USIH Bank & Trust℠ (Currency Exchange, Investments, ATMs)

[Pilgrimtown]

Excuse me, I'm going to check if I understand right. Do you do Economic Reports to other nations?
If this is right, could you do it for me, please? Have a cost?
Thanks for atention.

[Independence Hill]

Excuse me, I'm going to check if I understand right. Do you do Economic Reports to other nations?
If this is right, could you do it for me, please? Have a cost?
Thanks for atention.

Yes. I do economic reports for other nations. I'd be happy to do one for you. If you like my work, please help me spread the formulas to other nations so this becomes the standard.

[Independence Hill]

Excuse me, I'm going to check if I understand right. Do you do Economic Reports to other nations?
If this is right, could you do it for me, please? Have a cost?
Thanks for atention.

REPORT FOR: Pilgrimtown
------------------------------------------------------------General Information----------------------------------
Date: 4/24/21

Total Population: 2.472 B

National Civil Rights: 54.0 (Average)

National Economy: 58.48 (Good)

National Political Freedom: 68.93 (Excellent)

Avg IQ: 83.64
------------------------------------------------------------------------Economy---------------------------------
GDP: 105 T

GDP Per Capita: 42,475.73

Money Supply: 55 T

Velocity of Money: 2.1

Exchange Rate: 1.00 Gold Sun = $1.45

Avg Income: Poorest 10%: 32,911.85 ($47,722.18) | Middle Class: 42,639.94 ($61,827.91) | Wealthiest 10%: 53,678.00 ($77,833.10)

Consumer Spending: 72.4 T ($104.98 T)

Savings & Investment: 32.6 T ($47.27 T)

Unemployment Rate: 5.78%

Minimum Wage: 10.11/hr ($14.66/hr)

Avg Cost of an Automobile: 4,010.39 ($5,815.07)

Avg Cost of a Gallon of Gasoline: 0.45/Gal ($0.65/Gal)

Avg Cost of a Residential Property: 42,640.55 ($61,828.80)

Avg Monthly Rental Costs: 181.41/Month ($263.04/Month)

[Independence Hill]

REPORT FOR: The United States of Independence Hill

------------------------------------------------------------General Information----------------------------------
Date: 4/24/21

Total Population: 29.8 B

National Civil Rights: 70.37 (Excellent)

National Economy: 89.94 (Thriving)

National Political Freedom: 64.55 (Very Good)

Avg IQ: 105.18
------------------------------------------------------------------------Economy---------------------------------
GRP: []2.869 Q

GRP Per Capita: []96,275.17

Money Supply: []2.819 Q

Velocity of Money: 1.02

Exchange Rate: []1.00 = $2.89

Avg Income: Poorest 10%: []37,048.70 ($107,070.74) | Middle Class: []90,706.19 ($262,140.89) | Wealthiest 10%: []237,857.00 ($687,406.73)

Consumer Spending: []992.74 T ($2.869 Q)

Savings & Investment: []1.88 Q ($5.43 Q)

Unemployment Rate: 3.74%

Minimum Wage: []11.12/hr ($32.14/hr)

Avg Cost of an Automobile: []11,782.23

Avg Cost of a Gallon of Gasoline: []1.01/Gal ($2.92/Gal)

Avg Cost of a Residential Property: []127,754.89 ($369,211.63)

Avg Monthly Rental Costs: []162.19/Month ($468.73/Month)
------------------------------------------------------------------Federal Budget----------------------------------------
Federal Tax Rate: 61.8% (Cut off at 28.0% of GRP)

Federal Revenue: []752.92 T ($2.176 Q)

Federal Spending: []132 T ($381.48 T)

Purchases: []0.00

Asset Upkeep: -[]2 T (Interstate Highway System Maintenance, Airport Staff and Maintenance)

Surplus/Deficit: []618.92 ($1.789 Q)

Cash On Hand: []6.50 Q ($18.79 Q)

[Pilgrimtown]

REPORT FOR: Pilgrimtown
------------------------------------------------------------General Information----------------------------------
Date: 4/24/21

Total Population: 2.472 B

National Civil Rights: 54.0 (Average)

National Economy: 58.48 (Good)

National Political Freedom: 68.93 (Excellent)

Avg IQ: 83.64
------------------------------------------------------------------------Economy---------------------------------

So thanks, it's very interesting and useful. Could we establish diplomatic relationships?
Do you employe as reference USD?

[Independence Hill]

REPORT FOR: Pilgrimtown
------------------------------------------------------------General Information----------------------------------
Date: 4/24/21

Total Population: 2.472 B

National Civil Rights: 54.0 (Average)

National Economy: 58.48 (Good)

National Political Freedom: 68.93 (Excellent)

Avg IQ: 83.64
------------------------------------------------------------------------Economy---------------------------------

So thanks, it's very interesting and useful. Could we establish diplomatic relationships?

I'd like that. Thank you.

