TIMEFRAME: Modern
REASON: At the end of the twentieth century, war had broken out. This war wasn't about shock and awe like so many others. This war was about genocide. Weapons of mass destruction were detonating all over the place. Few found shelter and the population was decimated. Animals on the surface however, survived and began to mutate uncontrollably. Some of the remaining people couldn't handle that they'd lost everything and became raiders or bandits. Small groups found settlements, but not all found safety.
RULES:
No god-modding
No flaming
And have fun.
That's all.