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What the heck to do about student debt

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WHAT dO WE DO ABOUT THE COST OF A COLLEGE EDUCATION IN AMERICA (why am i shouting)

Nothing, everything is fine
17
16%
Abolish private schools have the state give free college education to all
14
13%
we don't really need to abolish the private schools, just give free public college to all
23
21%
free public college to all including room and board
16
15%
Give a set amount of money to each student (either by voucher or cash) while they are in school
9
8%
Cap the amount a student can borrow in any one semester
7
6%
Free public community colleges to those who want it
12
11%
The Hasselhoff shall set you free
11
10%
 
Total votes : 109

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Greed and Death
Khan of Spam
 
Posts: 53383
Founded: Mar 20, 2008
Ex-Nation

Postby Greed and Death » Mon Mar 02, 2020 4:20 am

Bear Stearns wrote:
Bombadil wrote:
That's what immigrants are for..


Why are we importing low-skilled labor when we have millions of poor Americans with low skills? Seems like we're fucking them over.

Because 3 Ds are involved.
"Trying to solve the healthcare problem by mandating people buy insurance is like trying to solve the homeless problem by mandating people buy a house."(paraphrase from debate with Hilary Clinton)
Barack Obama

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Infected Mushroom
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Posts: 39300
Founded: Apr 15, 2014
Corrupt Dictatorship

Postby Infected Mushroom » Mon Mar 02, 2020 4:58 am

Page wrote:
Infected Mushroom wrote:
nothing's "free"... you're just shifting the cost of who pays for it

the term "free education" and "free healthcare" are propaganda terms

if you said, "completely tax-funded education" then at least you're still making sense


Free means free at the point of service and people understand that.


i still feel its extremely loaded terminology used to shut down the opposition

"how can anyone oppose FREE healthcare" (for example)... "what you want it to COST something?"

thing is, it's not free... the cost has just been re-arranged; you gonna be paying years and years of taxes for it in the future, likely far more than you'd personally ever use from the system

"shouldn't education be free?"

Thing is... it can't be, unless you're going to convert to a total command economy

why use "free" at all in the discourse when that's not an accurate representation, it wasn't even "free" at the point of entry. You personally don't have to pay for any of it maybe but your parents have been paying into it (the system) for years along with the rest of the taxpayers etc

so at any given point in time, there are services being paid for... always

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Adersfield
Lobbyist
 
Posts: 12
Founded: Feb 26, 2020
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Postby Adersfield » Mon Mar 02, 2020 5:06 am

remove student loan interest... raise taxes.. or you know go to the military.. you can get college so much cheaper if you go to military... GI bill

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Ifreann
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Posts: 164121
Founded: Aug 07, 2005
Iron Fist Socialists

Postby Ifreann » Mon Mar 02, 2020 5:45 am

Infected Mushroom wrote:
Ifreann wrote:They're free at the point of access.


they've been paid (and are being paid for) by another party and in the future, you will also be paying for others

so the whole term "free" is misleading in the extreme

Maybe you don't understand it. Everyone else does.
He/Him

beating the devil
we never run from the devil
we never summon the devil
we never hide from from the devil
we never

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Infected Mushroom
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Founded: Apr 15, 2014
Corrupt Dictatorship

Postby Infected Mushroom » Mon Mar 02, 2020 5:59 am

Ifreann wrote:
Infected Mushroom wrote:
they've been paid (and are being paid for) by another party and in the future, you will also be paying for others

so the whole term "free" is misleading in the extreme

Maybe you don't understand it. Everyone else does.


the system still requires payment, hence its not free

hence the term "free education" is a propaganda term, it's not rooted in facts

at no point is it free, not even at the point of entry

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Ifreann
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Posts: 164121
Founded: Aug 07, 2005
Iron Fist Socialists

Postby Ifreann » Mon Mar 02, 2020 6:25 am

Infected Mushroom wrote:
Ifreann wrote:Maybe you don't understand it. Everyone else does.


the system still requires payment, hence its not free

hence the term "free education" is a propaganda term, it's not rooted in facts

at no point is it free, not even at the point of entry

You're trying to make it seem like "free education" is a propaganda term to smear the idea by association. Nobody thinks that something described as "free" was not paid for at any point.
He/Him

beating the devil
we never run from the devil
we never summon the devil
we never hide from from the devil
we never