[Independence Hill]

ECONOMIC REPORT FOR: The United States of Independence Hill


All metrices are calculated using NS Trends. On the 'Trends' screen, you'll see a button below that can measure your own region. Time is measured by setting one NS year = one Earth day. This report is subject to change from NS year to NS year (day to day) and at least some NS years won't have a report at all.
States may create and use their own currencies, but the Universal Treasury Note is the one and only official currency of the United States of Independence Hill and must legally be accepted everywhere within the United States of Independence Hill.
------------------------------------------------------------General Information----------------------------------
Date: 4/28/21

Total Population: 30.126 B

National Civil Rights: 69.8 (Excellent)

National Economy: 90.08 (Powerhouse) (Economic Status Upgraded!)

National Political Freedom: 65.07 (Very Good)

Avg IQ: 111.64 (+6.46 since last economic report)
------------------------------------------------------------------------Economy---------------------------------
GRP: []2.917 Q (+[]48.0 T)

GRP Per Capita: []96,826.66 (+[]551.49)

Money Supply: []2.867 Q (+[]48.0 T)

Velocity of Money: 1.02

Exchange Rate: []1.00 = $3.10 (+$0.21)

Avg Income: Poorest 10%: []37,341.91 ($115,759.92) (+[]293.21) | Middle Class: []91,359.80 ($283,215.38) (+[]653.61) | Wealthiest 10%: []239,179.00 ($741,454.90) (+[]1,322.00)

Import by Industry: Arms Manufacturing (M), Cheese (m), Insurance (m), Trout (m) ('M' means major, 'm' means minor)

Export by Industry: Automobiles (M), Basket Weaving (m), Beverages (M), Book Publishing (M), Furniture Restoration (m), Gambling (m), Information Technology (M), Mining(M), Pizza (M), Retail (M), Timber Wood Chipping (M). ('m' means minor)

Consumer Spending: []941 T ($2,917.1) (-[]51.74 T)

Savings & Investment: []1.976 Q ($6.12 Q) (+[]96 T)

Unemployment Rate: 3.23% (-0.51%)

Minimum Wage: []11.04 ($34.22) (-[]0.08)

Avg Cost of an Automobile: []11,762.74 ($36,464.49) (-[]19.49)

Avg Cost of a Gallon of Gasoline: []1.08/Gal ($3.35/Gal) (+[]0.07)

Avg Cost of a Residential Property: []107,576.73 ($333,487.86) (-[]20,178.16)

Avg Monthly Rental Costs: []222.60/Month ($690.06/Month)
------------------------------------------------------------------Federal Budget----------------------------------------
Federal Tax Rate: 64% (Cut off at 28.7% of GRP)

Federal Revenue: []837.179 T ($2.595 Q) (+[]84.26 T)

Federal Spending: []136.0 T ($421.6 T) (+[]4 T)

Purchases: Missile Defense System []130 T ($403 T)

Asset Upkeep: -[]7 T (Interstate Highway System Maintenance, Airport Staff & Maintenance Fund, Missile Defense System Staff & Maintenance Fund)

Surplus/Deficit: []564.18 T ($1.749 Q) (-[]54.74)

Cash On Hand: []7.06 Q ($21.89 Q) (+[]0.56)

[Monforte]

Sir,

We would be grateful if you could please provide a report to Monforte.

Thank you.

[Independence Hill]

Sir,

We would be grateful if you could please provide a report to Monforte.

Thank you.

REPORT FOR: Monforte

------------------------------------------------------------General Information----------------------------------
Date: 4/29/21

Total Population: 8.496 B

National Civil Rights: 64.4 (Very Good)

National Economy: 99.20 (Frightening)

National Political Freedom: 40.76 (Some)

Avg IQ: 129.68
------------------------------------------------------------------------Economy---------------------------------
GRP: 967 T

GRP Per Capita: 113,818.27

Money Supply: 917 T

Velocity of Money: 1.05

Exchange Rate: 1.00 Monforti = $3.75

Avg Income: Poorest 10%: 28,896.21 ($108,360.79) | Middle Class: 113,885.07 ($427,069.01) | Wealthiest 10%: 347,895.00 ($1,304,606.25)

Import by Industry: Total: 12.49 T, Arms Manufacturing: 1.733 T (M), Automobiles 1.0 T (M), Basket Weaving 761.03 B (M), Beverages 1.0 T (M), Cheese 1.0 T (M), Gambling 1.0 T (M), Insurance 1.0 T (M), Mining 1.0 T (M), Pizza 1.0 T (M), Retail 1.0 T (M), Timber Woodchipping 1.0 T (M), Trout 1.0 T(M). (Since this is only a national report, imports will be measured between your nation and your region)

Export by Industry: Total: 22.115 T, Book Publishing 3.517 T (M), Furniture Restoration 5.921 T (M), Information Technology 12.677 T (M), (Since this is only a national report, exports will be measured between your nation and your region)

Trade Balance: 9.625 T (Trade Surplus) (Imports and exports are extremely bipolar, which can lead to stagnation)

Consumer Spending: 257.88 T

Savings & Investment: 739.12 T (The wealthy dominate both consumer spending as well as savings and investment)

Unemployment Rate: 2.36% (Low unemployment does very little when incomes are low)

Minimum Wage: 2.77/hr ($10.39/hr) (People at the bottom don't make nearly enough to live like human beings)

Avg Cost of an Automobile: 7,467,549.56 ($28,003,310.85) (Auto costs are out of control)

Avg Cost of a Gallon of Gasoline: 30.40/Gal ($114/Gal) (Gas costs are out of control)

Avg Cost of a Residential Property: 129,361.71 ($485,106.41) (Cost of a residential property is reasonable)

Avg Monthly Rental Costs: 279.12/Month ($1,046.70/Month) (Monthly rent is reasonable)

[New Jacobland]

Hello,

Would you be able to compile a report for New Jacobland?

