Current AccountsWith Bank of Dunray current accounts, you get 24/7 access to your money, as well as all the tools thay you need to manage and grow your finances. Whether you choose to take a hands-on or hands-off approach to banking, the Bank of Dunray will give you the peace of mind you deserve when making decisions related to your accounts. Account types and application forms are found below.
Classic AccountThe Classic Account is our most popular account, combining great benefits with convenient access to your money.
Features:
- Up to 5% cashback at select retailers*
- Contactless payments
- Access to Bank of Dunray mobile banking
- No annual fee
- No minimum balance
- Overdraft protection available†
*5% cashback at select retailers only, standard cashback rate is 1.5%
†All overdraft approvals are subject to repayment on demand.- Code: Select all
[Blocktext][size=130]Classic Account Application[/size]
[b]Name:[/b] [TYPE NAME HERE]
[b]Organization:[/b] [TYPE ORGANIZATION NAME HERE, IF APPLYING AS AN INDIVIDUAL PUT "INDIVIDUAL"]
[b]Nation of citizenship or national association:[/b] [nation][NATION NAME HERE][/nation]
[b]Amount of initial deposit:[/b] [PUT AMOUNT HERE][/Blocktext]
Premier Everyday AccountThe Premier Everyday Account is a premium account that offers improved rewards on the purchases you make every day, including gas and groceries.
Features:
- 8% cashback on food, gas, and utilities payments, 5% on everything else
- Contactless payments
- Access to Bank of Dunray mobile banking
- Annual fee -
b 75 - Minimum balance -
b 5,000 - Overdraft protection included*
*All overdraft approvals are subject to repayment on demand.- Code: Select all
[Blocktext][size=130]Premier Account Application[/size]
[b]Name:[/b] [TYPE NAME HERE]
[b]Organization:[/b] [TYPE ORGANIZATION NAME HERE, IF APPLYING AS AN INDIVIDUAL PUT "INDIVIDUAL"]
[b]Nation of citizenship or national association:[/b] [nation][NATION NAME HERE][/nation]
[b]Amount of initial deposit:[/b] [PUT AMOUNT HERE, 5000 BAR MINIMUM][/Blocktext]
Gold AccountThe Gold Account is a premium account that offers greatly improved rewards on purchases at select retailers.
Features:
- Up to 20% cashback at select retailers*
- Stainless steel card
- Contactless payments
- Access to Bank of Dunray mobile banking
- Access to AltaSec Travel Security services
- Annual fee -
b 250 - Minimum balance -
b 8,000 - Overdraft protection included†
*20% cashback at select retailers only, standard cashback rate is 8%
†All overdraft approvals are subject to repayment on demand.- Code: Select all
[Blocktext][size=130]Gold Account Application[/size]
[b]Name:[/b] [TYPE NAME HERE]
[b]Organization:[/b] [TYPE ORGANIZATION NAME HERE, IF APPLYING AS AN INDIVIDUAL PUT "INDIVIDUAL"]
[b]Nation of citizenship or national association:[/b] [nation][NATION NAME HERE][/nation]
[b]Amount of initial deposit:[/b] [PUT AMOUNT HERE, 8000 BAR MINIMUM][/Blocktext]
Sub Rosa AccountThe Sub Rosa Account is an executive account that offers access to premium lounges and services.
Features:
- Up to 20% cashback at select retailers*
- Proprietary nano-ceramic card
- Contactless payments
- Access to Bank of Dunray mobile banking
- Access to AltaSec Travel Security services, including VIP recovery services
- Access to Sub Rosa Lounges at major airports and seaports
- 24/7 access to Sub Rosa Concierge services
- Complimentary tickets to select events
- First-class upgrades on select flights
b 200 black-car credit/month- Annual fee -
b 5,300 - Minimum balance -
b 150,000 - Overdraft protection included†
*20% cashback at select retailers only, standard cashback rate is 10%
†All overdraft approvals are subject to repayment on demand.- Code: Select all
[Blocktext][size=130]Sub Rosa Account Application[/size]
[b]Name:[/b] [TYPE NAME HERE]
[b]Organization:[/b] [TYPE ORGANIZATION NAME HERE, IF APPLYING AS AN INDIVIDUAL PUT "INDIVIDUAL"]
[b]Nation of citizenship or national association:[/b] [nation][NATION NAME HERE][/nation]
[b]Amount of initial deposit:[/b] [PUT AMOUNT HERE, 150,000 BAR MINIMUM][/Blocktext]
Technocrat AccountThe Technocrat Account is an executive account that offers access to premium lounges and services as well as technology benefits. In partnership with Technocrat AI, Dunray's leading technology firm, Technocrat cardholders have the ability to purchase Technocrat AI licenses for private or corporate use through the Bank of Dunray. Without a Technocrat Account, these licenses are impossible to purchase. Licenses allow access to the Technocrat AI suite, which provides financial market predictions, lightspeed automated trading, proprietary market analysis algorithms, and machine learning-enhanced AI wealth management.
