Bank of Ibica (Open)

[The United States of Ibica]

What would you Like the Power to do?

At Bank of Ibica, we ask this question every day of all those we serve. It is at the core of how we live our values, deliver our purpose and achieve responsible growth. By asking this question, we continue to learn what matters most to our clients, our employees and our shareholders. It helps us start a conversation centered on our commitment to use our capabilities to help those we serve be successful. Because we recognize that we can only be successful when the individuals, companies, communities and employees we serve are able to reach their vision of success.

This has been our driving philosophy for over 400 years. Beginning as the Frankfort Merchants Bank in East Frankfort in what was then the Republic of Monroe, we were one of the institutions instrumental in the development of the East Monore, and Ibican Confederation's economies. Expanding into the Kingdom of Albion just before they Joined the Federation that would become today's Ibica, We found ourselves the only true nationwide bank, and took on the mantle accordingly, becoming the Bank of Ibica in 1705.

Today we have a presence in every Ibican state and territory, with branches in every major city. We also maintain relationships with nearly every major corporation in the nation, as well safeguarding accounts of most state and local governments in Ibica, and is now seeking to continue our growth overseas

[The United States of Ibica]

Our Services

Checking Accounts

One of the Most secure accounts in the world, Bank of Ibica Checking accounts come with Fraudulent Transaction Protection, Overdraft Forgiveness, No Fees Ever, and are secured by the Ibican federal government for up to $500,000 each. Available to individuals, corporations, and governments a like.

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[box][align=center][b]Open Checking Account[/b][/align]
[b]Account Holder:[/b]
[b]Type of Account:[/b] Personal/Corporate/Government
[b]Country of Origin:[/b]
[b]Initial Deposit:[/b][/box]

Savings Accounts
One of the Most Secure ways to hold on to money long term, we offer a 2.5% interest rate, and all savings accounts are also secured for up to $500,000 by the Ibican Federal Government.

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[box][align=center][b]Open Savings Account[/b][/align]
[b]Account Holder:[/b]
[b]Country of Origin:[/b]
[b]Initial Deposit:[/b][/box]

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[box][align=center][b]Make a Deposit/Withdrawal[/b]
[b]Account:[/b]
[b]Amount[/b][/align][/box]

Credit Cards

Here at Bank of Ibica, we know that credit is complicated. We know there is no one size fits all solution. That's why we offer a wide variety of card to fit your unique situation; from building credit, to the world traveler, we have something for everyone.

Basic Credit - Designed to specifically help those looking to build or rebuild their credit scores, Basic Credit has a 0% APR for the first year, and a no penalty APR, so a late payment won't raise your rate.

Cash Back Card - Comes with a $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening

• 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores or home improvement/furnishings
• 2% cash back at grocery stores and wholesale clubs
• 1% cash back on all other purchases

Earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1% - No expiration on rewards. Go to the Mobile Banking app or to Online Banking to change choice category for future purchases once each calendar month, or make no changes and it stays the same.

Travel Card - Earn unlimited points, that don't expire – 2 points for every $1 spent on travel and dining purchases and 1.5 points per $1 on all other purchases Calculate Rewards. Access to world class travel perks: travel and purchase protections, luxury hotel collection and concierge service with a growing list of partners. Redeem for cash back as a deposit into Bank of Ibica® checking or savings accounts, for credit to eligible Merrill accounts including 529 accounts, as a statement credit to your credit card, or for gift cards and purchases at the Bank of Ibica Travel Center
Partners: Ibican Airlines, Western Airlines

Custom Cards - The Bank of Ibica Seeks to partner with other corporations to provide sponsored card with rewards particular to our partners.