Thanks!

[Independence Hill]

Hello,

Would you be able to compile a report for New Jacobland?

Thanks!

I'll get you one tomorrow. These reports take a lot of time to do.

[Independence Hill]

REPORT FOR: The NationStates Zombie Holy Red of New Jacobland

------------------------------------------------------------General Information----------------------------------
Date: 5/1/21

Total Population: 1.581 B

National Civil Rights: 72.46 (Excellent)

National Economy: 100.05 (Frightening)

National Political Freedom: 86.71 (Excessive)

Avg IQ: 126.83
------------------------------------------------------------------------Economy---------------------------------
GDP: J253 T

GDP Per Capita: J160,025.30

Money Supply: J203 T

Velocity of Money: 1.25

Exchange Rate: J1.00 JacoBuck = $4.45

Avg Income: Poorest 10%: J84,503.81 ($376,041.95) | Middle Class: J160,575.00 ($714,558.75) | Wealthiest 10%: J280,238.00 ($1,247,059.10)

Consumer Spending: J56.85 T

Savings & Investment: J196.15 T

Unemployment Rate: 2.05%

Minimum Wage: J19.15/hr ($85.22/hr)

Avg Cost of an Automobile: J56,655.10 ($252,115.20)

Avg Cost of a Gallon of Gasoline: J2.65/Gal ($11.79/Gal)

Avg Cost of a Residential Property: J237,207.42 ($1,055,573.02)

Avg Monthly Rental Costs: J418.55/Month ($1,862.55/Month)

[New Jacobland]

REPORT FOR: The NationStates Zombie Holy Red of New Jacobland
-snip-

Thanks, I'll get this into a dispatch soon.

[Independence Hill]

REPORT FOR : The United States of Independence Hill

All metrices are calculated using NS Trends. On the 'Trends' screen, you'll see a button below that can measure your own region. Time is measured by setting one NS year = one Earth day. This report is subject to change from NS year to NS year (day to day) and at least some NS years won't have a report at all.
States may create and use their own currencies, but the Universal Treasury Note is the one and only official currency of the United States of Independence Hill and must legally be accepted everywhere within the United States of Independence Hill.
------------------------------------------------------------General Information----------------------------------
Date: 5/1/21

Total Population: 30.420 B

National Civil Rights: 69.8 (Excellent)

National Economy: 90.09 (Powerhouse)

National Political Freedom: 65.1 (Very Good)

Avg IQ: 111.65
------------------------------------------------------------------------Economy---------------------------------
GRP: []2.96 Q

GRP Per Capita: []97,304.40

Money Supply: []2.91 Q

Velocity of Money: 1.02

Exchange Rate: []1.00 = $3.10

Avg Income: Poorest 10%: []37,390.09 ($115,909.28) | Middle Class: []91,430.90 ($283,435.79) | Wealthiest 10%: []239,278.00 ($741,761.80)

Imports: []22.035 T ($68.308 T) Arms (m), []15.329 T ($47.52 T) Cheese (m), []23.663 T ($73.36 T) Insurance (m), []14.817 T ($45.93 T) Trout (m)

Total Imports: []75.844 T ($235.12 T)

Exports: []4.258 T ($13.20 T) Automobiles (m), []8.662 T ($26.85 T) Basket Weaving (m), []2.821 T ($8.75 T) Beverages (m), []6.416 T ($19.89 T) Book Publishing (m), []11.333 T ($35.13 T) B Furniture Restoration (M), []11.080 T ($34.35 T) Gambling (M), []11.506 T ($35.67 T) Information Technology (M), []7.620 T ($23.622 T) Mining (m), []3.116 T ($9.66 T) Pizza (m), []3.733 T ($11.57 T) Retail (m), []7.405 T ($22.96 T) Timber Woodchipping (m)

Total Exports: []77.95 T ($241.645 T)

Trade Balance: []2.106 T Surplus ($6.53 T)

Consumer Spending: []954.87 T ($2.96 Q)

Savings & Investment: []2.01 Q ($6.231 Q)

Unemployment Rate: 3.23%

Minimum Wage: []11.08/hr ($34.35/hr)

Avg Cost of an Automobile: []11,774.07 ($36,499.617)

Avg Cost of a Gallon of Gasoline: []1.08/Gal ($3.35/Gal)

Avg Cost of a Residential Property: []141,080.20 ($437,348.62)

Avg Monthly Rental Costs: []194.58/Month ($603.20/Month)
------------------------------------------------------------------Federal Budget----------------------------------------
Federal Tax Rate: 63.8% (Cut off at 28.5% of GRP)

Federal Revenue: []843.60 T ($2.615 Q)

Federal Spending: []137.00 T ($424.7 T)

Purchases: []0

Asset Upkeep: -[]7.00 ($21.7 T) (Interstate Highway System Maintenance, Airport staffing and maintenance, Missile Defense)

