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24 y.o Canadian man becomes a woman to save $1k in insurance

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Trumptonium1
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24 y.o Canadian man becomes a woman to save $1k in insurance

Postby Trumptonium1 » Tue Jul 31, 2018 7:20 am

A 24 year old Canadian man from Alberta became very unhappy about his car insurance quote - totaling $4,517 - that he decided to do something about it. Knowing that car insurance companies still discriminate on the basis of gender and that he won't get a cheaper quote for another half a decade, he sought a simpler option. He decided to become a female for legal purposes.

The man, who still firmly identifies as a man, boasted that by becoming a woman for 20 dollars, he was able to save nearly $1,100 a year on car insurance. 'I have taken advantage of a loophole,' the man, whom CBC.ca called David, told the news outlet. ‘I'm a man, 100 per cent. Legally, I'm a woman.’
https://www.cbc.ca/news/canada/calgary/ ... -1.4754416

Both in Canada and the US, male drivers under the age of 25 are normally required to pay more for car insurance than women because they are statistically more likely to get into car accidents. David was angered by what he perceived as gender-based discrimination and asked his insurance broker to change his gender on paper to female, but his request was denied.

Undeterred, David decided to legally change his gender with the Government of Alberta so that he could obtain a new birth certificate and a new driver's license listing him as a woman, which he could then take back to his insurer. In order to do that, the frugal motorist learned, he had to get a letter from his doctor saying he identified as a woman.

At first, David thought that was the end of the road for his enterprise because he did not want to undergo a gender reassignment surgery, but he was mistaken: all he had to do was tell his physician that he wished to change his sex.

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After submitting the doctor’s note and all the necessary forms, David received in a mail his new birth certificate, in which his sex was listed as female. ‘I was quite shocked, but I was also relieved,’ he said. ‘I felt like I beat the system. I felt like I won.’ Armed with his brand-new birth certificate, David went back to his insurance company and got the lower rate, saving him $91 a month.

Members of the trans community in Canada have reacted with outrage to David's cost-cutting scheme. 'I think it cheapens the whole process. It sort of casts doubt on everybody else's motives for making those changes,' said Marie Little, a former chair of the Trans Alliance Society. 'I think it gives ammunition to people who want to take rights away from trans people.'

----

Thoughts? Does gender even mean anything in today's society? Apparently not. Although I'm more worried that being a man will cost you 33% more in car insurance. But hey, 20 dollars for saving $1100 with no further legal consequences - that's a win right?

He can also now legally wander about female changing rooms! The joy.
Last edited by Trumptonium1 on Tue Jul 31, 2018 7:21 am, edited 1 time in total.
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Firaxin
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Postby Firaxin » Tue Jul 31, 2018 7:24 am

The only problem here is the unfair discrimination from the insurance company. Just because you have a dick doesn't mean that you're more violent.
Last edited by Firaxin on Tue Jul 31, 2018 11:16 am, edited 1 time in total.

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Free Tristania
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Postby Free Tristania » Tue Jul 31, 2018 7:25 am

Good on him ! A society that discriminates by gender, should be the victim of its own laws.
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Grinning Dragon
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Postby Grinning Dragon » Tue Jul 31, 2018 7:29 am

Ahh, a very good example of; adapt, improvise and overcome.

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Ifreann
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Postby Ifreann » Tue Jul 31, 2018 7:30 am

Canada allows car insurance providers to discriminate based on gender?

Come on, Canada. Don't be all America about this.
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The South Falls
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Postby The South Falls » Tue Jul 31, 2018 7:31 am

Male drivers aren't worse at driving! Neither are females. Stop discriminating on insurance. There's no problem with this.
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The Blaatschapen
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Postby The Blaatschapen » Tue Jul 31, 2018 7:46 am

The real problem is not the trans community being upset. The person's intention was not to spite them. It's the discrimination by gender of the insurance company.
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An Alan Smithee Nation
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Postby An Alan Smithee Nation » Tue Jul 31, 2018 7:52 am

Now we just need life insurance providers to stop discriminating against the old and sick.
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Aclion
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Postby Aclion » Tue Jul 31, 2018 7:57 am

I saw Tim Pool talking about this. It's pretty lulzy.
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Postby Ifreann » Tue Jul 31, 2018 7:59 am

An Alan Smithee Nation wrote:Now we just need life insurance providers to stop discriminating against the old and sick.

Didn't it used to be called life assurance? You know, because not everyone gets in car crashes, but sooner or later everyone dies.
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Postby Infinite Coscotlan » Tue Jul 31, 2018 8:00 am

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The Blaatschapen
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Postby The Blaatschapen » Tue Jul 31, 2018 8:01 am

Ifreann wrote:
An Alan Smithee Nation wrote:Now we just need life insurance providers to stop discriminating against the old and sick.

Didn't it used to be called life assurance? You know, because not everyone gets in car crashes, but sooner or later everyone dies.


Not true.

I have not died yet. And I have no inclination to do so. Please provide proof that I will.

Wait.... Make that legally acquired proof.
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The South Falls
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Postby The South Falls » Tue Jul 31, 2018 8:02 am

An Alan Smithee Nation wrote:Now we just need life insurance providers to stop discriminating against the old and sick.

