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by Great Nepal » Sun Mar 15, 2015 7:33 am
by Valluto » Sun Mar 15, 2015 7:55 am
by Atlanticatia » Sun Mar 15, 2015 11:31 am
by Great Nepal » Sun Mar 15, 2015 11:33 am
Atlanticatia wrote:I'd like to do something about payday lenders.
Should we go for an outright ban on payday loans or limit the maximum APR and put in regulations?
by Valluto » Sun Mar 15, 2015 11:35 am
Great Nepal wrote:Atlanticatia wrote:I'd like to do something about payday lenders.
Should we go for an outright ban on payday loans or limit the maximum APR and put in regulations?
As long as they make their interest rates clear and take appropriate steps to make sure the borrowers are able to afford repayments, I dont see the need.
by Atlanticatia » Sun Mar 15, 2015 11:53 am
Great Nepal wrote:Atlanticatia wrote:I'd like to do something about payday lenders.
Should we go for an outright ban on payday loans or limit the maximum APR and put in regulations?
As long as they make their interest rates clear and take appropriate steps to make sure the borrowers are able to afford repayments, I dont see the need.
by Great Nepal » Sun Mar 15, 2015 12:04 pm
Atlanticatia wrote:Great Nepal wrote:As long as they make their interest rates clear and take appropriate steps to make sure the borrowers are able to afford repayments, I dont see the need.
I don't think we should be allowing outrageous interest rates, as they are exploitative of the poor who may not have any other options to turn to.
by The New World Oceania » Sun Mar 15, 2015 1:43 pm
Atlanticatia wrote:Great Nepal wrote:As long as they make their interest rates clear and take appropriate steps to make sure the borrowers are able to afford repayments, I dont see the need.
I don't think we should be allowing outrageous interest rates, as they are exploitative of the poor who may not have any other options to turn to.
by Malgrave » Sun Mar 15, 2015 1:47 pm
Frenequesta wrote:Well-dressed mad scientists with an edge.
by Argentarino » Sun Mar 15, 2015 2:17 pm
Malgrave wrote:I'm thinking about organising a trip to visit our neighbours in Central America. If anyone is interested in tagging along I should have something more official lined up in the Presidential thread.
by Lykens » Sun Mar 15, 2015 2:21 pm
by Malgrave » Sun Mar 15, 2015 2:22 pm
Frenequesta wrote:Well-dressed mad scientists with an edge.
by Atlanticatia » Sun Mar 15, 2015 2:27 pm
by New Werpland » Sun Mar 15, 2015 2:59 pm
Atlanticatia wrote:Are we going to have a minimum wage?
by Atlanticatia » Sun Mar 15, 2015 3:01 pm
by Dejanic » Sun Mar 15, 2015 3:03 pm
by Battlion » Sun Mar 15, 2015 3:34 pm
Valluto wrote:How exactly should I handle a recently filed Supreme Court case? Am I to hand it over to the Admins?
EDIT: Also, should I begin work on a alcohol, narcotic, and tobacco control act to establish a drug schedule, drinking, and smoking age?
by Valluto » Sun Mar 15, 2015 5:26 pm
by Sebastianbourg » Sun Mar 15, 2015 8:49 pm
Malgrave wrote:I'm thinking about organising a trip to visit our neighbours in Central America. If anyone is interested in tagging along I should have something more official lined up in the Presidential thread.
by Sebastianbourg » Sun Mar 15, 2015 8:58 pm
National Agricultural Co-operative Bank Establishment Act
Author: Sebastian van Oldenbarnevelt
Sponsors: Sebastièn Canonge (Valluto; LibDems) | Kenneth Díaz (Lykens; LibDems) | David Vera Cruz (Heraklea-; Workers' Alliance) | Senator Euàn Welder (Battlion; DemLeft) | Michael Giuliani (Collatis; DemLeft)
An act to establish a national agricultural co-operative bank in order to finance the development of the Republic's agrarian sector.
§1: DefinitionsA co-operative is an autonomous association of people who voluntarily cooperate for their mutual social, economic, and cultural benefit.
Co-operative banking is retail and commercial banking organised on a co-operative basis.
§2: CreationThe Parliament of the Republic of Calaverde hereby creates and charters a body corporate to be known as the National Agricultural Co-operative Bank (hereinafter referred to as the ''Bank''). The Bank shall have perpetual existence unless and until its charter is revoked or modified by an act of of this Parliament. The right to revise, amend, or modify the charter of the Bank is exclusively limited to the Parliament of Calaverde; no other entity has the authority to alter the terms of the charter in any way, manner or form. The Bank shall be headquartered in the national capital, San Cristóbal, but it shall serve the entirety of the Republic of Calaverde's territory. The bank shall encourage the development of the Calaverdean agricultural industry by providing loans and other types of assistance to Calaverdean farmers.
§3: Bank PowersThe Bank shall have the power to—
- Have the power to make and service loans at appropriate interest rates and afford other types of technical assistance;
- Be governed and managed by a competent Board of Directors;
- Utilise a corporate seal granted to it by the appropriate authority;
- Establish a clear hierarchy within the Board of Directors of the Bank;
- Enter into contracts as prescribed by law;
- Establish as many branch offices and subdivisions of branch offices and deemed suitable provided this does not fall into wastefulness;
- Receive funding from the Calaverdean Government through the Parliament-approved national budget;
- Sue and defend itself in the event of being sued by another party.
§4: Board of DirectorsThe Board of Directors of the Bank shall the highest authority when referring to the daily matters and deliberations of the Bank; the Parliament of the Republic of Calaverde shall be the supreme authority of the Bank although it is only required to take part in the Bank's governance under exceptional circumstances.