Surplus/Deficit: []699.6 Surplus ($2.169 Q)

Cash On Hand: []7.76 Q ($24.06 Q)

[Independence Hill]

REPORT FOR: The United States of Independence Hill

All metrices are calculated using NS Trends. On the 'Trends' screen, you'll see a button below that can measure your own region. Time is measured by setting one NS year = one Earth day. This report is subject to change from NS year to NS year (day to day) and at least some NS years won't have a report at all.
States may create and use their own currencies, but the Universal Treasury Note is the one and only official currency of the United States of Independence Hill and must legally be accepted everywhere within the United States of Independence Hill.
------------------------------------------------------------General Information----------------------------------
Date: 5/8/21

Total Population: 31.105 B

National Civil Rights: 69.84 (Excellent)

National Economy: 90.14 (Powerhouse)

National Political Freedom: 64.98 (Very Good)

Avg IQ: 111.73
------------------------------------------------------------------------Economy---------------------------------
GRP: []3.033 Q

GRP Per Capita: []97,508.44

Money Supply: []2.983 Q

Velocity of Money: 1.02

Exchange Rate: []1.00 = $3.11

Avg Income: Poorest 10%: []37,201.42 ($115,696.42) | Middle Class: []92,184.85 ($286,694.88) | Wealthiest 10%: []245.041 ($762,077.51)

Imports: Arms(m) []24.565 T ($76.397 T), Cheese(m) []14.965 T ($46.541 T), Insurance(m) []20.405 T ($63.46 T), Trout(m) []13.907 ($43.25 T)

Total Imports: []73.842 T ($229.65 T)

Exports: Automobiles(m) []4.381 T ($13.62 T), Basket Weaving(m) []8.865 T ($27.57 T), Beverages(m) []2.832 T ($8.808 T), Book Publishing(m) []6.179 T ($19.22 T), Furniture Restoration(m) []12.046 T ($37.463 T), Gambling(m) []11.853 T ($36.863 T), Information Technology(m) []11.317 T ($35.20 T), Mining(m) []7.655 T ($23.81 T), Pizza Delivery(m) []3.147 T ($9.79 T), Retail(m) []3.70 T ($11.51 T), Timber Woodchipping(m) []7.273 T ($22.62 T)

[n]Total Exports[/b]: []79.248 T ($246.461 T)

Trade Balance: []5.406 T Surplus ($16.813 T)

Consumer Spending: []975.272 T ($3.033 Q)

Savings & Investment: []2.058 Q ($6.40 Q)

Unemployment Rate: 3.22%

Minimum Wage: []10.89/hr ($33.87/hr)

Avg Cost of an Automobile: []11,466.44 ($35,660.63)

Avg Cost of a Gallon of Gasoline: []1.07/Gal ($3.33/Gal)

Avg Cost of a Residential Property: []141,681.12 ($440,628.28)

Avg Monthly Rental Costs: []194.48/Month ($604.83/Month)
------------------------------------------------------------------Federal Budget----------------------------------------
Federal Tax Rate: []64.7% (Cut off at 28.5% of GRP)

Federal Revenue: []864.405 T ($2.688.30 Q)

Federal Spending: []140.0 T ($435.4 T)

Purchases: []0

Asset Upkeep: -[]7 T (Interstate Highway System, International Airport System, Missile Defense System)

Surplus/Deficit: []717.41 T ($2.231 Q)

Cash On Hand: []8.477 Q ($26.270 Q)

[Independence Hill]

REPORT FOR: The United States of Independence Hill


All metrices are calculated using NS Trends. On the 'Trends' screen, you'll see a button below that can measure your own region. Time is measured by setting one NS year = one Earth day. This report is subject to change from NS year to NS year (day to day) and at least some NS years won't have a report at all.
States may create and use their own currencies, but the Universal Treasury Note is the one and only official currency of the United States of Independence Hill and must legally be accepted everywhere within the United States of Independence Hill.
------------------------------------------------------------General Information----------------------------------
Date: 5/15/21

Total Population: 31.770 B

National Civil Rights: 69.49 (Excellent)

National Economy: 90.14 (Powerhouse)

National Political Freedom: 64.99 (Very Good)

Avg IQ: 111.76
------------------------------------------------------------------------Economy---------------------------------
GRP: []3.108 Q

GRP Per Capita: []97,828.14

Money Supply: []3.058 Q

Velocity of Money: 1.02

Total Credit Available: []600.050 T ($1.866 Q)

Total Credit Per Capita: []18,887.32

Total Credit Utilization: []31,769,991,719.30 (0.00603950163% of total credit available)

Accrued Interest: []4,470,037,834.91

Total Credit Debt: []36,240,029,554.20

Interest Rate: 14.07%

Exchange Rate: []1.00 = $3.11

Avg Income: Poorest 10%: []37,296.15 ($115,991.03) | Middle Class: []92,296.11 ($287,040.90) | Wealthiest 10%: []245,094.00 ($762,242.34)

Imports: Arms Manufacturing (m) []21.467 T ($66.76 T), Cheese (m) []14.026 T ($43.62 T), Insurance (m) []19.488 T ($60.608 T), Trout (m) []13.130 T ($40.834 T)

