by Iwassoclose » Sat Jun 05, 2021 7:42 pm
by The Black Forrest » Sat Jun 05, 2021 9:08 pm
by Atheris » Sat Jun 05, 2021 9:13 pm
by Nilokeras » Sat Jun 05, 2021 9:46 pm
by Saiwania » Sat Jun 05, 2021 9:53 pm
Atheris wrote:I mean... everyone, preferably. But not everyone wants a house. I know I don't. I'm perfectly fine with living in an apartment as long as the rent's cheap (enough), the landlord's at least a decent guy, and I can bring pets.
by Wizlandia » Sat Jun 05, 2021 10:06 pm
Iwassoclose wrote:For single dwelling houses should hedge funds,corporations, millionaires and billionaires be allowed to suck up all the small properties to then hold on to and rent out while they artificially inflate the market by creating scarcity? I am talking like a 2-4 bedroom houses for families.
I think houses shouldn't be used as a investments and instead used to be provide shelter and a better quality of living for the population.
by Atheris » Sat Jun 05, 2021 10:09 pm
Saiwania wrote:Atheris wrote:I mean... everyone, preferably. But not everyone wants a house. I know I don't. I'm perfectly fine with living in an apartment as long as the rent's cheap (enough), the landlord's at least a decent guy, and I can bring pets.
Its a common perception that you're just throwing money away if you're renting as opposed to building equity in real estate or an asset that appreciates, and rents get raised every so often with inflation where as with a mortgage, you lock in what you bought it for, along with the interest rate if its fixed rate. Sometimes a mortgage is cheaper than renting and if you're staying, it perhaps makes more sense to buy than to rent.
With renting you avoid any maintenance costs or property taxes, and you can move whenever you want- but thats about it so far as upside goes. If renting, you're at the mercy of some landlord so far as when rent is raised or what amount you'll pay and you're essentially funding their mortgage or lifestyle in exchange for the space they're giving you to use.
I don't think I'd rent if the renting wasn't cheaper than a mortgage payment, unless investing the difference in something else like stocks could eventually result in enough capital to afford a decent down payment on a piece of real estate, if not to buy a house outright.
by Saiwania » Sat Jun 05, 2021 10:13 pm
by Senkaku » Sat Jun 05, 2021 10:23 pm
Atheris wrote: the landlord's at least a decent guy
Saiwania wrote:If the homeless can't afford houses, they need cheaper housing options and not more expensive ones like actual houses/buildings. In my mind, it should be sufficient to have the homeless get outdoor tents or live in military hangers/barracks which are easy to set up instead. The only true expense would be to find vacant land that can be used for an encampment.
by British Home Nations » Sat Jun 05, 2021 10:29 pm
by Saiwania » Sat Jun 05, 2021 10:39 pm
Tuvalu Princesses wrote:Tents with water, electricity, and sewage. And I'm on board.
by Senkaku » Sat Jun 05, 2021 10:40 pm
Saiwania wrote:Tuvalu Princesses wrote:Tents with water, electricity, and sewage. And I'm on board.
If they want any of that, they can commute into town. The free shelter is supposed to be super cheap/accessible which inherently means less amenities. If they want a better living situation, in the end they'll have to become employed and earn their way out of poverty. This is typically how "moving up in the world" works.
by Saiwania » Sat Jun 05, 2021 10:50 pm
Senkaku wrote:"they"? you're a self proclaimed NEET lmao, enjoy your tent (if you work for it maybe you'll be able to buy a chamber pot)
so much of your political posturing is just very thinly disguised self-hatred spilling outwards
by Kilobugya » Sat Jun 05, 2021 10:51 pm
by Senkaku » Sat Jun 05, 2021 10:51 pm
Saiwania wrote:We just don't have machines that can do everything for us to the extent that everyone will live like kings/queens.
by Kilobugya » Sat Jun 05, 2021 10:54 pm
by Major-Tom » Sat Jun 05, 2021 11:01 pm
Saiwania wrote:If the homeless can't afford houses, they need cheaper housing options and not more expensive ones like actual houses/buildings. In my mind, it should be sufficient to have the homeless get outdoor tents or live in military hangers/barracks which are easy to set up instead. The only true expense would be to find vacant land that can be used for an encampment.
by Saiwania » Sat Jun 05, 2021 11:02 pm
Atheris wrote:Man, I just hate houses and love apartments.
by New haven america » Sat Jun 05, 2021 11:03 pm
by The Free Joy State » Sat Jun 05, 2021 11:05 pm
by Salus Maior » Sat Jun 05, 2021 11:09 pm
by Wizlandia » Sat Jun 05, 2021 11:12 pm
Tuvalu Princesses wrote:Land prices drive home prices. Basically it's a bad investment to build a cheap home on an expensive block. I don't think rezoning is going to help much with that, since it will leave people whose home isn't worth much (and was probably super-cheap considering also being "too far" from the city) much richer just because of their land footprint, but at the expense of more numerous people who have no choice but to live in an apartment at full building cost (because it's new) while investing in a theoretical patch of land which is tiny.
Monopoly isn't the only ill of a free market.
There is also unbalanced supply and demand. It sucks to be part of excess supply, which does happen some places like abandoned suburbs (jobs dried up and/or people took loans they couldn't afford). But even worse is to be part of excess demand: those people who can't afford proper food because rent eats up all their paycheck or their benefits.
Even worse, homeless people who are so usually because they can't afford rent anywhere.
Some kind of rent-controlled boarding house, with hot bunking or multiple beds to a room, would be the most straightforward solution to homelessness. Though only the "can't afford rent" kind, which is not all homelessness. Yes, I said rent-controlled, but that's less likely to lead to hoarding in this case, and is a step free-market wise compared to "homeless shelters".
by Wizlandia » Sat Jun 05, 2021 11:20 pm
Senkaku wrote:real question is why should we think of shelter-- a basic human need-- as simply another commodity
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