Caracasus wrote:This talk of declerations of war gives me a few ideas.
During the Malay conflict, there was some effort to stop it being labeled a war as to do so would mean that several companies operating there would potentially find themselces uninsured.
Could be an angle worth exploring to be honest. Not very relavent for me though.
Oh hello!
An opportunity for me to talk about insurance!
So, insurance and wars.
Most companies typically do not have any manner of wartime insurance. A war, rebellion, and several other kind of emergencies have a tendency to void most insurance contracts, and most contracts in general.
But. The caveat to this is that it's
possible to have war insurance, or as it is sometimes called in the insurance industry, "war and terrorism insurance" or "political violence insurance". It's feasible to me that a company that, like Construction Enterprises, which seems to make its money in war zones as part of its business plans, would have probably made provisions for this.
However, this still doesn't mean that there's not going to be trouble for the company. Many insurers reserve the right to review your insurance contract if the risks you're exposed to change drastically (say, if a new war starts). This makes a lot of sense, since an insurance policy is basically a lottery in reverse – it only makes money for the insurer if the risk is low enough that it makes more from the premiums than it pays out in compensations – increase the risk for Construction Enterprises, and its premiums will increase.
The exact terms of how this affects the company would probably depend on Kenmoria's internal politics, legal system, and the particulars of CE's contract.