Features:
- Up to 20% cashback at select retailers*
- Proprietary nano-ceramic card
- Contactless payments
- Access to Bank of Dunray mobile banking
- Access to AltaSec Travel Security services, including VIP personal security detail and recovery services
- Access to Sub Rosa Lounges at major airports and seaports
- 24/7 access to Sub Rosa Concierge services
- Access to Technocrat Automated Trader
- Access to Technocrat AI licenses for purchase†
- Complimentary tickets to select events
- First-class upgrades on select flights
- Annual fee -
b 10,300 - Minimum balance -
b 700,000 - Overdraft protection included‡
*20% cashback at select retailers only, standard cashback rate is 10%
†Technocrat AI licenses start at b 385,000 for private domestic use
‡All overdraft approvals are subject to repayment on demand.- Code: Select all
[Blocktext][size=130]Technocrat Account Application[/size]
[b]Name:[/b] [TYPE NAME HERE]
[b]Organization:[/b] [TYPE ORGANIZATION NAME HERE, IF APPLYING AS AN INDIVIDUAL PUT "INDIVIDUAL"]
[b]Nation of citizenship or national association:[/b] [nation][NATION NAME HERE][/nation]
[b]Amount of initial deposit:[/b] [PUT AMOUNT HERE, 700,000 BAR MINIMUM]
[size=130]Technocrat AI License Application[/size]
[b]Will this license be used internationally (outside of Dunray)?[/b] [ ] YES [ ] NO
[b]Is this license intended for anything other than personal use?[/b] [ ] YES [ ] NO
[b]Final cost:[/b] [385000+150000 BARS FOR EACH YES ANSWER][/Blocktext]
Corporate AccountsThe Bank of Dunray is proud to provide financial services to the full spectrum of small businesses to international corporations. We offer a variety of venture capital accounts, corporate accounts, corporate long-term secure storage options and corporate investment accounts.
Small Business AccountsThe Bank of Dunray offers three account types for small businesses: payment processing accounts, merchant services accounts and payroll accounts. All three options come with low automatic clearinghouse daily batch fees and discount rates. There are no transaction fees for credit card transactions or address verification.
Payment processing accounts allow you maximum flexibility to accept payments from customers, including mobile credit card readers and online transaction coverage. These accounts do not offer long term asset storage above
b 150,000. Excess funds must be moved to a merchant services account or corporate holdings account each month to avoid associated fees.
Merchant services accounts allow for fee-free credit card transactions, and up to
b 1,000 in monthly return/fraud protection. Perfect for small businesses operating online or accepting mostly credit card transactions.
Small business payroll accounts are designed to allow for dispensation of funds to up to 50 personal accounts. Account services include access to payroll management software and accounting services.
Corporate AccountsThe Bank of Dunray offers several options for corporate accounts. Account options include:
- Corporate holding accounts - designed for long term asset storage with low interest growth. Corporate holding accounts have fees for withdrawals above a certain threshold per month, but are the most secure accounts for long term storage.
- Corporate investment accounts - allow corporations to fund trades on the Lanchester Stock Exchange and various global exchanges. Also allows for remote investment management. Account actions are limited by the terms of the Royal Securities Regulation Act.
- Short term corporate clearing accounts - designed for rapid transactions and fund movements. Corporate clearing accounts have a certain amount of instant transactions per day covered by the bank to allow for seamless, instant cash transfers between accounts or banks.
