Pensions in your nation and when do you get them?

[Fatatatutti]

We don't have pensions per se in Fatatatutti. Everybody gets a guaranteed annual income, so they can "retire" any time they want. Life in Fatatatutti is about living, not "being productive" - i.e. making a lot of unnecessary stuff. In practice, people work as hard as they want to earn extra money for extras. The more they like their job, the harder they're likely to work at it.

[Qwcasd]

People get their government pensions at the age of 67.5. There are private pensions in our nations, and state employees get okay pensions.... but the pension everyone gets, called Social Security, is pretty typical.

[Mediterreania]

Businesses can provide pensions as they wish. There is also a public pension fund which anyone may choose to join.

[Allrule]

The age to receive Social Security, the state-funded pension service, is 65.

Yours,

[Silver Beach]

You pay 10% of your income into a social security fund, and when you turn 72, you are eligible for retirement funds, which you get paid a monthly income of averaging your account over 30 years. If you live to be 102 and run out of retirement funds, then you are on your own

[Ireland Army]

In Ireland Army people 65 and over can sign up for a pension but they only get enough for necessitys as fo luxurys they will have to find a way to pay for that.

[Karmaimps]

there are none. when you get to 70 years of age you are sent to a grand hotel or a shack based on your occupation(s).

[Maraque]

Matching Fund Retirement Program:

The government will give you a one-time matching donation equal to your entire retirement fund upon reaching the age of 65.

Private Pension Fund Program:

You contribute a percentage of your income (10-30%) to an interest yielding account and receive the funds upon reaching the age of 65. Your interest rate depends on how much you want to contribute:

10% contribution - 5% annual interest rate
20% contribution - 6.3% annual interest rate
30% contribution - 7.8% annual interest rate

Public Pension Fund Program:

You contribute to a universal fund and receive a monthly allowance based on the amount currently in the fund and the contributor-receiver ratio.

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Of course you can also decide to not take advantage of any of these programs and just save as much as you can for your retirement, but ideally you would want to participate in one of these programs (or all, as some do).

[Victorious Decepticons]

We have potentially-infinite lifespans, so we have no pensions.

If you suffer some sort of physical damage, you are expected to repair it. Since such repairs are relatively easy - at the most, the offending part(s) will need to be replaced - this isn't an onerous expectation at all.

An old robot can, and will, make sure he is just as capable as one that was built yesterday. In fact, he should be *more* capable, thanks to having had years or centuries in which to make upgrades.

[Consaria]

60, but most people die in their late fifties (Lack of healthcare)

[TurtleShroom]

State pensions is provided state in the expenses of tax payers. If those people were not smart enough to get insured when they had time, why should state give them money?

OOC: That's because they are old. Old people have spent their whole lives working and earning and paying taxes. They have done more than their share in life, and now it's time for them to sit back and reap what they put their whole lives into. Unlike hobos, I sympathize more with old people and want to see them happy and funded. If not simply because they are old, how about that a tiny bit of their taxes are finally given back to them after all the years of take take take?

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IC: For humans, the age is fifty five to sixty five (it varies on case-by case). For turtles, it is eighty. For mushrooms, it is fifty nine.

Also, once in pension, an old person can opt in to live in luxuriously overfunded nursing homes (NS Issue), where they will get everything they want and more, from butlers to lobster to applesauce to grits. For this reason, some people try to dress up as seniors to live the life of luxury. "Impersonating a geezer" is forty years in prison. That way, when you come out, you really will be one!

[The Scandinvans]

We would never think of forcing our brave and noble people to be enslaved to a thing such as state provided payments to ensure a minimum quality of life or to pay taxes for that matter.

[American MapleStory]

If you are working until 65 (minimum retirement age) you receive 65% of your original working income.
If you work until 70 you receive 70% of the original working income.
If you work until 72 you receive 75% of your original income.
If you work until 76 or any age passed that you receive 80% of your original income.


If you had military service of 5yrs+ throughout any time in your life in ROM, your original income percentile will increase by +5%, regardless of rank achieved.
This will go into your SSI account and you have the option of withdrawing it in official banknotes (money) or all stores have to accept payment through SSI cards, which have a debit card type of system.

[Makaar]

In Makaar, the income tax rate is 100% so currency is rare and the government uses a system of allocations to provide citizens with their needs and wants according to their abilities. Upon reaching the age of 70, when most citizens are unable to work reasonably, you are entitled to allocations without having to work or demonstrate any ability.

[Haiz]

The Haiz Ministry of Social Equality and Welfare manages this.

Haiz: Age 90 (Insured 72% of Working Income)
Humans: Age 70 (Insured 65%-70% of Working Income)

[Sibirsky]

The Republic of Sibirsky does not have an official retirement age, or state pension.

[Political Spectrum]

The Republic of Political Spectrum does not have an official retirement age, or state pension.

[Seven Free States]

The Commonwealth of Seven Free States does not have an official retirement age, or state pension.

[Las Vegas Gamblers]

The Protectorate of Las Vegas Gamblers does not an official retirement age, or state pension.

[Seriy]

The United Kingdom of Seriy does not have an official retirement age, or state pension.

[Lincoln Sydney]

The Republic of Lincoln Sydney does not have an official retirement age, or state pensions.

[Southern Moldova]

The Republic of Southern Moldova has a state sponsored pension named the SMSPP (Southern Moldova State Pension Program).

Workers are taxed 7.35% of their pay (with employers matching that amount) towards their pension.

Early retirement is at age 62 (after a minimum of 20 years of service) and people taking this option are eligible for 75% of the previous year's salary.

Full retirement age is at age 65 (after a minimum of 25 years of service) and people taking this option are eligible for 85% of the previous year's salary.

Life expectancy is 76 for men and 82 for women.

The pension benefits are indexed for inflation.

[Marcurix]

A Person is premitted to their Pension when they retire, no official age is set for such.

[Rustafari]

The Theocracy of Rustafari has a state pension system named the Rustafari Pension Plan (RPP)

Employees pay 7.65% of their income into the pension plan (with employers matching this amount).

Men are eligible for retirement at age 60 and women at age 55. The pension benefit is fixed at 85% of the mean of the previous 5 years income.

Life expectancy is 75 for men and 79 for women.

[Shawnaland]

The Republic of Shawnaland has a state pension plan named Social Security.

The contribution is 1.2% from the employee and 13.8% from the employer.

Early retirement age is at age 63 and the normal retirement age is at age 66.

Benefits are 71% of the average of the last 5 years earnings.

The life expectancy is 76 for men and 82 for women.