How should the U.S. address its ongoing housing crisis?

[Page]

They should give in to socialism and provide every citizen with a free house/apartment.

Would you like to elaborate how the states would do such a thing?

Proletarians + guns

[Nolo gap]

by creating code free zones in every city and large town, where anyone can build and live in whatever form of shelter they might wish to build for themselves provided it was their only and they didn't build it to rent to someone else, and they were build far enough from each other to provide for access and privacy.
that and end this policy of expanding incorporated communities into adjacent undeveloped areas to prevent people from camping in them.
(making everything have to be about money isn't freedom and isn't creating nor increasing it,
and neither is telling people what to pretend as the price of food and shelter)

[FNU]

Would you like to elaborate how the states would do such a thing?

Proletarians + guns

You act like there would be zero opposition from the US itself. National Guards exist for a reason, and it's to make sure stuff like that doesn't happen.

[Torrocca]

Proletarians + guns

You act like there would be zero opposition from the US itself. National Guards exist for a reason, and it's to make sure stuff like that doesn't happen.

The masses vastly outnumber the US military, even if only a fraction of them rise up in revolution, and a non-insignificant number of soldiers would ultimately side with the people, even though the US military is all-volunteer.

[FNU]

You act like there would be zero opposition from the US itself. National Guards exist for a reason, and it's to make sure stuff like that doesn't happen.

The masses vastly outnumber the US military, even if only a fraction of them rise up in revolution, and a non-insignificant number of soldiers would ultimately side with the people, even though the US military is all-volunteer.

That implies every single person in the State would willingly rise up.

[Torrocca]

The masses vastly outnumber the US military, even if only a fraction of them rise up in revolution, and a non-insignificant number of soldiers would ultimately side with the people, even though the US military is all-volunteer.

That implies every single person in the State would willingly rise up.

I said "even if only a fraction of them rise up in revolution" for a good reason. Even just 3% of the USA rising up would be enough to vastly outnumber the US military. Realistically, it would likely be a fair bit more than that, if a revolution broke out.

[Luziyca]

Build more social housing, as well as expropriate empty houses that haven't been lived in for a couple years or so, and redistribute them to those who need housing.

[Forsher]

Just rewatching a video for a different thread and I noticed that suburban housing pays less in tax whilst costing more to support.

[Duvniask]

Just rewatching a video for a different thread and I noticed that suburban housing pays less in tax whilst costing more to support.

This channel is a real treat.

[Bear Stearns]

halt immigration and ban foreign property ownership.

also breakup blackrock, seize its assets, and deport its usurious executives

[Bear Stearns]

Proletarians + guns

You act like there would be zero opposition from the US itself. National Guards exist for a reason, and it's to make sure stuff like that doesn't happen.

The US military lost the right to talk shit about beating uneducated people with guns after the Taliban just whooped its ass

[Drew Durrnil]

You act like there would be zero opposition from the US itself. National Guards exist for a reason, and it's to make sure stuff like that doesn't happen.

The US military lost the right to talk shit about beating uneducated people with guns after the Taliban just whooped its ass

I would say it was more of a surrender than an ass whooping

[Cascadian Democratic Collective]

I originally left this question as a post on reddit, but I am curious as to the thoughts of the people here at NationStates.

The root issue of the housing crisis is the fact that our banks invented the mortgage primarily to establish what will become one of their largest forms of leverage accounting for $2.42 Trillion worth of mortgage assets/liquidity for the banks themselves https://www.federalreserve.gov/releases/h8/current/. Then consider wage stagnation with a federal minimum wage and median wages that continue to grow less powerful by GDP weight per year due to inflation https://www.epi.org/publication/the-federal-minimum-wage-has-been-eroded-by-decades-of-inaction/ - https://www.epi.org/publication/the-top-charts-of-2016-13-charts-that-show-the-difference-between-the-economy-we-have-now-and-the-economy-we-could-have/. Also factor in credit and down payment requirements and then it's quite transparent that the median age of entry to home ownership has continued to rise https://www.financialsamurai.com/the-median-homebuyer-age-is-now-so-old/. One reason why I think we haven't noticed these trends since the late 90s/early 00s is because many platforms utilize mean-based statistics instead of focusing on the median, and as a result we've been bulking in the uber wealthy's data with common folk (<=$400k/year, doctor's have ~$200-250k student/business debt so I'm not mad about their income) leading to annual statistics and reports making things appear better than they are.

