I highly suggest against 0 interest loan programs, it just creates a disincentive to ever pay it back
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by Democratic Peoples republic of Kelvinsi » Sat Aug 15, 2020 11:42 am
by Lavan Tiri » Sat Aug 15, 2020 11:43 am
Bruke wrote:Kallidrus wrote:
NS Nation Name: Kallidrus
Character Name: Eleanor Cartwright
Character Gender: F
Character Age: 74
Character Height: 4'9 in.
Character Weight: 116 lbs.
Character Position/Role/Job: Governor of Delaware (D)
Appearance: (Photo preferred, not required)(Image)
Character State of Origin: Delaware
Character State of Residence: Delaware
Character Party Affiliation: Democratic
Main Strengths: Broad bi-partisan support in Delaware; Decent amount of experience; National name recognition due to serving as Clifford's Education Secretary
Main Weaknesses: Old, seen as 'out of touch' with younger voters, safe blue state governor, gullible, timid, not liked by progressives nor Wolf Pack conservatives
Biography: (Minimum 2-3 paragraphs)
Other Info:
I have read and accept the rules of the roleplay: Kallidrus
Do Not Remove: 84721
WIP, dunno when I'll finish it.
A new friend for Jim Slim
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by Democratic Peoples republic of Kelvinsi » Sat Aug 15, 2020 11:44 am
by Bruke » Sat Aug 15, 2020 11:45 am
Democratic Peoples republic of Kelvinsi wrote:Democratic Peoples republic of Kelvinsi wrote:I highly suggest against 0 interest loan programs, it just creates a disincentive to ever pay it back
What I suggest instead is using LIBOR rates, that is the lowest interest rate that will not create major issues.
by Alozia » Sat Aug 15, 2020 11:46 am
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by Democratic Peoples republic of Kelvinsi » Sat Aug 15, 2020 11:48 am
by Bruke » Sat Aug 15, 2020 11:49 am
Democratic Peoples republic of Kelvinsi wrote:Bruke wrote:
Hmm... the issue is if Slim can convince the legislature though... does the plan seem reasonable enough to pass the sniff test?
4.53% is the current interest payments for subsidized loans.
Using LIBOR rates of around 2% you more than halve student loan interest payments.
by Meelducan » Sat Aug 15, 2020 11:50 am
Bruke wrote:Democratic Peoples republic of Kelvinsi wrote:What I suggest instead is using LIBOR rates, that is the lowest interest rate that will not create major issues.
Hmm... the issue is if Slim can convince the legislature though... does the plan seem reasonable enough to pass the sniff test?
More importantly, would it be realistic for a real life college to back out of an existing merger agreement at the last minute just to take on loans from the state?
by Democratic Peoples republic of Kelvinsi » Sat Aug 15, 2020 11:52 am
Bruke wrote:Democratic Peoples republic of Kelvinsi wrote:
4.53% is the current interest payments for subsidized loans.
Using LIBOR rates of around 2% you more than halve student loan interest payments.
That’s not what I mean... the program is meant to keep the colleges themselves from closing, it doesn’t have to do with paying for student tuition.
by Bruke » Sat Aug 15, 2020 11:52 am
Meelducan wrote:Bruke wrote:
Hmm... the issue is if Slim can convince the legislature though... does the plan seem reasonable enough to pass the sniff test?
More importantly, would it be realistic for a real life college to back out of an existing merger agreement at the last minute just to take on loans from the state?
Eh I don’t know, they’re pretty fiscal conservative up them parts
by Meelducan » Sat Aug 15, 2020 11:53 am
Meelducan wrote:Bruke wrote:
Hmm... the issue is if Slim can convince the legislature though... does the plan seem reasonable enough to pass the sniff test?
More importantly, would it be realistic for a real life college to back out of an existing merger agreement at the last minute just to take on loans from the state?
Eh I don’t know, they’re pretty fiscal conservative up them parts
by Bruke » Sat Aug 15, 2020 11:54 am
Democratic Peoples republic of Kelvinsi wrote:Bruke wrote:
That’s not what I mean... the program is meant to keep the colleges themselves from closing, it doesn’t have to do with paying for student tuition.
Oh you are talking about bailouts... The thing is you can throw money at the colleges but overall secular trends in the liberal arts college industry have not exactly been favorable over the past 10+ years, and it is very much fighting against the tide
by Democratic Peoples republic of Kelvinsi » Sat Aug 15, 2020 11:58 am
Bruke wrote:Democratic Peoples republic of Kelvinsi wrote:
Oh you are talking about bailouts... The thing is you can throw money at the colleges but overall secular trends in the liberal arts college industry have not exactly been favorable over the past 10+ years, and it is very much fighting against the tide
You’re telling me that there’s no way a liberal arts college in Vermont, that’s been around for a while, can turn itself into a Ivy League-life kind of college, where it’s prestigious enough to be a magnet for our of state companies to set up shop and out of state students to attend and maybe settle down afterwards?
by Bruke » Sat Aug 15, 2020 12:00 pm
Democratic Peoples republic of Kelvinsi wrote:Bruke wrote:
You’re telling me that there’s no way a liberal arts college in Vermont, that’s been around for a while, can turn itself into a Ivy League-life kind of college, where it’s prestigious enough to be a magnet for our of state companies to set up shop and out of state students to attend and maybe settle down afterwards?