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[box][align=center][b]Card Application[/b][/align]
[b]Applicant:[/b]
[b]Contact Person[/b] (if for a corporate account)
[b]Type of Card:[/b]
[b]Requested Credit Limit:[/b][/box]

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[box][align=center][b]Partner Card[/b]
[b]Corporation/Institution:[/b]
[b]Contact Person:[/b][/align]
[b]Store Front[/b]
[b]Name of Card:[/b]
[b]Rewards Offered:[/b]
[b]Card Design:[/b](either description or feel free to create the design yourself)[/box]

[The United States of Ibica]

Loans

Personal Lines of Credit

Mortgages - Visit your local Bank of Ibica Branch Location to meet with an adviser to discuss terms for a mortgage that fit you. Discounts are available for existing costumers.

Auto Loans - Bank of Ibica has partnered with Royal Motors to provide financing auto purchases through Royal Motors dealerships. These loans are tailored to fit the needs of our clients as well.

Business Lines of Credit

Unsecured Line of Credit - An unsecured business line of credit can help you bridge the gap between payables and receivables with no collateral required. Our unsecured line of credit features revolving loan terms with annual renewal, no cash advance fees, and no interest charges until you use the funds. Qualifications: 2 years in business under existing ownership, $100,000 in annual revenue. From $10,000-100,000, with a 10% APR. Revolving account, renewable annually.

Unsecured Business Loans - Get lump-sum working capital to help improve your business cash flow with no collateral required. Our unsecured business loans feature low interest rates and convenient repayment terms. Qualifications: 2 years in business under existing ownership, $100,000 in annual revenue.

Secured Business Line of Credit - Support ongoing operational expenses with a line of credit typically secured by a blanket lien on your assets or a certificate of deposit. Our secured lines of credit feature revolving loan terms with annual renewal, no cash advance fees and no interest charges until you use the funds. Lines start at $25,000, interest rates starting at 8%. Qualifications: Minimum 2 years in business under existing ownership, Minimum $250,000 in annual revenue.

Secured Business Loans - Expand your business or refinance debt with a loan secured by your choice of collateral.
Our secured business loans feature low interest rates and convenient repayment terms. Qualifications: At least 2 years in business under existing ownership, Minimum $250,000 in annual revenue. Loans start at $25,000, and terms may last up to 5 years.

Government Loans - Support major projects with an Unsecured Loan of $100,000 or over. Term lengths may be set for each loan separately.

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[box][align=center][b]Loan Application[/b][/align]
[b]Applicant:[/b]
[b]Contact:[/b]
[b]Country of Origin:[/b]
[b]Storefront:[/b] (if applicable)
[b]Type of Loan/Line of Credit:[/b]
[b]Amount:[/b]
[b]Other Comments:[/b][/box]

[The United States of Ibica]

Our Locations

Bank of Ibica has a physical presence in every Ibican Metropolitan Area, with over 2500 branch locations, and 9000 ATM's nation wide. Our Location types include:

• Financial Center - Financial Centers are our local branch locations, with tellers, drive up banking, and advisers
• Regional Office - Regional Offices host local administrative staff and usually host a large Financial Center. There is typically a Regional Office in each metropolitan area served by Bank of Ibica
• National Office - May or may not also be home to the local Regional Office, hosts top level administrative staff in a nation.

Want to see Bank of Ibica operate in your nation? Fill out the Form Below:

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[box][align=center][b]Open Locations[/b][/align]
[b]Nation:[/b]
[b]Number of Branches, Areas Served:[/b]
[b]Location of Regional Offices:[/b]
[b]Location of National Office:[/b]
[b]Number of ATM's:[/b][/box]

Overseas Locations

• Reino do Brazil: National Office in North Amazon, 600 Branches
• The Merona Republic: National Office in Iberville, 43 Branches

[The United States of Ibica]

Credit Ratings


Procter & Charles Credit Rating (Corporate)


National Credit Reporting System

[The Merona Republic]

Open Locations

Nation: The Merona Republic
Number of Branches, Areas Served: Iberville, 15; Norfolk, 10; Lordes, 8; Saint Thomas, 8; Lewisham 2
Location of Regional Offices: Iberville, Norfolk, Lordes, Saint Thomas
Location of National Office: Iberville
Number of ATM's: 500

[The United States of Ibica]

Open Locations

Nation: The Merona Republic
Number of Branches, Areas Served: Iberville, 15; Norfolk, 10; Lordes, 8; Saint Thomas, 8; Lewisham 2
Location of Regional Offices: Iberville, Norfolk, Lordes, Saint Thomas
Location of National Office: Iberville
Number of ATM's: 500

We are happy to welcome Merona to the Bank of Ibica Family!

