That's not strictly true. It really depends how my income is looking once repayments start, and if I can negotiate down from that ridiculous 250 year payment plan. But my ability to repay said loans and the ability of the Bank to make more money only goes up if they give me money to make more reasonable deals with other colonies. If I offered, say, a ten credit loan with a two credit interest to be repaid in five years, I bet a lot of people would be interested, and more likely to repay rather than default like most people will look to do with the current BoT loans.


