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Democratic Peoples republic of Kelvinsi
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Posts: 30191
Founded: Sep 25, 2014
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Postby Democratic Peoples republic of Kelvinsi » Sat Aug 15, 2020 11:42 am

Bruke wrote:
Bruke wrote:Would a state-run zero-interest loan program for liberal arts colleges be... problematic?

This Ic time would’ve been the time when a prominent liberal arts college in southern Vermont closed its doors IRL


Any... uh.. advice on this?

I highly suggest against 0 interest loan programs, it just creates a disincentive to ever pay it back

"The worst form of inequality is to make unequal things equal."
-Aristotle
"Even the striving for equality by means of a directed economy can result only in an officially enforced inequality - an authoritarian determination of the status of each individual in the new hierarchical order. "-Friedrich August von Hayek
Political Compass
Economic:3.88
Social:1.40

Tory Blue to the Core(Leans Democrat in the US though)
What have we done...

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Lavan Tiri
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Posts: 9061
Founded: Feb 18, 2014
Democratic Socialists

Postby Lavan Tiri » Sat Aug 15, 2020 11:43 am

Bruke wrote:
Kallidrus wrote:
(Image)


Character Information Sheet


NS Nation Name: Kallidrus
Character Name: Eleanor Cartwright
Character Gender: F
Character Age: 74
Character Height: 4'9 in.
Character Weight: 116 lbs.
Character Position/Role/Job: Governor of Delaware (D)
Appearance: (Photo preferred, not required)
Character State of Origin: Delaware
Character State of Residence: Delaware
Character Party Affiliation: Democratic
Main Strengths: Broad bi-partisan support in Delaware; Decent amount of experience; National name recognition due to serving as Clifford's Education Secretary
Main Weaknesses: Old, seen as 'out of touch' with younger voters, safe blue state governor, gullible, timid, not liked by progressives nor Wolf Pack conservatives
Biography: (Minimum 2-3 paragraphs)
Other Info:

I have read and accept the rules of the roleplay: Kallidrus

Do Not Remove: 84721


WIP, dunno when I'll finish it.


A new friend for Jim Slim


Jim, Courtois, and Cartwright should all be buddies
My pronouns are they/them

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Democratic Peoples republic of Kelvinsi
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Posts: 30191
Founded: Sep 25, 2014
Ex-Nation

Postby Democratic Peoples republic of Kelvinsi » Sat Aug 15, 2020 11:44 am

Democratic Peoples republic of Kelvinsi wrote:
Bruke wrote:
Any... uh.. advice on this?

I highly suggest against 0 interest loan programs, it just creates a disincentive to ever pay it back

What I suggest instead is using LIBOR rates, that is the lowest interest rate that will not create major issues.

"The worst form of inequality is to make unequal things equal."
-Aristotle
"Even the striving for equality by means of a directed economy can result only in an officially enforced inequality - an authoritarian determination of the status of each individual in the new hierarchical order. "-Friedrich August von Hayek
Political Compass
Economic:3.88
Social:1.40

Tory Blue to the Core(Leans Democrat in the US though)
What have we done...

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Bruke
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Founded: Nov 21, 2017
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Postby Bruke » Sat Aug 15, 2020 11:45 am

Democratic Peoples republic of Kelvinsi wrote:
Democratic Peoples republic of Kelvinsi wrote:I highly suggest against 0 interest loan programs, it just creates a disincentive to ever pay it back

What I suggest instead is using LIBOR rates, that is the lowest interest rate that will not create major issues.


Hmm... the issue is if Slim can convince the legislature though... does the plan seem reasonable enough to pass the sniff test?

More importantly, would it be realistic for a real life college to back out of an existing merger agreement at the last minute just to take on loans from the state?
Last edited by Bruke on Sat Aug 15, 2020 11:46 am, edited 1 time in total.

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Alozia
Senator
 
Posts: 4709
Founded: Jul 02, 2016
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Postby Alozia » Sat Aug 15, 2020 11:46 am

Democratic Peoples republic of Kelvinsi wrote:
Bruke wrote:
Any... uh.. advice on this?

I highly suggest against 0 interest loan programs, it just creates a disincentive to ever pay it back

Yes, interest is what makes people pay back their loans.
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Democratic Peoples republic of Kelvinsi
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Founded: Sep 25, 2014
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Postby Democratic Peoples republic of Kelvinsi » Sat Aug 15, 2020 11:48 am

Bruke wrote:
Democratic Peoples republic of Kelvinsi wrote:What I suggest instead is using LIBOR rates, that is the lowest interest rate that will not create major issues.


