Commonwealth Capital [Bank]

by **Lolomz** » Tue Feb 11, 2014 12:21 pm

Locations requested: kasa , diablo avenue 2 . yil , strasburg street 1 .
Average income in areas covered by branch location requests: 17,000 lolomzian pounds
Tax on local profits from country: 5 % - 20 % ( changing on socio- economic base )
Tax returns/subsidies applicable from country: first 8 years , all the investment are tax-free , after that each year your bank taxed on corruption tax *
Would our bank be subject to equal treatment relative to a domestic bank?: yes
Other:All amounts which were made corruption charges (if carried out) will be taxed directly to the amount of 22% of the offense and the rest will be given financial investment subsidies

by **Prichardstan** » Wed Feb 12, 2014 12:15 am

Investment/Account Application
Applicant Name: Cab
How much money would you like to invest in Commonwealth Capital: $19,000,000
What terms would you like? (e.g. How long for? What interest? What collateral?): 30years

by **Prichardstan** » Wed Feb 12, 2014 12:17 am

Locations requested: New prich
Average income in areas covered by branch location requests: $7,500 per month
Tax on local profits from country: 39%
Tax returns/subsidies applicable from country: a lot
Would our bank be subject to equal treatment relative to a domestic bank?: yes
Other: none

by **Libraria and Ausitoria** » Fri Feb 14, 2014 2:03 am

by **Western European Republic** » Sun May 11, 2014 10:40 am

Code: Select all: To: Sir Charles Cecil Oates From: Secretary of Commerce Aaron Ditmoshenko & Secretary of the Treasury Anton de Galle Attached are the Western European Republic's applications for an investment account and for branch openings.

by **Libraria and Ausitoria** » Sun May 11, 2014 11:40 am

To: The Western European Republic Department of the Treasury
From: Commonwealth Capital, Libraria and Ausitoria
Your Excellencies,

Unfortunately international conditions are not such that we can provide 10% APR and make any profit. While some banks do offer such returns, there is always an element of risk associated with relying on a single bank, which is why this Bank spreads its investments - which means that we cannot offer such high returns.

Regarding your request for bank branches, for the moment we would prefer to open a single branch to gauge your market. Please do inform us of which city is most suitable.

Yours sincerely,
Sir Charles Cecil Oates,
Chief Executor of the Commonwealth Capital Investment Bank,
Alexandria,
The Imperial Commonwealth of Libraria and Ausitoria

by **Western European Republic** » Sun May 11, 2014 11:45 am

Code: Select all: To: Sir Charles Cecil Oates From: Secretary of Commerce Aaron Ditmoshenko & Secretary of the Treasury Anton de Galle That is fine; you may open one storefront, and we will reduce the requested APR to 6%. Please open this branch in New London. Also, please see my nation's application for SeaScape here: http://forum.nationstates.net/viewtopic.php?f=6&t=280454&start=25, and our application for the bank treaty here: http://forum.nationstates.net/viewtopic.php?p=17280954#p17280954

by **Libraria and Ausitoria** » Sun May 11, 2014 12:04 pm

To: Secretary of Commerce Aaron Ditmoshenko & Secretary of the Treasury Anton de Galle, The Western European Republic Department of the Treasury
From: Commonwealth Capital, Alexandria, Libraria and Ausitoria
Your Excellencies,

We are delighted to accept both your proposed branch location and your investment request.

Best wishes,
Sir Charles Cecil Oates,
Chief Executor of the Commonwealth Capital Investment Bank,
Alexandria,
The Imperial Commonwealth of Libraria and Ausitoria

by **Nerod Empire** » Fri May 23, 2014 6:12 pm

To: Whom it may concern. (Commonwealth Capital)
From: Executive Secretary of the Cabinet, Michael Krishna.