Total Imports: []68.111 T ($211.825 T)

Exports: Automobiles (m) []4.566 T ($14.20 T), Basket Weaving (m) []8.925 T ($27.755 T), Beverage Sales (m) []2.835 T ($8.817 T), Book Publishing (m) []6.128 T ($19.058 T), Furniture Restoration (m) []12.560 T ($39.062 T), Gambling (m) []11.822 T ($36.766 T), Information Technology (m) []11.295 T ($35.127 T), Mining (m) []7.727 T ($24.03 T), Pizza Delivery (m) []3.166 T ($9.846 T), Retail (m) []3.721 T ($11.572 T), Timber Woodchipping (m) []7.334 T ($22.809 T)

Total Exports: []80.079 T ($249.046 T)

Trade Balance: []11.968 T ($37.220 T) Surplus

Consumer Spending: []999.389 T ($3.108 Q)

Savings & Investment: []2.109 Q + 14.07% Interest = []2.41 Q ($7.495 Q)

Unemployment Rate: 3.03%

Minimum Wage: []10.82/hr ($33.65/hr)

Avg Cost of an Automobile: []11,255.57 ($35,004.82)

Avg Cost of a Gallon of Gasoline: []1.06/Gal ($3.30/Gal)

Avg Cost of a Residential Property: []141,419.87 ($439,815.80)

Avg Monthly Rental Costs: []195.01/Month ($606.48/Month)
------------------------------------------------------------------Federal Budget----------------------------------------
Federal Tax Rate: 65% (Cut off at 28.3% of GRP)

Federal Revenue: []879.564 T ($2.735 Q)

Federal Spending: []142.0 T ($441.62 T)

Purchases: []150 T ($466.5 T) (Radio Telescope- Search for Extraterrestrial Intelligence)

Asset Upkeep: []17 T ($52.87 T)

Surplus/Deficit: []570.564 T ($1.774 Q)

Cash On Hand: []9.048 Q ($28.139 Q)

[Sazuz]

Avec un taux d intérêt de 14%, quel est le taux d inflation ?

[Independence Hill]

Avec un taux d intérêt de 14%, quel est le taux d inflation ?

L'inflation reste constante lorsque votre économie est en croissance continue. Lorsque vous mesurez une région entière, l'inflation et la croissance ont tendance à rester stables. En ce qui concerne le taux d'intérêt, cela n'a à voir qu'avec le montant du crédit disponible. Les pays plus riches paient des taux d'intérêt plus élevés, mais en même temps, les comptes d'épargne collectent des intérêts au même taux. Les pays les plus pauvres sont soumis à des taux d'intérêt beaucoup plus bas, mais aussi à une disponibilité de crédit beaucoup plus faible. Les États-Unis d'Independence Hill, bien qu'ils ne roulent pas dans une monnaie infinie, sont suffisamment riches pour être soumis à un taux d'intérêt de 14%. Nous n'utilisons même pas 0,01% de notre disponibilité totale de crédit. Nous avons emprunté [] 31 B et avons dû payer plus de [] 4 B en intérêts. De plus, gardez à l'esprit que dans ce multivers, le taux d'intérêt ne contrôle pas l'inflation. C'est le contraire. Dans notre multivers, le système effectue une action, puis nous effectuons une action. Lorsque vous avez créé votre nation, cela n'a pas compté comme une action parce que vous n'avez rien fait d'autre que de choisir la disposition, le nom et l'unicité idéologique. Lorsque votre nation est née, elle vous a donné des informations basées sur ce qui a été choisi au hasard pour elle, à l'exception de la population et de quelques autres détails mineurs que chaque nation connaît. Parce que le système a commencé par fournir des informations, tout système de mathématiques utilisé pour mesurer les forces fondamentales de ce multivers doit lire avec précision les données du fournisseur principal d'informations. Nous ne pouvons pas fixer le taux d'intérêt, seules les données que nous calculons à partir du multivers peuvent le faire. Le seul que nous pouvons changer les paramètres de ce multivers est de répondre aux problèmes, de sorte que le système continue de fournir plus d'informations. Le système que j'ai créé est presque purement du marché libre, des trucs pour les mains invisibles.

[Sazuz]

New rapport for sazuz please

[Independence Hill]

New rapport for sazuz please

I usually do the first report for someone who asks. But there is a lot of math involved. Simple math, but still a lot of it to do. You really should do this next report yourself and practice this math. I have my hands full with doing this for my entire regional nation and for the first-timers who want to implement these formulas in their role play. Please consult the chart below that will guide you through doing a report. I encourage everyone to implement these formulas because they are carefully crafted and are updated constantly.


This is going to be a pretty straightforward post outlining how our economic data is calculated and compiled, line item.

Population: All City, State, and Federal employees, military personnel, and citizenry are added together.

Lifespan: NationStates Trends.

------------------------------------------------------------------------------------------------------------------------------------------------

IQ: (√((HDI + Intelligence + Health) - (Ignorance) x Productivity Score) / 100) + ECS = IQ

Example:

(HDI + Intelligence + Health) - (Ignorance) = z

z * Productivity Score = (y)

√(y) / 100 = x

x + Economic Classification Score = IQ.

