The South Thas Banking Group, International
Your Dreams, Financed | Vestri somnium, viaticus donatus
Your Dreams, Financed | Vestri somnium, viaticus donatus
In an unprecedented show of cooperation, several major Thas Banking Houses put aside their differences and have announced a new program- The South Thas Banking Group, Int'l. In an attempt to ease competition and more effectively draw foreign investors, the STBG will focus on spreading the reach of Thas Banking to new and distant shores. This marks the most coordinated attempt to date by Thas business to target a market outside it's home region, where the reliability of banks is already established. This breakout move seems to have been coordinated with a new, much-anticipated banking reform bill passing through the legislature. This bill, expected to pass, would grant even more independence to the banking sector concerning investor privacy, which has long been a major advantage to the Thas banking system. Private investors are practically guaranteed complete discretion in their actions, a move expected to only increase business for Thas Banks.
The membership of the STBG draws from the most noted and respected banks in South Thasland.
The House Illi- One of the most influential banking houses in South Thasland, the House Illi has announced that, within the confines of the STBG, it will be serving as a straightforward, loan-oriented bank. Illi expects to focus on other national and multinational companies (or wealthy individuals) interested in loans and investments. House Illi has a reputation as a cautious banking house- generally only expanding into markets established by other Thas banks.
Loan Packages-
Basic Loan- A standard, fixed-interest loan.
- Code: Select all
[b]Banking House:[/b] Illi
[b]Loan Type:[/b] Basic
[b]Interested Party:[/b] Applicant Name Here
[b]Loan Amount:[/b]
[b]Interest Rate:[/b] 5% Annually
[b]Loan Duration:[/b] 3 years
[b]Reason for Loan:[/b]
Delayed Loan- A special loan for those who feel the need for a little extra time on their payments. Suitable for start-up companies and other special cases.
- Code: Select all
[b]Banking House:[/b] Illi
[b]Loan Type:[/b] Delayed
[b]Interested Party:[/b] Applicant Name Here
[b]Loan Amount:[/b]
[b]Interest Rate:[/b] 3% Annually
[b]Loan Duration:[/b] 6 years
[b]Reason for Loan:[/b]
Preferred Partner Loan- A low-interest loan for regular customers.
- Code: Select all
[b]Banking House:[/b] Illi
[b]Loan Type:[/b] Preferred
[b]Interested Party:[/b] Applicant Name Here
[b]Loan Amount:[/b]
[b]Interest Rate:[/b] 3% Annually
[b]Loan Duration:[/b] 3 years
[b]Reason for Loan:[/b]
The House Narayan- The House Narayan, a well-established and much-respected House, intends to specialize in lending directly to foreign governments, potentially including state-owned institutions as well. It is often considered Hose Illi's slightly smaller counterpart- both lead the "big-name" houses, and have the luxury of being able to dominate any market they choose to dabble in.
Loan Packages-
Basic Loan- A large, fixed-interest loan suitable for a national government in need of capital.
- Code: Select all
[b]Banking House:[/b] Narayan
[b]Loan Type:[/b] Basic
[b]Interested Party:[/b] Applicant Name Here
[b]Loan Amount:[/b]
[b]Interest Rate:[/b] 5% Annually
[b]Loan Duration:[/b] 3 years
[b]Reason for Loan:[/b]
Developing Nation Loan- Can't afford a fancy military? A special, long-term loan to nations with a population of under 1 billion.
- Code: Select all
[b]Banking House:[/b] Narayan
[b]Loan Type:[/b] Developing Nation
[b]Interested Party:[/b] Applicant Name Here
[b]Loan Amount:[/b]
[b]Interest Rate:[/b] 2.5% Annually
[b]Loan Duration:[/b] 10 years
[b]Reason for Loan:[/b]
Emergency Loan- For emergency infusions of cash, this short-term (and thus high-interest) loan will give you financial freedom and peace of mind.
- Code: Select all
[b]Banking House:[/b] Narayan
[b]Loan Type:[/b] Emergency
[b]Interested Party:[/b] Applicant Name Here
[b]Loan Amount:[/b]
[b]Interest Rate:[/b] 7% Annually
[b]Loan Duration:[/b] 1 year
[b]Reason for Loan:[/b]
Preferred Partner Loan- A special loan for special customers.