The Board of Directors shall be composed of fifteen members appointed by the Parliament of the Republic of Calaverde. Those chosen to form part of the Board of Directors shall elect from amongst their own a chairman, deputy chairman, secretary and treasurer. Furthermore, they shall provide for the appointment and hiring of other personnel. In the event of the resignation or dismissal of a member of the Board of Directors the Parliament of the Republic shall appoint a substitute. If a lower-level employee of the Bank resigns or is dismissed the Board of Directors or another senior employee shall be trusted with overseeing the appointment of a replacement.
§5: Bi-annual Report to ParliamentThe Bank is legally bound to report its finances to the Parliament of the Republic of Calaverde twice per annum. These reports should take place at the parliamentary headquarters in the national capital, San Cristóbal. Furthermore, the Bank shall make recommendations on legislation that would improve its financial condition to the appropriate parliamentary committees and government ministries. The aforementioned parliamentary committees and government ministries are under no obligation to take into account the recommendations of the Bank.
§6: Accountability and AuditThe Ministry of Finance and Social Development is hereby entitled to examine and audit the Bank's finances. The Bank shall reimburse the Ministry of Finance and Social Development for the costs of any investigation or audit into the Bank's finances. Finally, the Ministry of Finance and Social Development is legally-bound to report any irregularities to the Parliament of the Republic of Calaverde if they are found.
by Beta Test » Sun Mar 15, 2015 11:04 pm
Sebastianbourg wrote:National Agricultural Co-operative Bank Establishment Act
Author: Sebastian van Oldenbarnevelt
Sponsors: Sebastièn Canonge (Valluto; LibDems) | Kenneth Díaz (Lykens; LibDems) | David Vera Cruz (Heraklea-; Workers' Alliance) | Senator Euàn Welder (Battlion; DemLeft) | Michael Giuliani (Collatis; DemLeft)
An act to establish a national agricultural co-operative bank in order to finance the development of the Republic's agrarian sector.
§1: DefinitionsA co-operative is an autonomous association of people who voluntarily cooperate for their mutual social, economic, and cultural benefit.
Co-operative banking is retail and commercial banking organised on a co-operative basis.
§2: CreationThe Parliament of the Republic of Calaverde hereby creates and charters a body corporate to be known as the National Agricultural Co-operative Bank (hereinafter referred to as the ''Bank''). The Bank shall have perpetual existence unless and until its charter is revoked or modified by an act of of this Parliament. The right to revise, amend, or modify the charter of the Bank is exclusively limited to the Parliament of Calaverde; no other entity has the authority to alter the terms of the charter in any way, manner or form. The Bank shall be headquartered in the national capital, San Cristóbal, but it shall serve the entirety of the Republic of Calaverde's territory. The bank shall encourage the development of the Calaverdean agricultural industry by providing loans and other types of assistance to Calaverdean farmers.
§3: Bank PowersThe Bank shall have the power to—
- Have the power to make and service loans at appropriate interest rates and afford other types of technical assistance;
- Be governed and managed by a competent Board of Directors;
- Utilise a corporate seal granted to it by the appropriate authority;
- Establish a clear hierarchy within the Board of Directors of the Bank;
- Enter into contracts as prescribed by law;
- Establish as many branch offices and subdivisions of branch offices and deemed suitable provided this does not fall into wastefulness;
- Receive funding from the Calaverdean Government through the Parliament-approved national budget;
- Sue and defend itself in the event of being sued by another party.
§4: Board of DirectorsThe Board of Directors of the Bank shall the highest authority when referring to the daily matters and deliberations of the Bank; the Parliament of the Republic of Calaverde shall be the supreme authority of the Bank although it is only required to take part in the Bank's governance under exceptional circumstances.
The Board of Directors shall be composed of fifteen members appointed by the Parliament of the Republic of Calaverde. Those chosen to form part of the Board of Directors shall elect from amongst their own a chairman, deputy chairman, secretary and treasurer. Furthermore, they shall provide for the appointment and hiring of other personnel. In the event of the resignation or dismissal of a member of the Board of Directors the Parliament of the Republic shall appoint a substitute. If a lower-level employee of the Bank resigns or is dismissed the Board of Directors or another senior employee shall be trusted with overseeing the appointment of a replacement.
§5: Bi-annual Report to ParliamentThe Bank is legally bound to report its finances to the Parliament of the Republic of Calaverde twice per annum. These reports should take place at the parliamentary headquarters in the national capital, San Cristóbal. Furthermore, the Bank shall make recommendations on legislation that would improve its financial condition to the appropriate parliamentary committees and government ministries. The aforementioned parliamentary committees and government ministries are under no obligation to take into account the recommendations of the Bank.
§6: Accountability and AuditThe Ministry of Finance and Social Development is hereby entitled to examine and audit the Bank's finances. The Bank shall reimburse the Ministry of Finance and Social Development for the costs of any investigation or audit into the Bank's finances. Finally, the Ministry of Finance and Social Development is legally-bound to report any irregularities to the Parliament of the Republic of Calaverde if they are found.
Does the Prime Minister of the Republic approve of this bill?
by The Nihilistic view » Mon Mar 16, 2015 9:21 am
by Atlanticatia » Mon Mar 16, 2015 12:26 pm
The Nihilistic view wrote:d) The definition of 'taxable income' Primary Revenue Act shall be amended from 'income from employment, wages, salaries, commissions and self-employment earnings' to 'income from employment, wages, salaries, commissions, self-employment earnings, and inheritances from an estate that is not wholly inherited by a spouse or surviving civil partner'.
Haven't you just effectively double taxed it now?
by Valluto » Mon Mar 16, 2015 12:39 pm
by Atlanticatia » Mon Mar 16, 2015 12:40 pm
Valluto wrote:Is there currently a Ministry of Tourism?
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