Respected Management of Commonwealth Capital:
On behalf of the Executive Cabinet of the Great New Nerodian Empire, I send this applications. The first one is a formal request for Commonwealth Capital to open branches in our great nation. The latest is an application for an investing account in your bank. This is an opportunity that only appears once in a while, and I advise you to take it.
Because of the good relationship between our nations is that I chose this, and not another bank, to keep some of our money and open branches in our country. I hope you can agree to our terms (which we will soon discuss). Please respond as soon as possible.
Sincerely yours,
Michael Krishna. ESoC
(Great Academy of Politics.)
(Nerodian University of Administration)

Application 1
Locations requested: 100
Average income in areas covered by branch location requests: Middle to Upper class.
Tax on local profits from country: 15%
Tax returns/subsidies applicable from country: Negotiable.
Would our bank be subject to equal treatment relative to a domestic bank?: In this case, and just because of our relationship. Equal treatment.
Other: We will see in the negotiations .

Account Application (App 2)
Applicant Name: Executive Cabinet-GNNE.
How much money would you like to invest in Commonwealth Capital: 100,000,000,000 NSD
What terms would you like?:
Lenght: At least 1 year. Probably 2.
Interest rate: 8% (Negotiable. Maybe...)

by **Libraria and Ausitoria** » Sat May 24, 2014 2:22 am

To: Executive Secretary of the Cabinet, Michael Krishna, The Great New Nerodian Empire
From: Commonwealth Capital, Alexandria, Libraria and Ausitoria
Your Excellency,

We are delighted to accept your proposed branch location request. The branches will be constructed in stages.

As for your investment request, we cannot provide such high guaranteed returns: because we spread our investments over many banks, we can only provide the average market interest. However we can assure you that since we have spread our risks, your investment would be far safer than at any single other bank. If you wanted to make a 3 year fixed investment, the best we could offer you would be 6.7% bonds; or for 2 years, 6.55%.

The other option is to invest in variable-rate bonds, which are linked to our company's profits. So far our company has been returning higher profits than we offer on fixed-rate bonds (we expect 12% profit before dividends this year); but of course we cannot guarantee profits - there could always be another worldwide recession like that of the Gholgoth blockade.

And of course you are welcome to buy a mixed portfolio.

Best wishes,
Sir Charles Cecil Oates,
Chief Executor of the Commonwealth Capital Investment Bank,
Alexandria,
The Imperial Commonwealth of Libraria and Ausitoria

by **Nerod Empire** » Sun May 25, 2014 1:35 pm

Libraria and Ausitoria wrote:
Nerod Empire wrote:
To: Whom it may concern. (Commonwealth Capital)
From: Executive Secretary of the Cabinet, Michael Krishna.

Respected Management of Commonwealth Capital:
On behalf of the Executive Cabinet of the Great New Nerodian Empire, I send this applications. The first one is a formal request for Commonwealth Capital to open branches in our great nation. The latest is an application for an investing account in your bank. This is an opportunity that only appears once in a while, and I advise you to take it.
Because of the good relationship between our nations is that I chose this, and not another bank, to keep some of our money and open branches in our country. I hope you can agree to our terms (which we will soon discuss). Please respond as soon as possible.
Sincerely yours,
Michael Krishna. ESoC
(Great Academy of Politics.)
(Nerodian University of Administration)

Application 1
Locations requested: 100
Average income in areas covered by branch location requests: Middle to Upper class.
Tax on local profits from country: 15%
Tax returns/subsidies applicable from country: Negotiable.
Would our bank be subject to equal treatment relative to a domestic bank?: In this case, and just because of our relationship. Equal treatment.
Other: We will see in the negotiations .

Account Application (App 2)
Applicant Name: Executive Cabinet-GNNE.
How much money would you like to invest in Commonwealth Capital: 100,000,000,000 NSD
What terms would you like?:
Lenght: At least 1 year. Probably 2.
Interest rate: 8% (Negotiable. Maybe...)

-sip-

To: Whom it may concern. (Commonwealth Capital)
From: Executive Secretary of the Cabinet, Michael Krishna.

