[DISCONTINUED] Debtor Act

[Polomon Islands]

The World Assembly,

UNDERSTANDING, that a debtor is a person or institution that owes a sum of money, and that person has a low income and a high debt and cannot pay the debt off.

CONSERNED, that debtors will not be able to pay their bills or buy food and have proper housing, along with the risk of going to a debtors jail.
Along with the fact that debtors are borrowing money and taking loans that help with their debt, put repaying back those loans will put them back in debt unless they have a good job with a good income.

BELIEVING, that debtors will not be able to pay the debts back in time, therefore going to debtors jail. Also believing that certain people who owed money by debtors are too harsh on people with debts they owe to that person.

Knowing that people in debt will not have the proper amount of money needed to pay for housing, food or taxes, hereby:

1. Creates the NDA (National Debt Association) for other nation's citizens to pay for their taxes, bills and proper housing for those who are in serious debt and cannot pay for those needs daily.

2. Forbids the usage of the debtor jail, and will postpone repayments to banks for debtors. Also preventing debt collectors from suing debtors.

3. Forbids punishment to debtors for not paying the debts, and defends debtors from banks and tax or debt collectors threatening the person,
and will introduce debtors to new jobs with a high salary.

Hoping that debtors will recover from their debts and will be able to live a better live than before, hereby proposes the "Debtor Act".

[Polomon Islands]

Please reply what you think and I hope my first draft goes well!

[Xanthorrhoea]

3. Forbids punishment to debtors for not paying the debts, and defends debtors from banks and tax or debt collectors threatening the person,
and will introduce debtors to new jobs with a high salary.

So I can rack up as much debt as I want, not have any consquences, and then have someone find me a high paying job? Sign me up!

Jokes aside, this proposal needs a hell of a lot of caveats before I would remotely consider voting for it. Debt can be a huge problem, and some king of proposal to reduce it's harms would be an interesting thing indeed. I would much rather such a proposal aimed at reducing the circumstances that lead to debt. Removing the consequences of poor financial planning would be apoccalyptic to every WA economy.

[Outer Sparta]

I would suggest you read prior resolutions that dealt with this topic and find out what has worked and what hasn't. Right now, it's definitely nowhere near a good resolution.

[Polomon Islands]

3. Forbids punishment to debtors for not paying the debts, and defends debtors from banks and tax or debt collectors threatening the person,
and will introduce debtors to new jobs with a high salary.

So I can rack up as much debt as I want, not have any consquences, and then have someone find me a high paying job? Sign me up!

Jokes aside, this proposal needs a hell of a lot of caveats before I would remotely consider voting for it. Debt can be a huge problem, and some king of proposal to reduce it's harms would be an interesting thing indeed. I would much rather such a proposal aimed at reducing the circumstances that lead to debt. Removing the consequences of poor financial planning would be apoccalyptic to every WA economy.

So, what parts are needed to be changed?

[Tinhampton]

Inb4 "this contradicts GA#476:" the provisions of said resolution are expressly "subject to past and future World Assembly resolutions."

[Polomon Islands]

So this draft cant be put up for vote?

[Liebendeland]

A fair idea in theory, but it seems like it simply can't work. I don't even know how exactly this would be fixed.

[Outer Sparta]

So this draft cant be put up for vote?

As Tinhampton pointed out, your draft contradicts GA476. That would make it illegal.

[Ikania]

Will there be a provision forbidding indebted people from being coerced into participating in round-by-round children's games with the promise of debt relief, under threat of death? Asking for a friend.

Unfortunately, as others are saying, GA476 is in the way of what you're seeking to achieve here, and unless you can get it repealed, I don't see a room for this draft to make it to vote, unless you significantly alter/expand it.

[Xanthorrhoea]

So, what parts are needed to be changed?

Basically all of it. A good basic approach is something like this:

1. You need to think of what exactly you want to accomplish with this proposal. Are you mainly concerned about things like debtor's prison (already covered - see Tinhampton's post), assisting debtors by making it easier to get out of debt, dismantling systems of financial lending, or somthing else? Decide the 2 or 3 main things you want to address, check the list of previous resolutions to make sure they're not already sufficciently covered, and settle on what topics your resolution will cover.

2. Next, draft a proposal, and try to phrase it so it only has the specific effects you want it to. Be as detailed and precise as you can. When drafting, start with a few introductory clauses justifying the need for the proposal. Basically explain why your proposal is needed, and why this proposal is the way to do it. After the intro, create a list of operative clauses that (in the form of laws) detail what your proposal does. Don't say things like 'should,' 'will' or 'aims to.' Your laws should have action words that force nations to follow them (think 'requires,' 'bans,' 'creates' etc).