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Infected Mushroom
Post Czar
 
Posts: 39300
Founded: Apr 15, 2014
Corrupt Dictatorship

Postby Infected Mushroom » Mon Mar 02, 2020 6:45 am

Ifreann wrote:
Infected Mushroom wrote:
the system still requires payment, hence its not free

hence the term "free education" is a propaganda term, it's not rooted in facts

at no point is it free, not even at the point of entry

You're trying to make it seem like "free education" is a propaganda term to smear the idea by association. Nobody thinks that something described as "free" was not paid for at any point.


it's called free, so the implication is that there's no need to pay for it

otherwise, it would be a misrepresentation

If I said to you, "hey do you want a free ride to school... and then a few weeks later you have to start paying into this overall pool" then it's not free

you'd tell me... "this is not free, don't say it's free"

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Ifreann
Post Overlord
 
Posts: 164121
Founded: Aug 07, 2005
Iron Fist Socialists

Postby Ifreann » Mon Mar 02, 2020 6:59 am

Infected Mushroom wrote:
Ifreann wrote:You're trying to make it seem like "free education" is a propaganda term to smear the idea by association. Nobody thinks that something described as "free" was not paid for at any point.


it's called free, so the implication is that there's no need to pay for it

otherwise, it would be a misrepresentation

And it is free to access. Students don't get a bill.

If I said to you, "hey do you want a free ride to school... and then a few weeks later you have to start paying into this overall pool" then it's not free

you'd tell me... "this is not free, don't say it's free"

That's not the same as something being paid for by the government, because whether one pays taxes has no relation to whether one avails of the education system. Just like everything else that's paid for by the government.
He/Him

beating the devil
we never run from the devil
we never summon the devil
we never hide from from the devil
we never

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Infected Mushroom
Post Czar
 
Posts: 39300
Founded: Apr 15, 2014
Corrupt Dictatorship

Postby Infected Mushroom » Mon Mar 02, 2020 7:46 am

Ifreann wrote:
Infected Mushroom wrote:
it's called free, so the implication is that there's no need to pay for it

otherwise, it would be a misrepresentation

And it is free to access. Students don't get a bill.

If I said to you, "hey do you want a free ride to school... and then a few weeks later you have to start paying into this overall pool" then it's not free

you'd tell me... "this is not free, don't say it's free"

That's not the same as something being paid for by the government, because whether one pays taxes has no relation to whether one avails of the education system. Just like everything else that's paid for by the government.


the government is paid for by the people

so it goes in a circle

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South Ccanda
Diplomat
 
Posts: 611
Founded: Mar 21, 2018
Ex-Nation

Postby South Ccanda » Mon Mar 02, 2020 7:47 am

My band director told me his brilliant idea to avoid paying his student debt is to never stop going to school. He has racked up 6 digits that will ultimately die with him since student debt doesn't go down to the next of kin. he's going back soon to get his masters.

I'm not saying that this is a good solution, I just think it's kinda funny, kinda sad.
I am Center-Left Libertarian. (-3,-3) on the Political Compass. My friends call me Whiskey cause I was named after a bottle of Jack Daniel's.

I've been drowning myself in work, I just started Culinary School, and I recently got called a Boot Licker for thanking a veteran for their service. I'm sad that I have to witness the part of history where supporting Cops and Troops is seen and a radical ideology.
Updated on August 25th, 2020

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Stagnant Axon Terminal
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Founded: Feb 24, 2014
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Postby Stagnant Axon Terminal » Mon Mar 02, 2020 7:48 am

imo there should be no private colleges period uwu

all public

all paid for through taxes

abolish debt
TET's resident state assessment exam
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Also, I'm gonna fuck your girlfriend.
Nanatsu No Tsuki wrote:the fetus will never eat cake if you abort it

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South Ccanda
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Posts: 611
Founded: Mar 21, 2018
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Postby South Ccanda » Mon Mar 02, 2020 7:53 am

Stagnant Axon Terminal wrote:imo there should be no private colleges period uwu

all public

all paid for through taxes

abolish debt

I dunno about that. Private college is like buying a yeti cooler even though the store is handing out free Ozark Trail coolers. If you want to pay more for a brand name, go for it. it's America. Have fun.
I am Center-Left Libertarian. (-3,-3) on the Political Compass. My friends call me Whiskey cause I was named after a bottle of Jack Daniel's.

I've been drowning myself in work, I just started Culinary School, and I recently got called a Boot Licker for thanking a veteran for their service. I'm sad that I have to witness the part of history where supporting Cops and Troops is seen and a radical ideology.
Updated on August 25th, 2020

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Ifreann
Post Overlord
 
Posts: 164121
Founded: Aug 07, 2005
Iron Fist Socialists

Postby Ifreann » Mon Mar 02, 2020 7:55 am

Infected Mushroom wrote:
Ifreann wrote:And it is free to access. Students don't get a bill.