Respected Management of Commonwealth Capital:
I have considered your offer and I have decided to take the second option. We will make a 2 years fixed ivestment at 6,55% of interest. We are trusting you with our capital and we expect results.
Regarding the branch loactions, we are happy that you accepted. To construct the branches in stages is a good idea. If you encounter any problem or if you get any doubts, don't hesitate to contact me.
Sincerely yours,
Michael Krishna. ESoC
(Great Academy of Politics.)
(Nerodian University of Administration)

by **Kykid8** » Mon May 26, 2014 5:56 am

Official Communique of the United Kingdom of Kykid8
From: CEO Kyler Morenz, UKKIA
To: Commonwealth Capital

Hi, our name is United Kingdom of Kykid8 International Airlines and We would like to propose a partnership with Commonwealth Capital to carry Cargo with our Boing C-130

It is fully suited to carry anything anywhere with over 10 tanks of 120 gallons of Eco-Friendly Soy Fuel. The engines are 12 ft. x 12 ft. It has a wing capacity of 3/4 acre. It can stay in the sky for over 48 hours with its auto-refuel Engines. No money or valuables can escape the 30 armed guards and 15 scientists. We Will keep the product safe and secure the whole flight, If there is a problem, we take full responsibility and will give a full refund and will cover all the costs necessary. (Up to NS$ 4.2 Billion) If there are any questions about anything feel free to send a TG to Us and we will answer.

We have several benefits for all our partners such as 45 - 50% off all flights by any employee from the companies. We also will advertise your storefront on OURS! All we ask is that you advertise ours on yours. We also will give you discounts of cargo shipping for 60 days! That's right! 60 DAYS! For Free! We will supply all the costs for anything for Sixty Days! We also want you to accept to get quality shipping for the lowest of prices!

We have been shipping, Commercial Air, and Carrying for over 45 years! We have helped 1.6 million people in the past two years! You could be a part of this great partnership for nothing! We make our aircraft out of quality material such as steel, titanium, and plastic for years and will make everything with eco-friendly tools! We have had lots of experience so you can trust us. We serve over 30 Nations and you could be the next! All you have to do is say yes to this amazing offer. Please respond soon and have an amazing day!

Sincerely,
CEO Kyler Morenz, UKKIA

Posts · by **Yohannes** » Tue Jun 03, 2014 8:15 am

Official Announcement

The Bank of Yohannes is proud to include the Commonwealth Capital Bank of Libraria and Ausitoria as the latest of our overseas-based shareholders. As owner of 0.2% of publicly released ordinary shares, the Board of Directors would like to welcome your represented business as one of our growing international family members.

by **Kyorgia** » Thu Nov 06, 2014 3:03 pm

by **Dragomerian Islands** » Thu Nov 06, 2014 5:10 pm

DRAGON BANKING AND INVESTMENTS
Written By: President of Dragon Banking and Investments
Dragon Banking and Investments HQ
001 Dragon Road
Draco's Port, Dragomere Island 102
Dragomerian Islands, Lazarus

Commonwealth Capital,

We here at Dragon Banking and Investments have been viewing your company's progress. We believe that it is time to offer your company a deal. As a part of this deal, we shall receive 30% ownership in your company. In return, you shall be given NS$21 billion as payment for that ownership, as well as an annual allowance of NS$21 million. This offer is negotiable; however, I believe that this offer greatly benefits your company.

Have a glorious day.

Respectfully,
Drac G'rat,
President of Dragon Banking and Investments

by **The Recon Empire** » Fri Nov 07, 2014 3:10 am

To Commonwealth Capital:

Greetings! Kauvers International Holdings LLC has been observing your company operations and we'd like to join in on an investment towards your company. Kauvers International Holdings is a private investment company with investments in over 35 storefronts here on the GE&T forums. This will be no exception, and we hope to form great potential partnerships with Commonwealth Capital in the near future!