65.49 + 40.99 + 4.06 = 110.54

110.54 - 4.78 = 105.76

105.76 x 35,000 = 3,701,600

√(3,701,600) = 1,923.9542614106

1,923.9542614106 / 100 = 19.2395426141

19.2395426141 + 85 = 104.2395426141

--------------------------------------------------------------------------------------------------------------------------------------------------

Economic Productivity Rating: This is used in an equation that tracks the exchange rate of the Universal Treasury Note. A value is attached to whichever classification the economy is given. Example: Frightening = 50,000 and is the maximum. The scoring for this is inspired by NS Economic Formulae, but not identical. Scoring is set by the United States of Independence Hill but not totally far off from NS Economic Formulae scoring.

Cost of a Gallon of Gas: √(Automobile Price * EPR / 404,000,000)

Average Cost of an Automobile: (Automobile Manufacturing x Productivity Score) / 404,000,000 x Average Income of the Poor

Average Cost of Rent Per Month:

poorest 10% income x avg income = x

x/average cost of a house = y

√(y) = z multiplied by a score from below-

Frightening (x1.75)
All Consuming (x1.50)
Powerhouse (x1.25)
Thriving (x1)

Numbers growing larger with higher economic classifications addresses inflationary phenomena.

Example applied: Economy = Thriving

Exchange rate is []1.00 = $2.84

35,475.61 x 86,654.57 = 3,074,123,730.0377

3,074,123,730.0377 / 129,185.75 = 23,796.15189785019

√(23,796.15189785019) = []154.2600139305393 ($438.0984395627317)

[]154.2600139305393 x 1 = []154.2600139305393/Month's Rent

Average Cost of a House: ((Timberwood Chipping + Manufacturing + Scientific Advancement) x Productivity Score) / 404,000,000 x Average Income of the Poor + Average Income = Average Price of a House.

Unemployment Rate:

(100 - Employment) / Black Market = (X + Unemployment Score) as a percentage

100 - 81 = 19

19 / 217.8 (Blackmarket converted into a decimal) = 0.088

√(0.088) + 2 = 2.30%

Import/Export by Industry

(Capital 'M' for major gap importer/exporter, lowercase 'm' for minor gap)

What we import from the rest of the world: Arms Manufacturing (M), Cheese (m), Insurance (m), Trout (m)

What we export to the rest of the world: Automobiles (M), Basket Weaving (m), Beverages (M), Book Publishing (M), Furniture Restoration (m), Gambling (m), Information Technology (M), Mining(M), Pizza (M), Retail (M), Timber Wood Chipping (M).

The wider the gap, the more we import or export that particular industry. Nations with a high value currency should become a net importer. Some of the items we export have very slim gaps and are not worth the effort in strengthening. Because we have a high value currency, we should be shedding these slim gap industries and focus on ones with much wider gaps.

Balance of Trade: How much more or less are we importing than exporting...

Minimum Wage: Avg income of the poor divided by Public Education (if public education value is zero or a negative number, no minimum age is established. Nations with high minimum wage may also have a high inflation rate, but more experimentation is required to know for sure.)

Average Exchange Rate: Exchange rate averaged between members of the region, values taken from NSDossier.

Absolute Exchange Rate: √(GRP Per Capita * EPR / 404,000,000) This is going to be the square root of (GRP per capita multiplied by the Economic Productivity Rating and then divided by 404,000,000).

Credit Available: ((Consumer spending + Savings and investment) - Money Supply = (x + Credit Score)) - total credit defaulted with interest from last cycle = y or this cycle's credit availability.

Credit Per Capita: (Total Credit Available / Population) (How much credit is available to every man, woman, and child)

Credit Utilization: (Total Credit Available / Total Credit Per Capita) (How much you're using of your available credit)

Interest: Interest rate percentage of total credit utilization) (How much borrowing the money costs)

Consumer Debt Paid: (Interest accrued + Total Credit Utilization) (How much of what was borrowed plus interest is paid)

Total Credit Defaulted: √(Black Market / Unemployment) (Applied as a percentage. This is how much of the consumer debt that didn't get paid and rolled over into the next cycle. Unless the economy expands to the point of paying the entire consumer debt, this amount will keep rolling over and getting bigger as time goes on. The federal government is well within its right to either pay the debt for the consumer using the surplus or letting the debt bubble get bigger.)

Interest Rate: Keep in mind that I can only have an impact on this data via answering issues. I can only read what the system will tell me. So, having said that, you would take the interest rate I'm about to show you how to calculate and you would subtract the percentage from credit spending. You see, credit spending includes how much is paid in interest. If we can calculate interest, we can find out how much of the total credit spending accounts for consumers buying things vs how much is paid in interest.

It seems that wealthier nations pay higher interest rates, but have much lower default rates. The reverse also happens where poorer nations pay lower interest rates but credit is less available and default rates can be wild.

√(Total Credit Available / Unemployment Rate)

√(600.050 / 3.03)

For our regional nation, our interest rate would be 14.07%

Inflation: Subtract the starting date exchange rate from the end date exchange rate and divide by the starting date exchange rate. Multiply by 100 and your answer is the rate as a percentage.

Federal Income Tax: Set by the United States of Independence Hill and applies to every citizen of every State in the nation.