[Reino do Brazil]

Open Locations

Nation: Reino do Brazil
Number of Branches, Areas Served: 600, main cities
Location of Regional Offices: Ur
Location of National Office: North Amazon
Number of ATM's: 720

[The United States of Ibica]

Open Locations

Nation: Reino do Brazil
Number of Branches, Areas Served: 600, main cities
Location of Regional Offices: Ur
Location of National Office: North Amazon
Number of ATM's: 720

We are very happy to welcome Reino do Brazil to the Bank of Ibica Family!

[Nikoland Piczi]

Open Locations

Nation:Nikoland Piczi
Number of Branches, Areas Served: 120
Location of Regional Offices: Augustus City, High Piczinium City, North Port Royal, Rockhills Village, Newsea City.
Location of National Office: Nklandia Metropolitan City
Number of ATM's:

600

[The United States of Ibica]

Open Locations

Nation:Nikoland Piczi
Number of Branches, Areas Served: 120
Location of Regional Offices: Augustus City, High Piczinium City, North Port Royal, Rockhills Village, Newsea City.
Location of National Office: Nklandia Metropolitan City
Number of ATM's:

600

We are very happy to welcome Nikoland Piczi to the Bank of Ibica Family!

[Sunny place]

Open Locations

Nation:Sunny place
Number of Branches, Areas served:Marina Bay:10, Downtown Core:10, Downtown:10,West Coast:5, East Coast:5
Location of Regional Offices:Marina Bay, Downtown Core, Downtown, West coast, East coast
Location of National Office:Marina Bay
Number of ATM's:

100

[The United States of Ibica]

Open Locations

Nation:Sunny place
Number of Branches, Areas served:Marina Bay:10, Downtown Core:10, Downtown:10,West Coast:5, East Coast:5
Location of Regional Offices:Marina Bay, Downtown Core, Downtown, West coast, East coast
Location of National Office:Marina Bay
Number of ATM's:100

We are very happy to welcome Sunny Place to the Bank of Ibica Family!

[Nevadaia]

Open Locations

Nation: Nevadaia
Number of Branches, Areas Served: 150, 50 in Twin falls, 50 in New Reno, 25 in New Havana, 25 in Guantanamo
Location of Regional Offices: New Havana
Location of National Office: New Reno
Number of ATM's:

300

[Willitya]

[box]

Partner Card
Corporation/Institution:Willlitya Air
Contact Person:

Sir Josh Systemos, CEO
Store FrontThis Link
Name of Card:Willitya Air Diamond Earner Card
Rewards Offered: Earn 50,000 Points on sign-up, 3 points per NSD spent, access to all Willitya Air and partner airline lounges
Card Design:(either description or feel free to create the design yourself)[/b] Shines like a diamond

[The United States of Ibica]

Open Locations

Nation: Nevadaia
Number of Branches, Areas Served: 150, 50 in Twin falls, 50 in New Reno, 25 in New Havana, 25 in Guantanamo
Location of Regional Offices: New Havana
Location of National Office: New Reno
Number of ATM's:

300

We are very happy to welcome Nevadaia to the Bank of Ibica Family!

[The United States of Ibica]

Partner Card
Corporation/Institution:Willlitya Air
Contact Person:

Sir Josh Systemos, CEO
Store FrontThis Link
Name of Card:Willitya Air Diamond Earner Card
Rewards Offered: Earn 50,000 Points on sign-up, 3 points per NSD spent, access to all Willitya Air and partner airline lounges
Card Design:(either description or feel free to create the design yourself)[/b] Shines like a diamond

[box]Mr. Systemos,

We are pleased that you have chosen Bank of Ibica for your partnership. The terms of your proposed card are acceptable, so design of the card will begin Monday. We look forward to the release of the Willitya Air Diamond Earner Card, as well as a continued relationship between our companies.