Investment/Account Application
Applicant Name: Kauvers International Holdings LLC.
How much money would you like to invest in Commonwealth Capital: NS$50 billion
What terms would you like? (e.g. How long for? What interest? What collateral?):
Investment Duration: Perpetual until requested. Requirement to inform 3 weeks (OOC:3 days) before termination
Investment Interest: 8-9% quarterly growth.

We hope to hear more from you regarding the conclusion of this agreement, thank you!

Sincerely yours,

Mr Benjamin Crawford
Director of Corporate Communications
Kauvers International Holdings LLC.

by **Libraria and Ausitoria** » Fri Nov 07, 2014 11:52 am

To: Drac G'rat, President of Dragon Banking and Investments, Dragomere
From: Commonwealth Capital, Alexandria, Libraria and Ausitoria
Your Excellency,

With our company currently valued in the trillions, we will most certainly not negotiate from your starting point. We hope you will submit a new application on more sensible grounds, or perhaps we might be able to interest you in our bonds?

Yours very sincerely,
Sir Charles Cecil Oates,
Chief Executor of the Commonwealth Capital Investment Bank,
Alexandria,
The Imperial Commonwealth of Libraria and Ausitoria

To: Kauvers International Holdings LLC
From: Commonwealth Capital, Alexandria, Libraria and Ausitoria
Your Excellency,

With the current market average of around 7% returns on an annualized basis, I greatly regret to inform you that there is no way that we will grant you the interest you desire, except perhaps in some rapidly-depreciating currency. We hope you will submit a new application on more sensible grounds, or perhaps we might be able to interest you in our standardized or mixed bonds?

Yours very sincerely,
Sir Charles Cecil Oates,
Chief Executor of the Commonwealth Capital Investment Bank,
Alexandria,
The Imperial Commonwealth of Libraria and Ausitoria

by **The Recon Empire** » Sat Nov 08, 2014 5:33 am

To Commonwealth Capital:

Greetings. Thank you for pointing out the mistake. It must have been our accountants who had over-evaluated the investment power of our offer. We'd like to retract our proposal for investing into your bank, and observe a longer period time.

On the other hand, we'd like to enquire whether Commonwealth Capital offers any, if at all, financial accountant services(evaluation, risk assessment, underwriting, capital management, etc.)? If so, we hope to employ your services privately, via telegram if possible? Do let us know.

Thank you very much.

Signed,

Mr Benjamin Crawford
Director of Corporate Communications
Kauvers International Holdings LLC.

by **Libraria and Ausitoria** » Sat Nov 08, 2014 6:00 am

To: Kauvers International Holdings LLC
From: Commonwealth Capital, Alexandria, Libraria and Ausitoria
Your Excellency,

While it is indeed perfectly possible to get annualized returns of around 9%; they are invariably somewhat risky ponzi-schemes, are over-taxed, or are both. If it's too good to be true, it is unfortunately usually too good to be true. We can only really be sure of long-term returns in the 6-8% range; and that requires careful money management with investments spread over a wide range of countries, industries, and indeed regions: only with scale can risk be managed properly. But our door is always open; and we will be releasing our bi-annual financial statement shortly, so we hope you will consider conducting business with us on that basis.

As for the financial services that you mention, we frequently conduct all those services, and will look forward to further communications with you.

Yours very sincerely,
Sir Charles Cecil Oates,
Chief Executor of the Commonwealth Capital Investment Bank,
Alexandria,
The Imperial Commonwealth of Libraria and Ausitoria

by **Libraria and Ausitoria** » Sat Nov 08, 2014 7:25 am

Bi-Annual Financial Report (Summer-Autumn 2014) for Commonwealth Capital

• Bringing Shadow Banking out of the Shadows •

Commonwealth Capital successfully continued with its vision of diversification away from shareholder-financing towards high-value quasi-depository loans in accordance with its program to bring ‘shadow banking to the masses’ and towards greater investment in index-linked and orchestral revenue sources. Since the beginning of the financial year, the company has more than doubled in size to become the largest asset manager based in Hemithea, managing more than 100 trillion in assets, of which more than a quarter now comes from bonds; largely of the mixed sort, offering a new type of company and bringing shadow banking out of the shadows.