State Income Tax: Each member of the United States of Independence Hill region is classified by the Federal Government as a State and their taxes apply only to the citizens of their State.

Average Income: NationStates Trends.

Consumer Spending: GDP or GRP divided by the exchange rate, add population.
Example:

GRP = []2.775 Quadrillion ($8.05 Q)

Exchange rate = $2.90

(2.775 / 2.90) + Population = 0.9568965517241379 + .00028791 (Since population is in billions, you'll want to move the decimal so it coincides with the scale of quadrillions being to the left of the decimal.

0.95718446 (Almost a quadrillion Universal Treasury Notes) Or to simplify []957.184 trillion. ($2.776 Q)

GRP: GDP of all members added together

GRP per capita: NS Trends (GRP / Population)

Federal Budget: Percentage of GDP listed in the Government section applied GRP.

Federal Spending: This can also be found in the Government section, It's the raw number expressed instead of the percentage.

Surplus/Deficit: This can be found by subtracting Federal Spending from Federal Budget. A positive number, of course, is a surplus. Negative means deficit.

Money Supply: GDP or GRP minus 50 Trillion. NS Trends

Savings & Investment: GDP or GRP minus Consumer Spending.

Velocity of Money: GDP or GRP divided by Money Supply. NS Trends

Joseph Stockdale Business Index: Combines values of all industries minus arms and automobile manufacturing in NS Trends.

Erickson Manufacturing Index: Value of manufacturing in NS Trends.

Varnacki Agricultural Index: Value of agricultural output in NS Trends.

Economic Productivity, Classification, Unemployment Score, Rent Multiplier, & Credit Score: (Productivity / Classification / *Unemployment Score / Rent Multiplier/ Credit Score)

Frightening = 50,000 / 100 / +2 / (x1.75) / 1,000

All-Consuming = 45,000 / 95 / +2.50 / (x1.50) / 800

Powerhouse = 40,000 / 90 / +3.00 / (x1.25) / 600

Thriving = 35,000 / 85 / +3.50 / NA /400

Very Strong = 30,000 / 80 / +4.00/ NA / 200

Strong = 25,000 / 75 / +4.50/ NA / 100

Good = 20,000 / 70 / +5.00 / NA / 50

Fair = 15,000 / 65 / +6.00 / NA / 25

Reasonable = 10,000 / 60 / +7.00 / NA / 12.5

Developing = 5,000 / 55 / +8.00 / NA / 6.25

Struggling = 3,000 / 50 / +9.00 / NA / 3.125

Weak = 1,000 / 45 / +10.00 / NA / 1.5625

Fragile = 500 / 40 / +12.00 / NA / 0.78125

Basket Case = 250 / 35 / +14.00 / NA / 0.390625

Imploded = 100 / 30 / +16.00 / NA / 0.1953125

(*Lower Unemployment Scores Are Better)

[Independence Hill]

REPORT FOR: The United States of Independence Hill

All metrices are calculated using NS Trends. On the 'Trends' screen, you'll see a button below that can measure your own region. Time is measured by setting one NS year = one Earth day. This report is subject to change from NS year to NS year (day to day) and at least some NS years won't have a report at all.
States may create and use their own currencies, but the Universal Treasury Note is the one and only official currency of the United States of Independence Hill and must legally be accepted everywhere within the United States of Independence Hill.
Metrices that are not featured still work perfectly fine, they just aren't being featured. Sometimes these reports need to be shaved down for time. There is a lot of work that goes into making these reports, but it is worth it in the end. I took out the import/export to save time.


------------------------------------------------------------General Information----------------------------------
Date: 5/23/21

Total Population: 32.537 B

National Civil Rights: 68.62 (Very Good)

National Economy: 90.12 (Powerhouse)

National Political Freedom: 65.28 (Very Good)

Avg IQ: 111.78
------------------------------------------------------------------------Economy---------------------------------
GRP: []3.194 Q

GRP Per Capita: []98,168.24

Money Supply: []3.144 Q ($9.81 Q)

Velocity of Money: 1.02

Credit Available: []600.050 T ($1.872 Q)

Credit Per Capita: []18,442.08 ($57,539.29)

Interest Rate: 14.073%

Credit Utilization:: 0.033% or []198,016,500,000 ($617,811,480,000)

Interest Accrued: []27,866,862,045.00

Consumer Debt This Cycle: []225,883,362,045.00

Credit Default Rate: 18.17% or []41,043,006,883.6 ($128,054,181,477.00)

Consumer Debt Paid: []184,840,355,161.00

Unpaid Consumer Debt Carried Over: []41,043,006,883.6 + (This cycle's interest rate ~ 14.073% of unpaid debt. Add to Unpaid Consumer Debt Carried Over. When you do the next economic report, carry over this cycle's unpaid debt carried over with interest added, add to next cycle's consumer debt carried over with its interest added)

Exchange Rate: []1.00 = $3.12

Avg Income: Poorest 10%: []39,877.26 ($124,417.05) | Middle Class: []92,845.84 ($289,679.02) | Wealthiest 10%: []240,311.00 ($749,770.32)

Consumer Spending: []1.024 Q ($3.195 Q)

