by Ethel mermania » Fri Feb 28, 2020 1:41 pm
by Krasny-Volny » Fri Feb 28, 2020 3:35 pm
by US-SSR » Fri Feb 28, 2020 5:48 pm
by Ethel mermania » Fri Feb 28, 2020 5:59 pm
US-SSR wrote:At the very least cancel all existing student debt. The One Percent (TOP) is trying to starve public education (along with public everything else) so the proles will have to take their community college certificates and low-wage, low-benefit, nonunion, fire-at-will jobs, keep their heads down and not make trouble, play the lotto and continue generating profit for TOP to continue to abscond with. Best would be free public four-year college for all.
by Russoslava » Fri Feb 28, 2020 6:06 pm
by Saiwania » Fri Feb 28, 2020 6:10 pm
Krasny-Volny wrote:In my experience the cheaper the product, the more inferior it is. Free stuff most of all.
by SD_Film Artists » Fri Feb 28, 2020 6:11 pm
Nakena wrote:They shouldn required to repay until they start making (sufficient) money from whatever they studied.
by Russoslava » Fri Feb 28, 2020 6:11 pm
Nakena wrote:They shouldn required to repay until they start making (sufficient) money from whatever they studied.
by SD_Film Artists » Fri Feb 28, 2020 6:17 pm
Russoslava wrote:Nakena wrote:They shouldn required to repay until they start making (sufficient) money from whatever they studied.
How about you don't get a degree in a field over-saturated by other people because they all rushed to fill a void in a certain field and flooded with people. Or, don't take a student loan out till you have a plan and prospect in place.
Again no one force these people to go to college or take a loan, they made their beds now they have to lay in them.
by Russoslava » Fri Feb 28, 2020 6:19 pm
SD_Film Artists wrote:Russoslava wrote:
How about you don't get a degree in a field over-saturated by other people because they all rushed to fill a void in a certain field and flooded with people. Or, don't take a student loan out till you have a plan and prospect in place. Again no one force these people to go to college or take a loan, they made their beds now they have to lay in them.
That kinda implies that scholourships are the only responsible way to gain higher education.
by Saiwania » Fri Feb 28, 2020 6:25 pm
Russoslava wrote:How about you don't get a degree in a field over-saturated by other people because they all rushed to fill a void in a certain field and flooded with people. Or, don't take a student loan out till you have a plan and prospects in place. Again no one forced these people to go to college or take a loan, they made their beds now they have to lay in them.
by Russoslava » Fri Feb 28, 2020 6:27 pm
Saiwania wrote:Russoslava wrote:How about you don't get a degree in a field over-saturated by other people because they all rushed to fill a void in a certain field and flooded with people. Or, don't take a student loan out till you have a plan and prospects in place. Again no one forced these people to go to college or take a loan, they made their beds now they have to lay in them.
The K-12 system arguably bears some responsibility in misleading people into going to college after high school by default. There was more than enough myth spread by teachers/guidance counselors and the like, that the only path to a decent job is more education (that costs lots of money) when clearly, it often doesn't result in being qualified for a job thats in demand by the time you've finished because everyone else is doing the same.
by SD_Film Artists » Fri Feb 28, 2020 6:28 pm
Anyway, let pretend this happens, what happens to those who did save up money and went to college? Do they get reimbursed?
What about the father that grind away for 20 years, went without, gave up his time and money to put his kids through college, what about him?
by Russoslava » Fri Feb 28, 2020 6:32 pm
SD_Film Artists wrote:Russoslava wrote:
No, you can also save your money like a fiscally responsible person.
In the UK a typical university course costs around £27,000. If they have that sort of money laying around then they probably don't need to go to university in the first place unless they're trying to get into a protected profession such as a medical doctorate or law.Anyway, let pretend this happens, what happens to those who did save up money and went to college? Do they get reimbursed?
Why would they be reimbursed? Because their peers got it for free? In that case then the person who saved up their money wouldn't have spent it in the first place because it's free.What about the father that grind away for 20 years, went without, gave up his time and money to put his kids through college, what about him?
What about him? When he was his son's age the university education was free (albiet less accessible) and house prices were a lot cheaper too.
by Nakena » Fri Feb 28, 2020 6:33 pm
Russoslava wrote:
How about you don't get a degree in a field over-saturated by other people because they all rushed to fill a void in a certain field and flooded with people. Or, don't take a student loan out till you have a plan and prospects in place. Again no one forced these people to go to college or take a loan, they made their beds now they have to lay in them.
by Russoslava » Fri Feb 28, 2020 6:38 pm
Nakena wrote:Russoslava wrote:
How about you don't get a degree in a field over-saturated by other people because they all rushed to fill a void in a certain field and flooded with people. Or, don't take a student loan out till you have a plan and prospects in place. Again no one forced these people to go to college or take a loan, they made their beds now they have to lay in them.
