamonds or a lawsuit? Also, what even is the lawsuit? One is off-handedly mentioned, but it's never clarified who is suing the bank, what's the scale or scope of the lawsuit, or what it has to do with the diamonds. Is this a lawsuit that is going to bankrupt the bank people had put money into? Are the people suing the bank for upselling them on diamonds?

It's the people who are suing the bank. I'll add in the description.