3. Next, once you have your set of laws, read through them and try and abuse them. Go ham. Try and find all the loopholes to avoid the effects you can and close them. Look for additional effects outside what you intend, and stamp them out. This is the phase the forum is useful for. You will likely go through many iterations before you get close to the final version.

4. Finally, and this is the bit that doesn't get mentioned often, you need to submit your proposal, and campaign for it. To reach the floor, it will need to be supported by enough WA delegates. This means you need to convince them it's worth voting on. You will need an organised campaign to convince them. I highly reccomend reading THISguide on a way to send messages to the delegates to support your proposal. If you don't campaign, your proposal will almost certainly fail.

---

I'd suggest taking a step back and doing steps 1-2 on your own. Take a look at previous resolutions that have passed for inspiration on how to word things, formatting and different ways of solving problems. Once you've done that, do step 3 on your own 2 or 3 times, then re-submit it to this foruml. I would reccomend having it up for review for at least 2 weeks minimum before submitting it to the WA and starting your campaign.

Good luck with it! Making a proposal is a lot of work, but (I imagine) it's a wonderful feling when it passes.

As Tinhampton pointed out, your draft contradicts GA476. That would make it illegal.

I think Tinhampton was stating the opposite...

[Outer Sparta]

So, what parts are needed to be changed?

Basically all of it. A good basic approach is something like this:

1. You need to think of what exactly you want to accomplish with this proposal. Are you mainly concerned about things like debtor's prison (already covered - see Tinhampton's post), assisting debtors by making it easier to get out of debt, dismantling systems of financial lending, or somthing else? Decide the 2 or 3 main things you want to address, check the list of previous resolutions to make sure they're not already sufficciently covered, and settle on what topics your resolution will cover.

2. Next, draft a proposal, and try to phrase it so it only has the specific effects you want it to. Be as detailed and precise as you can. When drafting, start with a few introductory clauses justifying the need for the proposal. Basically explain why your proposal is needed, and why this proposal is the way to do it. After the intro, create a list of operative clauses that (in the form of laws) detail what your proposal does. Don't say things like 'should,' 'will' or 'aims to.' Your laws should have action words that force nations to follow them (think 'requires,' 'bans,' 'creates' etc).

3. Next, once you have your set of laws, read through them and try and abuse them. Go ham. Try and find all the loopholes to avoid the effects you can and close them. Look for additional effects outside what you intend, and stamp them out. This is the phase the forum is useful for. You will likely go through many iterations before you get close to the final version.

4. Finally, and this is the bit that doesn't get mentioned often, you need to submit your proposal, and campaign for it. To reach the floor, it will need to be supported by enough WA delegates. This means you need to convince them it's worth voting on. You will need an organised campaign to convince them. I highly reccomend reading THISguide on a way to send messages to the delegates to support your proposal. If you don't campaign, your proposal will almost certainly fail.

---

I'd suggest taking a step back and doing steps 1-2 on your own. Take a look at previous resolutions that have passed for inspiration on how to word things, formatting and different ways of solving problems. Once you've done that, do step 3 on your own 2 or 3 times, then re-submit it to this foruml. I would reccomend having it up for review for at least 2 weeks minimum before submitting it to the WA and starting your campaign.

Good luck with it! Making a proposal is a lot of work, but (I imagine) it's a wonderful feling when it passes.

As Tinhampton pointed out, your draft contradicts GA476. That would make it illegal.

I think Tinhampton was stating the opposite...

I thought they directly meant it, but obviously it doesn't change the fact that this proposal is not quality at all.

[Liebendeland]

If you can improve the proposal, I'll support it.

[WayNeacTia]

So this draft cant be put up for vote?

No, it can not.

[Polomon Islands]

Ok. I will try renovating this.
It will be done in a couple of days.

[Outer Sparta]

Ok. I will try renovating this.
It will be done in a couple of days.

And it's discontinued. Guess you couldn't really get this one going off the ground.

[Polomon Islands]

Ok. I will try renovating this.
It will be done in a couple of days.

And it's discontinued. Guess you couldn't really get this one going off the ground.

Yeah I rethought about it and I was close to finishing another one, only for my computer to die so I just gave up on it.

[Tinhampton]

And it's discontinued. Guess you couldn't really get this one going off the ground.

Yeah I rethought about it and I was close to finishing another one, only for my computer to die so I just gave up on it.

Are you really giving up work on this draft because you hit a BSOD?

[Liebendeland]

"Never give up" - I think like The Rock or something