- Code: Select all
[b]Banking House:[/b] Narayan
[b]Loan Type:[/b] Preferred
[b]Interested Party:[/b] Applicant Name Here
[b]Loan Amount:[/b]
[b]Interest Rate:[/b] 3% Annually
[b]Loan Duration:[/b] 3 years
[b]Reason for Loan:[/b]
The House Kareem- The House Kareem has declared that it will act as the STBG's "depository" bank, catering to those who simply want their money stored in a safe place away fro prying eyes. The House Kareem stands slightly behind Narayan and Illi, but still remains one of the more recognizable banking houses. It has a reputation as an "adventurous" bank- often pioneering developing markets.
Account Types-
Base Account- For amounts up to, but not exceeding, $5,000,000 USD.
- Code: Select all
[b]Banking House:[/b] Kareem
[b]Account Type:[/b] Base
[b]Account Holder Name:[/b]
[b]Initial Deposit:[/b]
[b]Annual Interest Rate:[/b] 4%
Expanded Account- For amounts from $5,000,001 to $25,000,000 USD.
- Code: Select all
[b]Banking House:[/b] Kareem
[b]Account Type:[/b] Expanded
[b]Account Holder Name:[/b]
[b]Initial Deposit:[/b]
[b]Annual Interest Rate:[/b] 3.5%
Advanced Account- For amounts from $25,000,001 to $1,000,000,000 USD.
- Code: Select all
[b]Banking House:[/b] Kareem
[b]Account Type:[/b] Advanced
[b]Account Holder Name:[/b]
[b]Initial Deposit:[/b]
[b]Annual Interest Rate:[/b] 2.5%
Premium Account- For amounts in excess of $1,000,000,000 USD.
- Code: Select all
[b]Banking House:[/b] Kareem
[b]Account Type:[/b] Premium
[b]Account Holder Name:[/b]
[b]Initial Deposit:[/b]
[b]Annual Interest Rate:[/b] 1%
VIP Account- For Amounts in excess of $5,000,000,000 USD.
- Code: Select all
[b]Banking House:[/b] Kareem
[b]Account Type:[/b] VIP
[b]Account Holder Name:[/b]
[b]Initial Deposit:[/b]
[b]Annual Interest Rate:[/b] .75%
Trustee Account- For regular, high-yield users.
- Code: Select all
[b]Banking House:[/b] Kareem
[b]Account Type:[/b] Trustee
[b]Account Holder Name:[/b]
[b]Initial Deposit:[/b]
[b]Annual Interest Rate:[/b] 3.5%
The House Laim- A relative unknown to those not prone to bank-watching, the House Laim offers the perfect veil of secrecy to those who need more than the usual treatment. With a reputation- among those in-the-know- for tight security and complete discretion, the House Laim has been rumored to work with everyone from terror groups to desperate celebrities. For those who need complete and utter privacy, Laim offers deposit boxes, loans, and other services at a premium.
Services-
Secure Account- A numbered account, electronically guarded and officially non-existent.
- Code: Select all
[b]Banking House:[/b] Laim
[b]Account Type:[/b] Secure
[b]Account Number:[/b] To be Assigned upon Confirmation
[b]Initial Deposit:[/b]
[b]Annual Interest Rate:[/b] 2%
Secure Transaction- A one-time-only, no-records transaction between two parties. The House Laim will handle the money (or other item) from pick-up to drop-off- no questions asked.
- Code: Select all
[b]Pick-Up Location:[/b]
[b]Drop-Off Location:[/b]
[b]Transported Good:[/b]
[b]Reference Number:[/b] To Be Assigned upon Confirmation
Secure Deposit Box- A numbered deposit box, physically and electronically guarded in an undisclosed location.
- Code: Select all
[b]Banking House:[/b] Illi
[b]Account Type:[/b] Secure Deposit Box
[b]Deposit Box Number:[/b] To Be assigned
[b]Items to be Stored:[/b] Optional
The Banking Group also announced that, in the interest of international banking, the Banking Houses would be eager to open up local branches in any nation willing to open it's doors. It is expected that this dramatic expansion in operations will improve services and, ultimately, dividends for shareholders worldwide.
***OOC: For bookkeeping purposes, 1 NS year will be counted as 2 RL weeks.***