That's not the same as something being paid for by the government, because whether one pays taxes has no relation to whether one avails of the education system. Just like everything else that's paid for by the government.


the government is paid for by the people

so it goes in a circle

As I said, whether one pays taxes has no relation to whether one avails of the education system. Just like everything else that's paid for by the government. You can go to school whether you pay taxes or not. You pay taxes(or don't) whether you go to school or not.

And you aren't even arguing against making higher education available to everyone, you're just trying to make it seem bad by calling the term "free education" propaganda.


South Ccanda wrote:My band director told me his brilliant idea to avoid paying his student debt is to never stop going to school. He has racked up 6 digits that will ultimately die with him since student debt doesn't go down to the next of kin. he's going back soon to get his masters.

I'm not saying that this is a good solution, I just think it's kinda funny, kinda sad.

More power to him.
He/Him

beating the devil
we never run from the devil
we never summon the devil
we never hide from from the devil
we never

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Stagnant Axon Terminal
Post Marshal
 
Posts: 16621
Founded: Feb 24, 2014
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Postby Stagnant Axon Terminal » Mon Mar 02, 2020 7:56 am

South Ccanda wrote:
Stagnant Axon Terminal wrote:imo there should be no private colleges period uwu

all public

all paid for through taxes

abolish debt

I dunno about that. Private college is like buying a yeti cooler even though the store is handing out free Ozark Trail coolers. If you want to pay more for a brand name, go for it. it's America. Have fun.

A yeti cooler and an education are not the same thing. You should not be able to buy your way into a better resume.
TET's resident state assessment exam
My sworn enemy is the Toyota 4Runner
I scream a lot.
Also, I'm gonna fuck your girlfriend.
Nanatsu No Tsuki wrote:the fetus will never eat cake if you abort it

Cu Math wrote:Axon is like a bear with a PH.D. She debates at first, then eats your face.
The Empire of Pretantia wrote:THE MAN'S PENIS HAS LEFT THE VAGINA. IT'S THE UTERUS'S TURN TO SHINE.

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Ethel mermania
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Posts: 129735
Founded: Aug 20, 2010
Corrupt Dictatorship

Postby Ethel mermania » Mon Mar 02, 2020 8:06 am

Stagnant Axon Terminal wrote:
South Ccanda wrote:I dunno about that. Private college is like buying a yeti cooler even though the store is handing out free Ozark Trail coolers. If you want to pay more for a brand name, go for it. it's America. Have fun.

A yeti cooler and an education are not the same thing. You should not be able to buy your way into a better resume.

Sure you should, if one wants to pay for more education, extra tutoring, more books to put themselves in a better position to succeed, it should be encouraged
Last edited by Ethel mermania on Mon Mar 02, 2020 8:09 am, edited 1 time in total.
https://www.hvst.com/posts/the-clash-of ... s-wl2TQBpY

The West won the world not by the superiority of its ideas or values or religion … but rather by its superiority in applying organized violence. Westerners often forget this fact; non-Westerners never do.
--S. Huntington

The most fundamental problem of politics is not the control of wickedness but the limitation of righteousness. 

--H. Kissenger

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Stagnant Axon Terminal
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Posts: 16621
Founded: Feb 24, 2014
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Postby Stagnant Axon Terminal » Mon Mar 02, 2020 8:11 am

Ethel mermania wrote:
Stagnant Axon Terminal wrote:A yeti cooler and an education are not the same thing. You should not be able to buy your way into a better resume.

Sure you should, if one wants to pay for more education, extra tutoring, more books to put themselves in a better position to succeed, it should he encouraged

Tutors and books only contribute to your grades, not the benefit you get from attending Harvard over a public state college. But all schools should have tutors available, and educational materials should be plentiful in libraries and online. That still shouldn't be something you have to spend much money, if any, on.
The point is, me and Joe should not go to the same high school, make the same grades, major in the same thing, and be significantly different in hireability because he had Harvard money and I went for public university.
TET's resident state assessment exam
My sworn enemy is the Toyota 4Runner
I scream a lot.
Also, I'm gonna fuck your girlfriend.
Nanatsu No Tsuki wrote:the fetus will never eat cake if you abort it

Cu Math wrote:Axon is like a bear with a PH.D. She debates at first, then eats your face.
The Empire of Pretantia wrote:THE MAN'S PENIS HAS LEFT THE VAGINA. IT'S THE UTERUS'S TURN TO SHINE.