Hmm... the issue is if Slim can convince the legislature though... does the plan seem reasonable enough to pass the sniff test?


4.53% is the current interest payments for subsidized loans.

Using LIBOR rates of around 2% you more than halve student loan interest payments.

"The worst form of inequality is to make unequal things equal."
-Aristotle
"Even the striving for equality by means of a directed economy can result only in an officially enforced inequality - an authoritarian determination of the status of each individual in the new hierarchical order. "-Friedrich August von Hayek
Political Compass
Economic:3.88
Social:1.40

Tory Blue to the Core(Leans Democrat in the US though)
What have we done...

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Titanne
Minister
 
Posts: 3414
Founded: Feb 07, 2019
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Postby Titanne » Sat Aug 15, 2020 11:49 am

Sorry to everyone for dropping off the radar! Some stuff came up.

Xath, we had a Spellman-Voorhees thing, right?
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Bruke
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Founded: Nov 21, 2017
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Postby Bruke » Sat Aug 15, 2020 11:49 am

Democratic Peoples republic of Kelvinsi wrote:
Bruke wrote:
Hmm... the issue is if Slim can convince the legislature though... does the plan seem reasonable enough to pass the sniff test?


4.53% is the current interest payments for subsidized loans.

Using LIBOR rates of around 2% you more than halve student loan interest payments.


That’s not what I mean... the program is meant to keep the colleges themselves from closing, it doesn’t have to do with paying for student tuition- the colleges have budget deficits because in part because of low enrollment though
Last edited by Bruke on Sat Aug 15, 2020 11:50 am, edited 1 time in total.

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Meelducan
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Posts: 8361
Founded: Aug 24, 2016
Left-wing Utopia

Postby Meelducan » Sat Aug 15, 2020 11:50 am

Bruke wrote:
Democratic Peoples republic of Kelvinsi wrote:What I suggest instead is using LIBOR rates, that is the lowest interest rate that will not create major issues.


Hmm... the issue is if Slim can convince the legislature though... does the plan seem reasonable enough to pass the sniff test?

More importantly, would it be realistic for a real life college to back out of an existing merger agreement at the last minute just to take on loans from the state?

Eh I don’t know, they’re pretty fiscal conservative up them parts
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Democratic Peoples republic of Kelvinsi
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Posts: 30191
Founded: Sep 25, 2014
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Postby Democratic Peoples republic of Kelvinsi » Sat Aug 15, 2020 11:52 am

Bruke wrote:
Democratic Peoples republic of Kelvinsi wrote:
4.53% is the current interest payments for subsidized loans.

Using LIBOR rates of around 2% you more than halve student loan interest payments.


That’s not what I mean... the program is meant to keep the colleges themselves from closing, it doesn’t have to do with paying for student tuition.


Oh you are talking about bailouts... The thing is you can throw money at the colleges but overall secular trends in the liberal arts college industry have not exactly been favorable over the past 10+ years, and it is very much fighting against the tide

"The worst form of inequality is to make unequal things equal."
-Aristotle
"Even the striving for equality by means of a directed economy can result only in an officially enforced inequality - an authoritarian determination of the status of each individual in the new hierarchical order. "-Friedrich August von Hayek
Political Compass
Economic:3.88
Social:1.40

Tory Blue to the Core(Leans Democrat in the US though)
What have we done...

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Bruke
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Posts: 8278
Founded: Nov 21, 2017
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Postby Bruke » Sat Aug 15, 2020 11:52 am

Meelducan wrote:
Bruke wrote:
Hmm... the issue is if Slim can convince the legislature though... does the plan seem reasonable enough to pass the sniff test?

More importantly, would it be realistic for a real life college to back out of an existing merger agreement at the last minute just to take on loans from the state?

Eh I don’t know, they’re pretty fiscal conservative up them parts


I mean, the Dems of that state are proposing single payer and free college and they seem to be doing alright, so....

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Meelducan
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Posts: 8361
Founded: Aug 24, 2016
Left-wing Utopia

Postby Meelducan » Sat Aug 15, 2020 11:53 am

Meelducan wrote:
Bruke wrote:
Hmm... the issue is if Slim can convince the legislature though... does the plan seem reasonable enough to pass the sniff test?

