NATION

PASSWORD

Bank Muamalat (OPEN, Islamic Banking & Finance)

A meeting place where national storefronts can tout their wares and discuss trade. [In character]
User avatar
Gutulia
Spokesperson
 
Posts: 160
Founded: Jan 05, 2019
Ex-Nation

Bank Muamalat (OPEN, Islamic Banking & Finance)

Postby Gutulia » Fri Jan 11, 2019 10:12 pm



Image
Image


About Bank Muamalat

Bank Muamalat is the only Islamic commercial bank operating in Gutulia. This Islamic bank was first established on 4 December 1990 on the ideas of the Gutulian Ulema Council, Muslim scholars and supported by the Gutulian government. as a pioneer of Islamic bank in Gutulia for 29 years, Bank Muamalat has provided banking and financial services that are free from the element of usury. in contrast to conventional banks that implement a bank interest system, Islamic banks actually implement a profit-sharing system (nisbah/ratio). We only take profit sharing with a ratio and applies to all Islamic financial products and services that we provide to our customers.

Our Vision & Mission

Bank Muamalat have vision:
"Being the best Islamic bank and included in the top 5 banks in Gutulia with an existence recognized at the international level"

While our mission:
"Building a superior and sustainable Islamic financial institution with an emphasis on entrepreneurial spirit based on the principle of prudence, Islamic and professional human resource excellence and innovative investment orientation, to maximize value to all stakeholders"


Our Management

Sharia Supervisory Board
Mr. Haji Asmat, Chief
Mr. Nurul Huda, Member
Mr. Muhammad Anshari, Member

Board of Commissioners
Mr. Arifin Iman, Main Commissioner
Mr. Irwan Budiyatno, Commissioner
Mr. Satar Triambudi, Commissioner
Mr. Fatur Al Habsi, Commissioner

Board of Directors
Mr. Iqbal Darwangsa, President Director
Mr. Achmad Ardiwanata, Director of Finance
Mr. Awalufdin, Director of Operations
Mr. André Nisram, Director of Compliance
Mr. Muhammad Faisal, Director of Retail Banking
Mr. Haris Baswédan, Director of Corporate Banking
Mr. Ali Imran, Chief Risk Officer
Mrs. Shafa Hasanah, Chief Human Capital Officer


Operational Bank Locations

We have opened branches in several cities and towns in Gutulia. you can find our branches in Leuwihéjon, Assé, Tulifé, Bekawi, Tangerang, Baiduis, Médan, Pariatman, Benluku, Pantapinang, Jembi, Métro, Mingubar, Banjarmaléin, Mataram, Surbalat, Solwo, Makazar, Singésari, Buitton, Manukrari, Dénhouklik and Alsalém
Last edited by Gutulia on Sat Jan 12, 2019 4:14 pm, edited 15 times in total.
R E P U B L I K --- K E D U A
State of Gutulia
Persatuan – Identitas – Kemakmuran

Embassy Program

User avatar
Gutulia
Spokesperson
 
Posts: 160
Founded: Jan 05, 2019
Ex-Nation

Postby Gutulia » Fri Jan 11, 2019 10:13 pm

Private Banking Services

Savings


Regular Account
Regular account is private savings account with easy requirements.
  • savings account with the principle of Wadiah
  • large profit sharing ratio 5.5% for costumers
  • initial deposit of $100
  • free of charge service
  • mobile / internet banking services and local ATM facilities

Deluxe Account
The deluxe account is the right financial planning solution to better realize plans and dreams in the future according to sharia principles.
  • savings account with the principle of Mudharabah Muthlaqah
  • large profit sharing ratio 7% for costumers
  • initial deposit of $200
  • charge service of $5
  • mobile / internet banking services and local ATM facilities
  • ease of transfer to other banks

Hajj Account
The hajj accountis a savings account that offers a complete solution for your pilgrimage.
  • savings account with the principle of Wadiah
  • none profit sharing for costumers
  • initial deposit of $200
  • free of charge service
  • mobile / internet banking services
  • none ATM services

Giro


Giro Muhajirin
Giro Muhajirin is Wadiah-based demand deposit products that provide convenience and comfort in transactions.
  • giro account with the principle of Wadiah
  • initial deposit of $350
  • service fee of $25
  • serving all transaction needs for 24 hours
  • available in 2 types of currencies (NS Dollar & Gutulian Gulden)
  • mobile / internet banking services and local ATM facilities

Deposito


Deposito Muhajirin
Deposito Muhajirin is Islamic deposits that flexible and provide optimal investment returns for you.
  • deposito with the principle of Mudharabah
  • initial deposit of $500
  • select a deposit period of 1, 3, 6 or 12 months
  • large profit sharing ratio for customers is 3%
  • can be used as a guarantee of financing if needed