- Code: Select all
[blocktext][size=130]Corporate Holding Account Application[/size]
[b]Organization:[/b] [TYPE ORGANIZATION NAME HERE]
[b]Initial deposit:[/b] [INDICATE FIRST DIGIT FOLLOWED BY ASTERISKS (*) TO INDICATE FULL AMOUNT. EX: 1,***,***,***.**]
[box][i]I hereby agree and certify, by completing this form, that I am the legal representative for the above named organization and possess legal authority to establish an account with Bank of Dunray on behalf of my organization. I agree to pay a stated percent fee if my organization makes over 200 withdrawals quarterly.[/i]
[TYPE OR WRITE SIGNATURE HERE]
[/box][/blocktext]
- Code: Select all
[blocktext][size=130]Corporate Investment Account Application[/size]
[b]Organization:[/b] [TYPE ORGANIZATION NAME HERE]
[b]Initial deposit:[/b] [INDICATE FIRST DIGIT FOLLOWED BY ASTERISKS (*) TO INDICATE FULL AMOUNT. EX: 1,***,***,***.**]
[box][i]I hereby agree and certify, by completing this form, that I am the legal representative for the above named organization and possess legal authority to establish an account with Bank of Dunray on behalf of my organization. I furthermore agree that this account will be used only to manage and execute corporate trades and transactions with markets subject to the Royal Securities Regulation Act. This account will not be used for personal use.[/i]
[TYPE OR WRITE SIGNATURE HERE]
[/box][/blocktext]
- Code: Select all
[blocktext][size=130]Short Term Clearing Account Application[/size]
[b]Organization:[/b] [TYPE ORGANIZATION NAME HERE]
[b]Initial deposit:[/b] [INDICATE FIRST DIGIT FOLLOWED BY ASTERISKS (*) TO INDICATE FULL AMOUNT. EX: 1,***,***,***.**]
[box][i]I hereby agree and certify, by completing this form, that I am the legal representative for the above named organization and possess legal authority to establish an account with Bank of Dunray on behalf of my organization. I also understand that the Bank of Dunray will provide unlimited instant transfers up to 95% of my total account balance per day.[/i]
[TYPE OR WRITE SIGNATURE HERE]
[/box][/blocktext]
High Security AccountsThe Bank of Dunray offers two options for high security accounts:
- Corporate high security account - account is subject to increased security measures and quantum encryption on all transactions. Records associated with transactions will be kept in a data vault for seven days before being destroyed and overwritten. Records can only be accessed by a security keyholder who passes biometric identity verification at any physical Bank of Dunray location.
- TSQ Account - account transactions will be routed randomly through a network of clearing accounts to make transactions nearly impossible to trace. TSQ accounts are available only for state entities in good standing with the Kingdom of Dunray. All transactions are protected by quantum encryption and records are stored for three days in the TSQ data vault at the Bank of Dunray in Lanchester. Two security keyholders must pass biometric identity verification in person to achieve access to records in the TSQ data vault.
- Code: Select all
[blocktext][size=130]Corporate High Security Account Application[/size]
[b]Organization:[/b] [TYPE ORGANIZATION NAME HERE]
[b]Keyholders:[/b] [TYPE NAMES OF ANY NUMBER OF KEYHOLDERS YOU WANT TO HAVE SOLE ACCESS TO RECORDS AT TSQ DATA VAULT]
[b]Date for biometric collection:[/b] [TYPE THE DATE AND CALENDAR FORMAT (GREGORIAN OR MABINOCH) THAT YOUR KEYHOLDERS WILL BE AVAILABLE TO HAVE BIOMETRICS RECORDED BY DOB SECURITY IN LANCHESTER]
[b]Initial deposit:[/b] [INDICATE FIRST DIGIT FOLLOWED BY ASTERISKS (*) TO INDICATE FULL AMOUNT. EX: 1,***,***,***.**]
[box][i]I hereby agree and certify, by completing this form, that I am the legal representative for the above named organization and possess legal authority to establish an account with Bank of Dunray on behalf of my organization. I agree to having all transaction records regarding this account, including the initial deposit, destroyed every seven days if not withheld by one of the named security keyholders.[/i]
[TYPE OR WRITE SIGNATURE HERE]
[/box][/blocktext]
- Code: Select all
[blocktext][size=130]TSQ Account Application[/size]
[b]Organization:[/b] [TYPE ORGANIZATION NAME HERE]
[b]Keyholders:[/b] [TYPE NAMES OF TWO KEYHOLDERS YOU WANT TO HAVE SOLE ACCESS TO RECORDS AT TSQ DATA VAULT]
[b]Date for biometric collection:[/b] [TYPE THE DATE AND CALENDAR FORMAT (GREGORIAN OR MABINOCH) THAT YOUR KEYHOLDERS WILL BE AVAILABLE TO HAVE BIOMETRICS RECORDED BY DOB SECURITY IN LANCHESTER]
[b]Initial deposit:[/b] [INDICATE FIRST DIGIT FOLLOWED BY ASTERISKS (*) TO INDICATE FULL AMOUNT.
[box][i]I hereby agree and certify, by completing this form, that I am the legal representative for the above named organization and possess legal authority to establish an account with Bank of Dunray on behalf of my organization. Furthermore, I certify that my organization is a state organization in good standing with the government of Dunray. I agree to having all transaction records regarding this account, including the initial deposit, destroyed every three days if not withheld by one of the two named security keyholders.[/i]
[TYPE OR WRITE SIGNATURE HERE]
[/box][/blocktext]