More importantly, would it be realistic for a real life college to back out of an existing merger agreement at the last minute just to take on loans from the state?

Eh I don’t know, they’re pretty fiscal conservative up them parts

Thinking of the wrong state.

Personally, I doubt the Democratic controlled legislature will let it pass but we can discuss with admins.
Marianne 2024:
America's First Healer-In-Chief

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Bruke
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Posts: 8278
Founded: Nov 21, 2017
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Postby Bruke » Sat Aug 15, 2020 11:54 am

Democratic Peoples republic of Kelvinsi wrote:
Bruke wrote:
That’s not what I mean... the program is meant to keep the colleges themselves from closing, it doesn’t have to do with paying for student tuition.


Oh you are talking about bailouts... The thing is you can throw money at the colleges but overall secular trends in the liberal arts college industry have not exactly been favorable over the past 10+ years, and it is very much fighting against the tide


You’re telling me that there’s no way a liberal arts college in Vermont, that’s been around for a while, can turn itself into a Ivy League-life kind of college, where it’s prestigious enough to be a magnet for our of state companies to set up shop and out of state students to attend and maybe settle down afterwards?

That’s why I keep using Darthmouth as an example: it’s small, and out of way, but prestigious enough to attract people to the area.
Last edited by Bruke on Sat Aug 15, 2020 11:55 am, edited 1 time in total.

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Democratic Peoples republic of Kelvinsi
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Founded: Sep 25, 2014
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Postby Democratic Peoples republic of Kelvinsi » Sat Aug 15, 2020 11:58 am

Bruke wrote:
Democratic Peoples republic of Kelvinsi wrote:
Oh you are talking about bailouts... The thing is you can throw money at the colleges but overall secular trends in the liberal arts college industry have not exactly been favorable over the past 10+ years, and it is very much fighting against the tide


You’re telling me that there’s no way a liberal arts college in Vermont, that’s been around for a while, can turn itself into a Ivy League-life kind of college, where it’s prestigious enough to be a magnet for our of state companies to set up shop and out of state students to attend and maybe settle down afterwards?


The way that Ivy League colleges(and indeed all prestigious institutions) work is through their networks. Networks take time to cultivate.

But what I can suggest is that you persuade the school to do a co-op program(think of a regular program but with a mandatory internship) with the various tech(or other) companies. A guaranteed job allows a school to punch way above its weight in terms of student attraction. The government can pay subsidize a great portion of the student wages during the internship period as well.

"The worst form of inequality is to make unequal things equal."
-Aristotle
"Even the striving for equality by means of a directed economy can result only in an officially enforced inequality - an authoritarian determination of the status of each individual in the new hierarchical order. "-Friedrich August von Hayek
Political Compass
Economic:3.88
Social:1.40

Tory Blue to the Core(Leans Democrat in the US though)
What have we done...

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Bruke
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Posts: 8278
Founded: Nov 21, 2017
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Postby Bruke » Sat Aug 15, 2020 12:00 pm

Democratic Peoples republic of Kelvinsi wrote:
Bruke wrote:
You’re telling me that there’s no way a liberal arts college in Vermont, that’s been around for a while, can turn itself into a Ivy League-life kind of college, where it’s prestigious enough to be a magnet for our of state companies to set up shop and out of state students to attend and maybe settle down afterwards?


The way that Ivy League colleges(and indeed all prestigious institutions) work is through their networks. Networks take time to cultivate.

But what I can suggest is that you persuade the school to do a co-op program(think of a regular program but with a mandatory internship) with the various tech(or other) companies. A guaranteed job allows a school to punch way above its weight in terms of student attraction. The government can pay subsidize a great portion of the student wages during the internship period as well.


Hmm... but the thing I’m trying to use the school as a way to attract those companies in the first place. They aren’t there in (very large) numbers right now and the school is closing in like a few days.

EDIT: there are some companies already, but there could be more
Last edited by Bruke on Sat Aug 15, 2020 12:01 pm, edited 1 time in total.

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Democratic Peoples republic of Kelvinsi
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Posts: 30191
Founded: Sep 25, 2014
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Postby Democratic Peoples republic of Kelvinsi » Sat Aug 15, 2020 12:01 pm

Bruke wrote:
Democratic Peoples republic of Kelvinsi wrote:
The way that Ivy League colleges(and indeed all prestigious institutions) work is through their networks. Networks take time to cultivate.