Financing


Muamalat iProperty
Muamalat iProperty is a financing product that will help you to have houses, flats, apartments and condotels including renovation and construction and take-over of mortgages from other banks with two choices of contracts, namely murabahah (buying and selling) or musyarakah mutanaqishah (cooperation rent).
  • in accordance with sharia principles
  • fixed installments until the end of financing in accordance with the agreement based on murabahah
  • low down payment starting from 9%
  • maximum financing period for 15 years
  • subject to admins fees, notary fees and insurance fees (Life & Fire Insurance)

Muamalat Pension+
Muamalat Pension+ is a financing product that helps you to meet your needs in the old days with a range of benefits and meets sharia-compliant principles. This product facilitates retirees to own and renovate homes, purchase vehicles, pay for children's education, pay for child marriages and pilgrimage. Including taking over pension financing from other banks. Two choices are murabahah (buying and selling) contract or ijarah.
  • in accordance with sharia principles
  • fixed installments until the end of financing in accordance with the agreement
  • low down payment
  • maximum financing period for 11 years
  • financing is covered by life insurance
  • instalment financing is deducted directly from the monthly pension benefits


Corporate Banking Services

Savings


iBusiness Account
iBusiness Account is Mudharabah contract-based savings account that provide ease of transactions and competitive profit sharing. A means for corporate customers to meet business transaction needs while providing optimal returns.
  • savings with the principle of Mudharabah
  • initial deposit of $10,500
  • liquid and has profit sharing equal to deposito
  • able to withdraw accounts using the Letter of Authorization tool
  • ease of liquidity regulation
  • profit sharing 1% for corporate costumers

Giro


Muamalat iBusiness Giro
Muamalat iBusiness Giro is Wadiah-based demand deposit products that provide convenience and comfort in transactions. Is a facility to meet the needs of corporate business transactions.
  • principle of Wadiah Yad Dhamanah
  • ease of transaction, this product provides flexibility for customers
  • available in 2 currencies (NSD & GLG)
  • available cheque or bilyet giro
  • initial deposits of $300
  • free of charge service

Deposito


Muamalat iBusiness Deposito
Muamalat iBusiness Deposito is Islamic deposits that flexible and provide optimal investment returns for you.
  • deposito with the principle of Mudharabah
  • initial deposit of $5000
  • select a deposit period of 1, 3, 6 or 12 months
  • large profit sharing ratio for customers is 1.5%
  • can be used as a guarantee of financing if needed
  • your investment funds are managed in sharia

Financing


Muamalat iBusiness Property
Muamalat iBusiness Property is a financing product that will help your business to buy, build or renovate property or transfer take-over property financing from other banks for your business needs.
  • based on sharia principles with two choices are murabahah or musyarakah mutanaqishah
  • 30% minimum down payment
  • for murabaha it is possible to make a down payment of 0% provided the prospective customer is willing to submit additional collateral
  • financing for a period of 10 years
  • instalment options remain until paid off or the chance for lighter instalments
  • Can be used for the purchase and construction of business properties such as houses, shops, kiosks, new and used buildings

Muamalat iBusiness Investment
Muamalat iBusiness Investment is a financing product that will help your business investment needs to support the expansion plan that you have compiled.
  • based on sharia principles with two choices are murabahah or ijarah in accordance with the specifications of investment requirements
  • financing period of up to 7 years
  • repayment before maturity is not subject to fines
  • can be used for purchasing or leasing business premises, investment equipment (machinery, vehicles, heavy equipment, etc.), and development

Trade Finance


Muamalat Bank Guarantee
Bank Guarantee is a payment guarantee given by the bank at the customer's request, to the recipient of the guarantee in the event that the customer is guaranteed not to fulfil his obligations to the recipient of the guarantee.
  • based on the principle of Kafalah bil Ujrah
  • provided to contractors to work on projects
  • provided to guarantee payment
  • bank guarantees that we can provide are tender bond, advance payment bond, performance bond and retention bond

Muamalat Letter of Credit
Letter of Credit is a takeover of payment by another party (in this case taken over by the Bank) on the request of a guaranteed party (Applicant / Buyer / Customer Bank) to make payment to the recipient of the guarantee (Beneficiary / Seller) based on the terms and conditions that are determined and agreed upon.
As with Bank Guarantee, Letter of Credit is also a non-fund facility, where the Bank Muamalat, in this case, acts as a representative of the Buyer using the principle of Wakalah bil Ujrah for processing documents, while payment for settlement of transactions can use the customer's own funds.
Last edited by Gutulia on Sat Jan 12, 2019 3:49 pm, edited 23 times in total.
R E P U B L I K --- K E D U A
State of Gutulia
Persatuan – Identitas – Kemakmuran