You have complained about our insurance. That's a sign of dementia, so preexisting condition, so GTFO.
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United Imperial Systems
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Postby United Imperial Systems » Tue Jul 31, 2018 8:07 am

Lol, this is glorious, hey, maybe they'll actually pay attention to this loophole and what causes it; discrimination!
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Postby Ifreann » Tue Jul 31, 2018 8:09 am

The blAAtschApen wrote:
Ifreann wrote:Didn't it used to be called life assurance? You know, because not everyone gets in car crashes, but sooner or later everyone dies.


Not true.

I have not died yet. And I have no inclination to do so. Please provide proof that I will.

Wait.... Make that legally acquired proof.

Well, we can compare your fitness and vitality when you were a gambolling lamb to today and make some reasonable extrapolations.
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The South Falls
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Postby The South Falls » Tue Jul 31, 2018 8:09 am

United Imperial Systems wrote:Lol, this is glorious, hey, maybe they'll actually pay attention to this loophole and what causes it; discrimination!

Pretty soon there won't be any motorcycle insurance available to women because "women don't ride bikes".
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Postby Greater vakolicci haven » Tue Jul 31, 2018 8:09 am

Ifreann wrote:Canada allows car insurance providers to discriminate based on gender?

Come on, Canada. Don't be all America about this.

I'm pretty sure that the UK charges more for young male drivers to get insureance than female ones.

But honestly, fair play to him. If your laws are bad, don't be surprised when they get toarn to shreds by the people they're shafting.
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Postby Indo-Malaysia » Tue Jul 31, 2018 8:12 am

Good.

Finally people will realise that with this so-called 'feminist' (a guise neo-fascists use, to masquerade as heroic civil right campaigners of the past) bullcrap, that they have taken a swing and a miss with rights, and instead of a friendly utopia, have simply tipped the scales the other direction.
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Ifreann
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Postby Ifreann » Tue Jul 31, 2018 8:12 am

Greater vakolicci haven wrote:
Ifreann wrote:Canada allows car insurance providers to discriminate based on gender?

Come on, Canada. Don't be all America about this.

I'm pretty sure that the UK charges more for young male drivers to get insureance than female ones.

They certainly did, and perhaps will again, but so long as they remain in the EU they do not. We banned it six or seven years ago.
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The Blaatschapen
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Postby The Blaatschapen » Tue Jul 31, 2018 8:12 am

Ifreann wrote:
The blAAtschApen wrote:
Not true.

I have not died yet. And I have no inclination to do so. Please provide proof that I will.

Wait.... Make that legally acquired proof.

Well, we can compare your fitness and vitality when you were a gambolling lamb to today and make some reasonable extrapolations.


You are assuming that such data is available. However, my medical records of my early years are pre information age.

I have an app that measures my body fat though.
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Blackledge
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Postby Blackledge » Tue Jul 31, 2018 8:14 am

Now that's comedy.

Much better than the Hannah Gadsby performance I saw.
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An Alan Smithee Nation
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Postby An Alan Smithee Nation » Tue Jul 31, 2018 8:14 am

Greater vakolicci haven wrote:
Ifreann wrote:Canada allows car insurance providers to discriminate based on gender?

Come on, Canada. Don't be all America about this.

I'm pretty sure that the UK charges more for young male drivers to get insureance than female ones.




No that got changed a couple of years back. Though it was by the EU so....

https://www.bbc.co.uk/news/business-12608777
Last edited by An Alan Smithee Nation on Tue Jul 31, 2018 8:16 am, edited 1 time in total.
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The South Falls
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Postby The South Falls » Tue Jul 31, 2018 8:16 am

Greater vakolicci haven wrote:
Ifreann wrote:Canada allows car insurance providers to discriminate based on gender?

Come on, Canada. Don't be all America about this.

I'm pretty sure that the UK charges more for young male drivers to get insureance than female ones.

But honestly, fair play to him. If your laws are bad, don't be surprised when they get toarn to shreds by the people they're shafting.

We should fully end discrimination. Charge everyone the same amount.
This is an MT nation that reflects some of my beliefs, trade deals and debate always welcome! Call me TeaSF. A level 8, according to This Index.


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The Blaatschapen
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Postby The Blaatschapen » Tue Jul 31, 2018 8:17 am

The South Falls wrote:
Greater vakolicci haven wrote:I'm pretty sure that the UK charges more for young male drivers to get insureance than female ones.

But honestly, fair play to him. If your laws are bad, don't be surprised when they get toarn to shreds by the people they're shafting.

We should fully end discrimination. Charge everyone the same amount.


Hey!

I object to that. I don't have a car.
The Blaatschapen should resign

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Ifreann
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Postby Ifreann » Tue Jul 31, 2018 8:17 am

Indo-Malaysia wrote:Good.

Finally people will realise that with this so-called 'feminist' (a guise neo-fascists use, to masquerade as heroic civil right campaigners of the past) bullcrap, that they have taken a swing and a miss with rights, and instead of a friendly utopia, have simply tipped the scales the other direction.

Greeting from the friendly European Utopia. We banned this kind of discrimination before, as far as I'm aware, anyone had their gender legally changed to get an insurance discount.


The blAAtschApen wrote:
Ifreann wrote:Well, we can compare your fitness and vitality when you were a gambolling lamb to today and make some reasonable extrapolations.


You are assuming that such data is available. However, my medical records of my early years are pre information age.

I have an app that measures my body fat though.

What an age we live in.
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