But what I can suggest is that you persuade the school to do a co-op program(think of a regular program but with a mandatory internship) with the various tech(or other) companies. A guaranteed job allows a school to punch way above its weight in terms of student attraction. The government can pay subsidize a great portion of the student wages during the internship period as well.


Hmm... but the thing I’m trying to use the school as a way to attract those companies in the first place. They aren’t there in (very large) numbers right now and the school is closing in like a few days.


There are 3 of them closing. I think you should merge them into 1 mega institution.

"The worst form of inequality is to make unequal things equal."
-Aristotle
"Even the striving for equality by means of a directed economy can result only in an officially enforced inequality - an authoritarian determination of the status of each individual in the new hierarchical order. "-Friedrich August von Hayek
Political Compass
Economic:3.88
Social:1.40

Tory Blue to the Core(Leans Democrat in the US though)
What have we done...

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Bruke
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Posts: 8278
Founded: Nov 21, 2017
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Postby Bruke » Sat Aug 15, 2020 12:03 pm

Democratic Peoples republic of Kelvinsi wrote:
Bruke wrote:
Hmm... but the thing I’m trying to use the school as a way to attract those companies in the first place. They aren’t there in (very large) numbers right now and the school is closing in like a few days.


There are 3 of them closing. I think you should merge them into 1 mega institution.


Aren’t they in different locations across the state though? I assume you’re talking about Saint Joseph’s, Green Mountain, Southern Vermont, and Marlboro right?

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Democratic Peoples republic of Kelvinsi
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Posts: 30191
Founded: Sep 25, 2014
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Postby Democratic Peoples republic of Kelvinsi » Sat Aug 15, 2020 12:06 pm

Bruke wrote:
Democratic Peoples republic of Kelvinsi wrote:
There are 3 of them closing. I think you should merge them into 1 mega institution.


Aren’t they in different locations across the state though? I assume you’re talking about Saint Joseph’s, Green Mountain, Southern Vermont, and Marlboro right?


You have a better plan than a giant merger? Rolling them all into the University of Vermont, and just concentrating on making that University the new Ivy league is probably the best way forward
Last edited by Democratic Peoples republic of Kelvinsi on Sat Aug 15, 2020 12:07 pm, edited 2 times in total.

"The worst form of inequality is to make unequal things equal."
-Aristotle
"Even the striving for equality by means of a directed economy can result only in an officially enforced inequality - an authoritarian determination of the status of each individual in the new hierarchical order. "-Friedrich August von Hayek
Political Compass
Economic:3.88
Social:1.40

Tory Blue to the Core(Leans Democrat in the US though)
What have we done...

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Dentali
Postmaster of the Fleet
 
Posts: 22392
Founded: Dec 28, 2016
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Postby Dentali » Sat Aug 15, 2020 12:10 pm

ANNOUNCEMENT


Louisiana election takes place on November 16th. We will be rolling out results but only over 1 or maybe 2 days MAXIMUM. So if you want to get any last minute campaigning in now is the time
| LAND OF THE FREE ||AMERICAN||POLITICAL|| RP || IS || UP! | - JOIN NOW!

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Amuarita
Civil Servant
 
Posts: 7
Founded: May 15, 2020
Ex-Nation

Postby Amuarita » Sat Aug 15, 2020 12:14 pm

Image


Character Information Sheet


NS Nation Name: Amuarita
Character Name: Steven J Karson
Character Gender: Male
Character Age: 53
Character Height: 6ft
Character Weight: 211
Character Position/Role/Job: Representative from Texas
Appearance: (Photo preferred, not required)
Character State of Origin: Texas
Character State of Residence: Texas
Character Party Affiliation: Republican Party
Main Strengths: Smart, Fast, Strong
Main Weaknesses: Has Allergies
Biography:
Born into a wealthy Houston family, Karson started out by reading lots of books as a child. He soon became the President of his class. When he graduated he attended the Houston University. After that, he became a lawyer. then, in 2005, he ran for City Council and was elected. He was a popular councilman, and well-liked by the people.