One solution I'm quite interested in is the lowering of permit/building requirements for new home construction. More than ever before people in my age group 18-30 show high deference for McMansions and would much prefer a sub-$100k tiny home on ~.10 acre of land. However, many localities bar such construction out the gate for an array of reasons with many citing minimum square footage requirements. This is done because many localities factor in square footage for property tax and tiny homes would give people who would otherwise pay a decent property tax/rent to a landlord who then pays property tax a greatly reduced tax burden and because our government local to federal loves bloat, this would hamper current budgets and future projects. Additionally many new homes are being built in Builder's Association neighborhoods as part of public-private partnerships but such associations guarantee a HOA will be made towards the tail end of construction and HOAs have a very low popularity as the generations get younger. This may be something private enterprise can help fix because at least here in the PNW and back home in the Mid-Atlantic, one could successfully open a construction business albeit with some competition but there would be more than enough demand to grow the total amount of construction businesses by 10-20% especially in prime destinations like the PNW without any current businesses suffering losses.

One last remark is malicious private enterprises like Blackrock who have been over-leveraging themselves since the start of the pandemic to buy up- as much property as possible to lower the overall supply. It looks like we're eventually heading towards plutocratic landlord overlords and if things don't improve get ready to suck up to Blackrock daddy.

[United Socialist Laborers]

Lots of solid ideas about this in this threat that I have read so far. I am by no means an expert in this but I wanted to throw in my experience as someone who worked in residential construction for a while.

Damn near every house I ever worked on was either some sort of Mcmansion basically or just a very average house but would start at a minimum 400,000 dollars which is absolutely insane. There were maybe two houses I worked on that were cheaper. and seemed somewhat reasonable for the price and size. No builders are building affordable housing in my city. It is so disheartening to work on these houses, knowing that I will never be able to afford one with that job and is a big reason I decided to switch careers. Now I just have to wait for the housing market to collapse or something in order to have a chance for owning a house.

[SFR Congo]

Build more housing and adopt LVT.

[Questarian New Yorkshire]

Shoot all landlords and nationalise housing.

[Neutraligon]

Shoot all landlords and nationalise housing.

*** Given your extensive history this nets you a DEAT + 1 month ban while we discuss wether you should no longer be permitted to access this site ***

[Unstoppable Empire of Doom]

You act like there would be zero opposition from the US itself. National Guards exist for a reason, and it's to make sure stuff like that doesn't happen.

The US military lost the right to talk shit about beating uneducated people with guns after the Taliban just whooped its ass

A bit like how Xu Xiaodong keeps getting his ass whooped by tai chi masters eh?

[Bear Stearns]

The US military lost the right to talk shit about beating uneducated people with guns after the Taliban just whooped its ass

A bit like how Xu Xiaodong keeps getting his ass whooped by tai chi masters eh?

literally who

[Bear Stearns]

Shoot all landlords and nationalise housing.

*** Given your extensive history this nets you a DEAT + 1 month ban while we discuss wether you should no longer be permitted to access this site ***

nooooooooooooooooooo

[Genivaria]

Berlin seems to be ahead of us.
https://www.cbc.ca/radio/asithappens/be ... -1.6185423

Housing activists want voters to support their push to expropriate more than 200,000 housing units from the city's largest landlords and transfer them to public ownership. The referendum takes place Sunday, along with Berlin's state elections and Germany's federal election. But the vote is non-binding and even if it succeeds will face fierce opposition.

I see a few reddit posts that say they voted yes but haven't found a source yet.

[Kowani]

Berlin seems to be ahead of us.
https://www.cbc.ca/radio/asithappens/be ... -1.6185423

Housing activists want voters to support their push to expropriate more than 200,000 housing units from the city's largest landlords and transfer them to public ownership. The referendum takes place Sunday, along with Berlin's state elections and Germany's federal election. But the vote is non-binding and even if it succeeds will face fierce opposition.

I see a few reddit posts that say they voted yes but haven't found a source yet.

Gotcha covered

[Genivaria]

Berlin seems to be ahead of us.
https://www.cbc.ca/radio/asithappens/be ... -1.6185423

I see a few reddit posts that say they voted yes but haven't found a source yet.

Gotcha covered

Thank you kindly.

[Forsher]

Anyway you sound like a maniac if you tell people a huge part of why LA has high housing pricing is because exactly one eccentric guy who controls an AIDS non-profit has made it his pet issue that no new housing be built in LA but that's actually the reality.

Cure AIDS, solve the housing crisis?

[Kowani]

Gotcha covered

Thank you kindly.

should mention here that this referendum is, technically non-binding (and berlin overpaid)