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Ethel mermania
Post Overlord
 
Posts: 129735
Founded: Aug 20, 2010
Corrupt Dictatorship

Postby Ethel mermania » Mon Mar 02, 2020 8:13 am

Stagnant Axon Terminal wrote:
Ethel mermania wrote:Sure you should, if one wants to pay for more education, extra tutoring, more books to put themselves in a better position to succeed, it should he encouraged

Tutors and books only contribute to your grades, not the benefit you get from attending Harvard over a public state college. But all schools should have tutors available, and educational materials should be plentiful in libraries and online. That still shouldn't be something you have to spend much money, if any, on.
The point is, me and Joe should not go to the same high school, make the same grades, major in the same thing, and be significantly different in hireability because he had Harvard money and I went for public university.

If you are poor, harvard is basically free.

If the workload at harvard is better than ohio state, all other things being equal the harvard student should be the first hired.
https://www.hvst.com/posts/the-clash-of ... s-wl2TQBpY

The West won the world not by the superiority of its ideas or values or religion … but rather by its superiority in applying organized violence. Westerners often forget this fact; non-Westerners never do.
--S. Huntington

The most fundamental problem of politics is not the control of wickedness but the limitation of righteousness. 

--H. Kissenger

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Perisno
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Posts: 8
Founded: May 01, 2019
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Postby Perisno » Mon Mar 02, 2020 8:14 am

Higher Education is not a right. As such, it should not be free. Making it free for all devalues education, so it won't even matter once you get the education. Employers won't care.

Not to mention, the more intelligent will have their college paid for by employers who are interested in them. If all college is free, these special deals are no longer open for the students who actually work to get special interest's interest. Army enrollment will go down as well. Making college free will do no one any good.
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Pro: Limited Government, Laissez-Faire Economy, Pro-Life, Nationalism, Legal Drugs, Equity, Military, Intervention, Constitution, Tax Cuts, Tradition, Family, Assimilation, UBI
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Ifreann
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Founded: Aug 07, 2005
Iron Fist Socialists

Postby Ifreann » Mon Mar 02, 2020 8:16 am

Ethel mermania wrote:
Stagnant Axon Terminal wrote:A yeti cooler and an education are not the same thing. You should not be able to buy your way into a better resume.

Sure you should, if one wants to pay for more education, extra tutoring, more books to put themselves in a better position to succeed, it should be encouraged

Success shouldn't require up-front investment. That's how you get people trapped in poverty.
He/Him

beating the devil
we never run from the devil
we never summon the devil
we never hide from from the devil
we never

User avatar
South Ccanda
Diplomat
 
Posts: 611
Founded: Mar 21, 2018
Ex-Nation

Postby South Ccanda » Mon Mar 02, 2020 8:16 am

Stagnant Axon Terminal wrote:
South Ccanda wrote:I dunno about that. Private college is like buying a yeti cooler even though the store is handing out free Ozark Trail coolers. If you want to pay more for a brand name, go for it. it's America. Have fun.

A yeti cooler and an education are not the same thing. You should not be able to buy your way into a better resume.

I think you absolutely should be able to do that. what is the point of accumulating wealth for your children if they can't use that wealth to live the life they desire?
I am Center-Left Libertarian. (-3,-3) on the Political Compass. My friends call me Whiskey cause I was named after a bottle of Jack Daniel's.

I've been drowning myself in work, I just started Culinary School, and I recently got called a Boot Licker for thanking a veteran for their service. I'm sad that I have to witness the part of history where supporting Cops and Troops is seen and a radical ideology.
Updated on August 25th, 2020

User avatar
Stagnant Axon Terminal
Post Marshal
 
Posts: 16621
Founded: Feb 24, 2014
Ex-Nation

Postby Stagnant Axon Terminal » Mon Mar 02, 2020 8:17 am

Ethel mermania wrote:
Stagnant Axon Terminal wrote:Tutors and books only contribute to your grades, not the benefit you get from attending Harvard over a public state college. But all schools should have tutors available, and educational materials should be plentiful in libraries and online. That still shouldn't be something you have to spend much money, if any, on.
The point is, me and Joe should not go to the same high school, make the same grades, major in the same thing, and be significantly different in hireability because he had Harvard money and I went for public university.

If you are poor, harvard is basically free.

If the workload at harvard is better than ohio state, all other things being equal the harvard student should be the first hired.