Embassy Program

User avatar
Gutulia
Spokesperson
 
Posts: 160
Founded: Jan 05, 2019
Ex-Nation

Postby Gutulia » Fri Jan 11, 2019 10:13 pm

Private Accounts

Corporate Accounts
Last edited by Gutulia on Sat Jan 12, 2019 1:36 am, edited 2 times in total.
R E P U B L I K --- K E D U A
State of Gutulia
Persatuan – Identitas – Kemakmuran

Embassy Program

User avatar
Gutulia
Spokesperson
 
Posts: 160
Founded: Jan 05, 2019
Ex-Nation

Postby Gutulia » Fri Jan 11, 2019 10:13 pm

Submit Forms

Open Account
Code: Select all
[Table][tr][td][img]https://i.postimg.cc/tJ7vsrZZ/logobm.png[/img]
[hr][/hr][b]OPEN BANK ACCOUNT[/b][hr][/hr]
[Blocktext]Name Applicants: (personal, government or business)

Nationality:

Category Account: (underlined, government can choose private)
Private | Corporate

Type Account for Private: (underlined)
Regular Account | Deluxe Account | Hajj Account | Giro Muhajirin | Deposito Muhajirin | Muamalat iProperty | Muamalat Pension+

Type Account for Corporate: (underlined)
iBusiness Account | Muamalat iBusiness Giro | Muamalat iBusiness Deposito | Muamalat iBusiness Property | Muamalat iBusiness Investment | Muamalat Bank Guarantee | Muamalat Letter of Credit

Amount: (in Nationstates Dollar or your local currency)
[hr][/hr]
We will ask you for more information about open your account bank. Thank you[/Blocktext][/td][/tr][/Table]


Open Branch
Code: Select all
[Table][tr][td][img]https://i.postimg.cc/tJ7vsrZZ/logobm.png[/img]
[hr][/hr][b]OPEN BANK MUAMALAT OFFICES[/b][hr][/hr]
[Blocktext]Name Applicants: (government or business)

Nationality:

Total of Branch:

ATM Facilities: Yes | No

Attachments:
[hr][/hr]
We will ask you for more information about our branches in your nation. Thank you[/Blocktext][/td][/tr][/Table]


Partner with Islamic Bank
Code: Select all
[Table][tr][td][img]https://i.postimg.cc/tJ7vsrZZ/logobm.png[/img]
[hr][/hr][b]PARTNERSHIP TIES[/b][hr][/hr]
[Blocktext]Name Business/Organization:

Nationality:

Representative:

Business/Organization Type:

Link of Business/Organization:

Attachments:
[hr][/hr]
We will ask you for more information about our partnership programs. Thank you[/Blocktext][/td][/tr][/Table]
Last edited by Gutulia on Sat Jan 12, 2019 4:13 pm, edited 3 times in total.
R E P U B L I K --- K E D U A
State of Gutulia
Persatuan – Identitas – Kemakmuran

Embassy Program

User avatar
Gutulia
Spokesperson
 
Posts: 160
Founded: Jan 05, 2019
Ex-Nation

Postby Gutulia » Sat Jan 12, 2019 4:14 pm

Bank Muamalat now open to receive new costumer accounts and financial transactions
R E P U B L I K --- K E D U A
State of Gutulia
Persatuan – Identitas – Kemakmuran

Embassy Program

User avatar
Gutulia
Spokesperson
 
Posts: 160
Founded: Jan 05, 2019
Ex-Nation

Postby Gutulia » Sun Jan 13, 2019 2:16 pm

Bump
R E P U B L I K --- K E D U A
State of Gutulia
Persatuan – Identitas – Kemakmuran

Embassy Program

User avatar
Tanwirid
Envoy
 
Posts: 331
Founded: Jan 01, 2019
Authoritarian Democracy

Postby Tanwirid » Mon Jan 14, 2019 3:38 pm

Image

PARTNERSHIP TIES

Name Business/Organization: al-Misrif al-Islami al-Ameeriyyah [MIA]

Nationality: Tanwiri

Representative: Raees bin Usaimeen al-Wasti

Business/Organization Type: Banking

Link of Business/Organization: [OOC:Will upload soon!]

Attachments:


We will ask you for more information about our partnership programs. Thank you
News: Shamsid will have its Turbanation soon.


Advertisement

Remove ads

Return to Global Economics and Trade

Who is online

Users browsing this forum: No registered users

Advertisement

Remove ads