While I don't disagree you otherwise, it remains that without a degree people sometimes classified as being unhireable subhuman trash on the job market.
Of course thats nonsense, too. But thats how it is.
Besides there's no point in a lot of people just getting broke and destroyed economically by debt. It just means they are never going to be independent economic actors and in the end they must live off welfare which in turn is tax payers money. So basically a total fuck up.
by The Republic of Fore » Fri Feb 28, 2020 6:40 pm
by SD_Film Artists » Fri Feb 28, 2020 6:41 pm
Russoslava wrote:SD_Film Artists wrote:
In the UK a typical university course costs around £27,000. If they have that sort of money laying around then they probably don't need to go to university in the first place unless they're trying to get into a protected profession such as a medical doctorate or law.
Why would they be reimbursed? Because their peers got it for free? In that case then the person who saved up their money wouldn't have spent it in the first place because it's free.
What about him? When he was his son's age the university education was free (albiet less accessible) and house prices were a lot cheaper too.
This is a post about student debt which implies that people already have debt since college isn't free. Again, if we forgive student debt which people have said they're going to do, what happens to those who were responsible and paid their way into college without the need for student loans?
And for the Father, you don't account for inflation, a Hundred dollars like thirty years ago was a lot more then what's it worth now. On paper, it's less but thirty years ago it was still expensive. So a smart and loving father that wanted to give his kids opportunities he couldn't afford and so grind away for 20 years so his kids can go to college.
by Nakena » Fri Feb 28, 2020 6:42 pm
Russoslava wrote:Nakena wrote:
While I don't disagree you otherwise, it remains that without a degree people sometimes classified as being unhireable subhuman trash on the job market.
Of course thats nonsense, too. But thats how it is.
Besides there's no point in a lot of people just getting broke and destroyed economically by debt. It just means they are never going to be independent economic actors and in the end they must live off welfare which in turn is tax payers money. So basically a total fuck up.
You are aware a majority of those who are "1%" are in debt right, like a lot? Businesses fail, markets crash, investments go sour and they lose money but still recover and make money.
by Russoslava » Fri Feb 28, 2020 6:44 pm
SD_Film Artists wrote:Russoslava wrote:
This is a post about student debt which implies that people already have debt since college isn't free. Again, if we forgive student debt which people have said they're going to do, what happens to those who were responsible and paid their way into college without the need for student loans?
Again, you seem to be implying that not having £27,000 in your bank account at the age of 18 is 'irresponsible'. Why?
As for your question; I don't know, what does happen to them? There is the issue that they had to pay all that money only for others to not have to pay anything, but if that's a reason to not improve anything then you're basically advocating for state-sanctioned schadenfreude.
by Russoslava » Fri Feb 28, 2020 6:46 pm
Nakena wrote:Russoslava wrote:
You are aware a majority of those who are "1%" are in debt right, like a lot? Businesses fail, markets crash, investments go sour and they lose money but still recover and make money.
I haven't talked about the 1% even.
I have talked about individual people being broke and unable to continue as economic actors. Its something different than a big company or so being in debt from investitions and so on. (though sometimes that can crusht hem too)
by SD_Film Artists » Fri Feb 28, 2020 6:47 pm
Russoslava wrote:
And for the Father, you don't account for inflation, a Hundred dollars like thirty years ago was a lot more then what's it worth now. On paper, it's less but thirty years ago it was still expensive. So a smart and loving father that wanted to give his kids opportunities he couldn't afford and so grind away for 20 years so his kids can go to college.
by Russoslava » Fri Feb 28, 2020 6:49 pm
SD_Film Artists wrote:Russoslava wrote:
And for the Father, you don't account for inflation, a Hundred dollars like thirty years ago was a lot more then what's it worth now. On paper, it's less but thirty years ago it was still expensive. So a smart and loving father that wanted to give his kids opportunities he couldn't afford and so grind away for 20 years so his kids can go to college.
I'm well aware of what inflation is and that's exactly why the situation is so sad; house prices cost a lot more even after accounting for inflation.
by Nakena » Fri Feb 28, 2020 6:49 pm
SD_Film Artists wrote:Nakena wrote:They shouldn required to repay until they start making (sufficient) money from whatever they studied.
^This. It's useful in that it's more like a tax rather than a loan. What would be more useful though is if it were more like tuition fees in the EU (not including Britain which has the aforementioned pseudo-tax system) where I've heard students complaining about having to pay €400.
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