Disagree. School does not determine one's preparedness for entering the workforce, reliability, or ability to do the job best.
TET's resident state assessment exam
My sworn enemy is the Toyota 4Runner
I scream a lot.
Also, I'm gonna fuck your girlfriend.
Nanatsu No Tsuki wrote:the fetus will never eat cake if you abort it

Cu Math wrote:Axon is like a bear with a PH.D. She debates at first, then eats your face.
The Empire of Pretantia wrote:THE MAN'S PENIS HAS LEFT THE VAGINA. IT'S THE UTERUS'S TURN TO SHINE.

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Stagnant Axon Terminal
Post Marshal
 
Posts: 16621
Founded: Feb 24, 2014
Ex-Nation

Postby Stagnant Axon Terminal » Mon Mar 02, 2020 8:18 am

South Ccanda wrote:
Stagnant Axon Terminal wrote:A yeti cooler and an education are not the same thing. You should not be able to buy your way into a better resume.

I think you absolutely should be able to do that. what is the point of accumulating wealth for your children if they can't use that wealth to live the life they desire?

They shouldn't be able to use money to live a life inherently better than others. You should not be able to purchase your way into success, health, etc. Although I'm biased, I am against currency in all forms.
TET's resident state assessment exam
My sworn enemy is the Toyota 4Runner
I scream a lot.
Also, I'm gonna fuck your girlfriend.
Nanatsu No Tsuki wrote:the fetus will never eat cake if you abort it

Cu Math wrote:Axon is like a bear with a PH.D. She debates at first, then eats your face.
The Empire of Pretantia wrote:THE MAN'S PENIS HAS LEFT THE VAGINA. IT'S THE UTERUS'S TURN TO SHINE.

User avatar
South Ccanda
Diplomat
 
Posts: 611
Founded: Mar 21, 2018
Ex-Nation

Postby South Ccanda » Mon Mar 02, 2020 8:20 am

Ifreann wrote:
Ethel mermania wrote:Sure you should, if one wants to pay for more education, extra tutoring, more books to put themselves in a better position to succeed, it should be encouraged

Success shouldn't require up-front investment. That's how you get people trapped in poverty.

That's a fair argument. Some people may get trapped in poverty. some people may exceed their wildest dreams, though. It is definitely uncertain what will happen. But if people are willing to roll the die, shouldn't they be allowed to?
I am Center-Left Libertarian. (-3,-3) on the Political Compass. My friends call me Whiskey cause I was named after a bottle of Jack Daniel's.

I've been drowning myself in work, I just started Culinary School, and I recently got called a Boot Licker for thanking a veteran for their service. I'm sad that I have to witness the part of history where supporting Cops and Troops is seen and a radical ideology.
Updated on August 25th, 2020

User avatar
Ifreann
Post Overlord
 
Posts: 164121
Founded: Aug 07, 2005
Iron Fist Socialists

Postby Ifreann » Mon Mar 02, 2020 8:20 am

South Ccanda wrote:
Stagnant Axon Terminal wrote:A yeti cooler and an education are not the same thing. You should not be able to buy your way into a better resume.

I think you absolutely should be able to do that. what is the point of accumulating wealth for your children if they can't use that wealth to live the life they desire?

If you need to accumulate wealth for your children to have a happy and comfortable life, then what happens to all the people who can't accumulate wealth?
He/Him

beating the devil
we never run from the devil
we never summon the devil
we never hide from from the devil
we never

User avatar
Stagnant Axon Terminal
Post Marshal
 
Posts: 16621
Founded: Feb 24, 2014
Ex-Nation

Postby Stagnant Axon Terminal » Mon Mar 02, 2020 8:21 am

South Ccanda wrote:
Ifreann wrote:Success shouldn't require up-front investment. That's how you get people trapped in poverty.

That's a fair argument. Some people may get trapped in poverty. some people may exceed their wildest dreams, though. It is definitely uncertain what will happen. But if people are willing to roll the die, shouldn't they be allowed to?

No.
TET's resident state assessment exam
My sworn enemy is the Toyota 4Runner
I scream a lot.
Also, I'm gonna fuck your girlfriend.
Nanatsu No Tsuki wrote:the fetus will never eat cake if you abort it

Cu Math wrote:Axon is like a bear with a PH.D. She debates at first, then eats your face.
The Empire of Pretantia wrote:THE MAN'S PENIS HAS LEFT THE VAGINA. IT'S THE UTERUS'S TURN TO SHINE.

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