Savings & Investment: []2.17 Q ($6.77 Q)

Unemployment Rate: 3.03%

Minimum Wage: []11.41/hr ($35.60/hr)

Avg Cost of an Automobile: []11,988.29 ($37,403.47)

Avg Cost of a Gallon of Gasoline: []1.09/Gal ($3.40/Gal)

Avg Cost of a Residential Property: []145,531.95 ($454,059.68)

Avg Monthly Rental Costs: []199.28/Month ($622.07/Month)
------------------------------------------------------------------Federal Budget----------------------------------------
Federal Tax Rate: 66.3% (Cut off at 28% of GRP)

Federal Revenue: []894.32 T (2.790 Q)

Federal Spending: []145 T ($452.4 T)

Purchases: []0

Asset Upkeep: []17 T ($53.04 T)

Surplus/Deficit: []732.32 ($2.285 Q

Cash On Hand: []9.78 Q ($30.51 Q)

[Chees Empire]

Can you do a report for Chees Empire please?

[Independence Hill]

Can you do a report for Chees Empire please?

Yes. I'll do the first one for you. If you wish to have it redone in the future, please consult the chart above and try to create your report based on those rules. I'll work on it tonight off and on while I'm bored at work. Hopefully I'll have it done by morning.

[Chees Empire]

Can you do a report for Chees Empire please?

Yes. I'll do the first one for you. If you wish to have it redone in the future, please consult the chart above and try to create your report based on those rules. I'll work on it tonight off and on while I'm bored at work. Hopefully I'll have it done by morning.

Thanks

[Independence Hill]

REPORT FOR: The United States of Independence Hill

All metrices are calculated using NS Trends. On the 'Trends' screen, you'll see a button below that can measure your own region. Time is measured by setting one NS year = one Earth day. This report is subject to change from NS year to NS year (day to day) and at least some NS years won't have a report at all.
States may create and use their own currencies, but the Universal Treasury Note is the one and only official currency of the United States of Independence Hill and must legally be accepted everywhere within the United States of Independence Hill.
------------------------------------------------------------General Information----------------------------------
Date: 5/31/21

Total Population: 33.302 B

National Civil Rights: 68.77 (Very Good)

National Economy: 87.86 (Thriving) (We're facing a slight recession because we took on a space colony that cost us []5 Q, everything from costs to exchange rates are impacted)

National Political Freedom: 66.72 (Very Good)

Avg IQ: 105.39 (Avg IQ is falling because the economy has taken a hit)

------------------------------------------------------------------------Productivity Economy---------------------------------

GRP: []3.331 Q

GRP Per Capita: []100,024.02

Money Supply: []3.281

Velocity of Money: 1.02

Exchange Rate: []1.00 = $2.94

Avg Income: Poorest 10%: []36,054.81 ($106,001.14) | Middle Class: []91,237.87 ($268,239.34) | Wealthiest 10%: []246,386.00 ($724,374.84)

Consumer Spending: []1.13 Q ($3.3222 Q)

Savings & Investment: []2.201 Q ($6.471 Q)

Unemployment Rate: 3.54% (Jobs have taken a hit due to the economic downgrade)

Minimum Wage: []10.56/hr ($31.05/hr)

Avg Cost of an Automobile: []9,346.73 ($27,479.39) (The production of new cars has slowed due to the fact that more people are out of work and aren't buying. Sales of used cars are outpacing sales of new cars)

Avg Cost of a Gallon of Gasoline: []0.90/Gal ($2.65/Gal) (Demand for new cars has dropped and so has demand for gasoline. With fewer automobiles on the road, plus the cheaper cost of older, dirtier fuels for older, dirtier used cars, gas prices are down significantly. This is not a good thing as this is a direct reflection of our economic health.

Avg Cost of a Residential Property: []133,195.96 ($391,596.12)

Avg Monthly Rental Costs: []157.15/Month ($462.02/Month)

------------------------------------------------------Credit Economy--------------------------------------------------

Credit Available: []400.00318101 T ($1.176 Q)

Credit Per Capita: []12,020.84 ($35,341.27)

Interest Rate: 10.63%

Credit Utilization:: 0.033% or []13,200,104,973.00 ($38,808,308,620.60)

Interest Accrued: []1,403,171,158.63 ($4,125,323,206.37)

Consumer Debt: []14,603,276,131.60 ($42,933,631,826.90)

Credit Default Rate: 15.72% or []2,295,635,007.89 ($6,749,166,923.20)

Consumer Debt Paid: []12,307,641,123.70 ($36,184,464,903.7)

Consumer Debt Carried Over: []2,539,661,009.23 ($7,466,603,367.13)

------------------------------------------------------------------Federal Budget----------------------------------------

Federal Tax Rate: 67.9% (Cut off at 27.8% of GRP)

Federal Revenue: []926.018 T ($2.723 Q)

Federal Spending: []149 T ($438.06 T)

Purchases: Leatrali Space Colony []5 Q, subtracted from cash on hand

Asset Upkeep: []217 T ($637.98 T)

Surplus/Deficit: []560.018 T ($1.646 Q)

Cash On Hand: []10.34 Q ($30.39 Q) - []5 Q ($14.70 Q) = []5.34 Q ($15.70 Q)