Arkolon wrote:Geilinor wrote:
This isn't a proper Ghent system, as the market structure of the voluntary unemployment programs we want to let flourish is being determined almost wholly by the government's own 3%. As Quendi noted, this changes the reality of the system being put forward. I'd much prefer dealing with poverty first, establishing a living wage through income redistribution (negative taxes, benefits, and transfers), and then letting unions decide for unemployment subsidies by themselves. The point of the Ghent system is to make unions stronger; making the state option an attractive one totally ruins that goal.
IMO if we are having the Ghent system, contributions to the unemployment benefit funds should be tax-deductible and employers should be required to contribute to the fund if their employee decides to join one. Maybe the state could also contribute to the funds a bit. So, let's say the UB fund charges $75 per month: the employee could pay $30, the employer could pay $30, and the state could pay $15 per month. This would make the employee's premium lower and encourage union membership and joining of the funds.
Then there should be a statutory state benefit that provides a flat-rate of benefit - one tier that is a universal insurance-based one (i.e. you can claim it for say 2 years), and one tier that is a means-tested minimum income unemployment benefit, for people who haven't made enough contributions. It'd provide a safety net for a minimum living standard. (Similar to Jobseekers' Allowance in the UK.) If people want a benefit that would replace their income, then they'd join a subsidized union-provided unemployment fund, which I imagine most people would. This would allow us to balance the of union encouragement, the Ghent system, and a universal safety net.
(I can TG you the benefit system I had written up recently, if you want.) However, I think the state benefits and contributions would be left to the Welfare Ministry and the Finance Ministry