In 2010, he ran for and won Mayor of Houston. He served as mayor for one term, then ran for and won a Representative race in 2014. He was very supportive of President Wolf, and has now announced his candidacy for President of the United States.
Other Info:
None
I have read and accept the rules of the roleplay: Amuarita

Do Not Remove: 84721
[][][][][]Vesperan Federation[][][][][]
Vesperia is a prosperous, democratic nation in a cold war with the Sraiseniat Empire
VNN: President Sullivan states he will not be meeting with leaders of Sraiseniat | Famine rips through Saaland; Rocafik; Zarron; IC peacekeeping efforts break down
Atompunk, dieselpunk world with some fantasy species, or, Terran American Republic tries something original

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Federal States of Xathuecia
Post Marshal
 
Posts: 16219
Founded: Jan 19, 2016
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Postby Federal States of Xathuecia » Sat Aug 15, 2020 12:15 pm

Democratic Peoples republic of Kelvinsi wrote:
Bruke wrote:
You’re telling me that there’s no way a liberal arts college in Vermont, that’s been around for a while, can turn itself into a Ivy League-life kind of college, where it’s prestigious enough to be a magnet for our of state companies to set up shop and out of state students to attend and maybe settle down afterwards?


The way that Ivy League colleges(and indeed all prestigious institutions) work is through their networks. Networks take time to cultivate.

But what I can suggest is that you persuade the school to do a co-op program(think of a regular program but with a mandatory internship) with the various tech(or other) companies. A guaranteed job allows a school to punch way above its weight in terms of student attraction. The government can pay subsidize a great portion of the student wages during the internship period as well.

Ivy Leagues :hug:
| LAND OF THE FREE ||AMERICAN||POLITICAL|| RP || IS || UP! | - JOIN NOW!

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Federal States of Xathuecia
Post Marshal
 
Posts: 16219
Founded: Jan 19, 2016
Ex-Nation

Postby Federal States of Xathuecia » Sat Aug 15, 2020 12:32 pm

Titanne wrote:Sorry to everyone for dropping off the radar! Some stuff came up.

Xath, we had a Spellman-Voorhees thing, right?

no worries!

yes, I think I responded but I'll check

EDIT: yes, here! viewtopic.php?f=31&t=486428&p=37491186&hilit=albany#p37491186
Last edited by Federal States of Xathuecia on Sat Aug 15, 2020 12:33 pm, edited 1 time in total.
| LAND OF THE FREE ||AMERICAN||POLITICAL|| RP || IS || UP! | - JOIN NOW!

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Bruke
Powerbroker
 
Posts: 8278
Founded: Nov 21, 2017
Ex-Nation

Postby Bruke » Sat Aug 15, 2020 12:34 pm

Democratic Peoples republic of Kelvinsi wrote:
Bruke wrote:
Aren’t they in different locations across the state though? I assume you’re talking about Saint Joseph’s, Green Mountain, Southern Vermont, and Marlboro right?


You have a better plan than a giant merger? Rolling them all into the University of Vermont, and just concentrating on making that University the new Ivy league is probably the best way forward


My original plan was to have the legislature set aside money for failing liberal arts colleges to go public and become part of the Vermont State Colleges since that system already has multiple public liberal arts colleges... I guess I’ll just go with that.

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Puertollano
Negotiator
 
Posts: 5321
Founded: Nov 30, 2015
Ex-Nation

Postby Puertollano » Sat Aug 15, 2020 2:12 pm

Alozia wrote:Thinking of apping as a political consultant or something like that, because running a whole campaign by myself is tiring, but I could totally help with someone else's while also having it be an IC thing.


Want to join the Murphy campaign?
Senator Levi Murphy (D-MN)
Chairwoman Lilyana Wolf (R-ME)
J.P. Randy Cramp (R-TX)
Mayor Tammy Tablot (I-NV)

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Lavan Tiri
Powerbroker
 
Posts: 9061
Founded: Feb 18, 2014
Democratic Socialists

Postby Lavan Tiri » Sat Aug 15, 2020 2:14 pm

Puertollano wrote:
Alozia wrote:Thinking of apping as a political consultant or something like that, because running a whole campaign by myself is tiring, but I could totally help with someone else's while also having it be an IC thing.


Want to join the Murphy campaign?


Lmao imagine someone tryna help Levi change his messaging
My pronouns are they/them

Join Home of the Brave!
Big Jim P wrote:I like the way you think.

Constaniana wrote:Ah, so you were dropped on your head. This explains a lot.

Zarkenis Ultima wrote:Snarky bastard.

The Grey Wolf wrote:You sir, are a gentleman and a scholar.

Renewed Imperial Germany wrote:I'm not sure whether to laugh because thIs is the best satire I've ever seen or be very very afraid because someone actually thinks all this so.... have a cookie?

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