Stella Sims,
Director of Card Services

[Elisija]

Open Locations

Nation: Republic of Elisija
Number of Branches, Areas Served: 10 in Edena, 5 in Prydam, 1 in Aljabad.
Location of Regional Offices: Edena, Prydam, Aljabad
Location of National Office: Edena
Number of ATM's: 620

[The United States of Ibica]

Open Locations

Nation: Republic of Elisija
Number of Branches, Areas Served: 10 in Edena, 5 in Prydam, 1 in Aljabad.
Location of Regional Offices: Edena, Prydam, Aljabad
Location of National Office: Edena
Number of ATM's: 620

To whom it may Concern,

We are very happy to welcome Elisija to the Bank of Ibica Family!

Jasmine Grant,
Director of Branch Operations

[Free Republic of Hong Kong]

Open Locations

Nation: Free Republic of Hong Kong
Number of Branches, Areas Served: 436 Kowloon , 123 Xizhou, 67 Kwangchow , 1 Port Victotia
Location of Regional Offices: Kowloon, Xizhou, Kwangchow
Location of National Office: Kowloon
Number of ATM's:

4.000

[The Rosary Isles]

Open Locations

Nation: The Rosary Isles
Number of Branches, Areas served:Upper Hera End:15, Ulster:10, Jamesford:5, Charlesford:5, Cork:5
Location of Regional Offices:Hemingway, Jamesford, Cork, Ulster
Location of National Office: Hemingway
Number of ATM's: 125

[The United States of Ibica]

Open Locations

Nation: The Rosary Isles
Number of Branches, Areas served:Upper Hera End:15, Ulster:10, Jamesford:5, Charlesford:5, Cork:5
Location of Regional Offices:Hemingway, Jamesford, Cork, Ulster
Location of National Office: Hemingway
Number of ATM's: 125

To whom it may Concern,

We are very happy to welcome The Rosary Isles to the Bank of Ibica Family!

Jasmine Grant,
Director of Branch Operations

[The United States of Ibica]

Open Locations

Nation: Free Republic of Hong Kong
Number of Branches, Areas Served: 436 Kowloon , 123 Xizhou, 67 Kwangchow , 1 Port Victotia
Location of Regional Offices: Kowloon, Xizhou, Kwangchow
Location of National Office: Kowloon
Number of ATM's:

4.000

To whom it may Concern,

We are very happy to welcome the Free Republic of Hong Kong to the Bank of Ibica Family!

Jasmine Grant,
Director of Branch Operations

[Ihilthracna]

Open Checking Account

Account Holder:Konont Linter Sylim
Type of Account: Government
Country of Origin: Ihilthracna
Initial Deposit:270,000,000

Open Locations

Nation:Ihilthracna
Number of Branches, Areas Served:2
Location of Regional Offices:567 Ctonden Street, Morchel, Outer Harman cyam
Location of National Office:178 Von Road, Western Preselience, Preselience
Number of ATM's:15

[The United States of Ibica]

Open Checking Account

Account Holder:Konont Linter Sylim
Type of Account: Government
Country of Origin: Ihilthracna
Initial Deposit:270,000,000

Open Locations

Nation:Ihilthracna
Number of Branches, Areas Served:2
Location of Regional Offices:567 Ctonden Street, Morchel, Outer Harman cyam
Location of National Office:178 Von Road, Western Preselience, Preselience
Number of ATM's:15

To whom it may Concern,

We are very happy to welcome Ihilthracna to the Bank of Ibica Family!

Jasmine Grant,
Director of Branch Operations

Konont Linter Sylim,

We are very happy you to the Bank of Ibica Family!

Keely Christophers,
Director of Client Services