The way that Ivy League colleges(and indeed all prestigious institutions) work is through their networks. Networks take time to cultivate.
But what I can suggest is that you persuade the school to do a co-op program(think of a regular program but with a mandatory internship) with the various tech(or other) companies. A guaranteed job allows a school to punch way above its weight in terms of student attraction. The government can pay subsidize a great portion of the student wages during the internship period as well.
by Democratic Peoples republic of Kelvinsi » Sat Aug 15, 2020 12:01 pm
Bruke wrote:Democratic Peoples republic of Kelvinsi wrote:
The way that Ivy League colleges(and indeed all prestigious institutions) work is through their networks. Networks take time to cultivate.
But what I can suggest is that you persuade the school to do a co-op program(think of a regular program but with a mandatory internship) with the various tech(or other) companies. A guaranteed job allows a school to punch way above its weight in terms of student attraction. The government can pay subsidize a great portion of the student wages during the internship period as well.
Hmm... but the thing I’m trying to use the school as a way to attract those companies in the first place. They aren’t there in (very large) numbers right now and the school is closing in like a few days.
by Bruke » Sat Aug 15, 2020 12:03 pm
Democratic Peoples republic of Kelvinsi wrote:Bruke wrote:
Hmm... but the thing I’m trying to use the school as a way to attract those companies in the first place. They aren’t there in (very large) numbers right now and the school is closing in like a few days.
There are 3 of them closing. I think you should merge them into 1 mega institution.
by Democratic Peoples republic of Kelvinsi » Sat Aug 15, 2020 12:06 pm
Bruke wrote:Democratic Peoples republic of Kelvinsi wrote:
There are 3 of them closing. I think you should merge them into 1 mega institution.
Aren’t they in different locations across the state though? I assume you’re talking about Saint Joseph’s, Green Mountain, Southern Vermont, and Marlboro right?
by Dentali » Sat Aug 15, 2020 12:10 pm
by Amuarita » Sat Aug 15, 2020 12:14 pm
[][][][][]Vesperan Federation[][][][][]
Vesperia is a prosperous, democratic nation in a cold war with the Sraiseniat Empire
VNN: President Sullivan states he will not be meeting with leaders of Sraiseniat | Famine rips through Saaland; Rocafik; Zarron; IC peacekeeping efforts break down
Atompunk, dieselpunk world with some fantasy species, or, Terran American Republic tries something originalby Federal States of Xathuecia » Sat Aug 15, 2020 12:15 pm
Democratic Peoples republic of Kelvinsi wrote:Bruke wrote:
You’re telling me that there’s no way a liberal arts college in Vermont, that’s been around for a while, can turn itself into a Ivy League-life kind of college, where it’s prestigious enough to be a magnet for our of state companies to set up shop and out of state students to attend and maybe settle down afterwards?
The way that Ivy League colleges(and indeed all prestigious institutions) work is through their networks. Networks take time to cultivate.
But what I can suggest is that you persuade the school to do a co-op program(think of a regular program but with a mandatory internship) with the various tech(or other) companies. A guaranteed job allows a school to punch way above its weight in terms of student attraction. The government can pay subsidize a great portion of the student wages during the internship period as well.
by Federal States of Xathuecia » Sat Aug 15, 2020 12:32 pm
Titanne wrote:Sorry to everyone for dropping off the radar! Some stuff came up.
Xath, we had a Spellman-Voorhees thing, right?
by Bruke » Sat Aug 15, 2020 12:34 pm
Democratic Peoples republic of Kelvinsi wrote:Bruke wrote:
Aren’t they in different locations across the state though? I assume you’re talking about Saint Joseph’s, Green Mountain, Southern Vermont, and Marlboro right?
You have a better plan than a giant merger? Rolling them all into the University of Vermont, and just concentrating on making that University the new Ivy league is probably the best way forward
by Puertollano » Sat Aug 15, 2020 2:12 pm
Alozia wrote:Thinking of apping as a political consultant or something like that, because running a whole campaign by myself is tiring, but I could totally help with someone else's while also having it be an IC thing.
by Lavan Tiri » Sat Aug 15, 2020 2:14 pm
Big Jim P wrote:I like the way you think.
Constaniana wrote:Ah, so you were dropped on your head. This explains a lot.
Zarkenis Ultima wrote:Snarky bastard.
The Grey Wolf wrote:You sir, are a gentleman and a scholar.
Renewed Imperial Germany wrote:I'm not sure whether to laugh because thIs is the best satire I've ever seen or be very very afraid because someone actually thinks all this so.... have a cookie?
John Holland wrote: John Holland
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