• Profits and Dividends •

After a stunningly successful Q2 with rapid growth in Hemithean indices, falling growth expectations in the wake of the closure of the high-paying Sussex Group and uncertainty due to diplomatic turmoil in Hemithean markets had a decidedly negative impact on company profits. Consequently we regret to report that profits fell from an annualized 10.0% return on investment before tax in Q2 (7.3% general profit after company-paid taxes), to a mere 5.6% in Q3 (5.3%). However this is to be considered a temporary correction and aberration, and profits for the remainder of the financial year are expected to be steady at around the average of 7.5% (6.0%). Net profit after tax for the two quarters was $823,104,267,114.76 and $719,274,982,433.34 respectively; bringing company equity to $7,336,608,561,967.03.

As of Q2, dividends also normalized to market standards of 1.0% of market value per quarter; with a noteworthy early 0.5% dividend during the Wagwater Incident stock market crash at the request of key shareholders in need of improved liquidity.

• Structural Shifts •

Of particular note over the past half year has been the strategic investment in the Bank of Yohannes, currently accounting for more than fifth of assets invested and a similar proportion of profits; and the diversification of investment into Hemithean indices, which now accounts for more than a third of assets. Also of note is the rapid rise in value of Seascape, which has been attributed to its access to working capital, shadow financial instruments, and investments throughout Hemithea. Most remaining assets continue to be held by other corporations, principally Priohmbanc Maltroipea.

Financing for this expansion was raised by the creation and rapid rise of the Bank’s quasi-depository arm into what the Ausitorian government classifies as ‘shadow high-street banking’, although this has resulted in a quadrupling of operating costs since the beginning of the calendar year. All remaining share-options have also been exercised.

• Liquidity Management •

With the rapid expansion of the Bank, it has been found prudent to ensuring that MB deposits remain over 10% and M1 deposits at over 35%; and to pay Ausitorian taxes on foreign systematic risk to ensure the government deposit guarantee of 50%. We intend to continue this policy.

• Future •

Although impressive, we regard 7% returns only to be slightly above average performance for international finance. Therefore we intend to use the next few quarters to diversify our spread further, allowing us by our scale to safely take on more risky investments in search of higher margins around the world; with our aim being to achieve 7.5-8% growth through the 2016 Financial Year. To achieve this without exhausting individual financing and considerable branch maintenance costs, we recognize that it will be prudent to tap into large-scale international corporate finance further, but Hemithean and connected markets are unusually cosmopolitan and diplomatically secure and we are confident that further growth of the sort that we want can be achieved.

"Let capital earn a profit!"

Sir Charles Cecil Oates
Chief Executor of Commonwealth Capital

by **Dragomerian Islands** » Sun Nov 09, 2014 3:41 am

DRAGON BANKING AND INVESTMENTS
Written By: President of Dragon Banking and Investments
Dragon Banking and Investments HQ
001 Dragon Road
Draco's Port, Dragomere Island 102
Dragomerian Islands, Lazarus

Commonwealth Capital,

We here at Dragon Banking and Investments have been viewing your company's progress. We believe that it is time to offer your company a deal. As a part of this deal, we shall receive 30% ownership in your company. In return, you shall be given NS$2.3 trillion as payment for that ownership, as well as an annual allowance of NS$21 million. This offer is negotiable; however, I believe that this offer greatly benefits your company.

Have a glorious day.

Respectfully,
Drac G'rat,
President of Dragon Banking and Investments

PS: Please note that this is the same message that we sent earlier, but this version has the corrected offer amount, now that your equity has been able to be properly determined. Your company is worth a lot more that I expected, we actually had to use money from our parent corporation to pay for this.

Commonwealth Capital [Bank]

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