Renting vs Private Ownership

[Tzorsland]

Yes, I just spend five minutes trying to make a point on a thread to find that the thread is locked (because of a technical point). But damn it, I still have a point and it’s a good and worthy point to make so I’m going to make it anyway. Pardon the appearance but I’m not going to spend another five minutes to rewrite this as a new topic.


One major point; I’m as conservative as all get go and I support “renting” over “private ownership.” I started to support that the day I realized that the age of the “job for life” was gone. With the exception of some brief moments of history (the age of the “flip”) you need a certain level of job stability in order to make home ownership pay. The unemployment rate is higher than it is because unemployed people who are “under water” and those who are not cannot sell their homes to move from where they are (where jobs are currently not) to places where the jobs are. There are some people who should rent and some who should purchase modest homes. Progressive insistence on giving home ownership to people could not afford homes (because of the policies which Progressives put on the housing market) was one of the reasons for the problems in the first place!

[Maurepas]

Progressive insistence on giving home ownership to people could not afford homes (because of the policies which Progressives put on the housing market) was one of the reasons for the problems in the first place!

I've said before, I'll say it again, back when we could file bankruptcy on those homes, and go on to buying another one, it wasn't a problem...

We have Republicans to thank for fucking that up...

[Natapoc]

The whole idea that one can claim to "own" a piece of the earth is simply arrogant and short sighted.

Rent vs Private ownership? Neither.

The earth belongs to all.

[Peddieville]

Progressive insistence on giving home ownership to people could not afford homes (because of the policies which Progressives put on the housing market) was one of the reasons for the problems in the first place!

I've said before, I'll say it again, back when we could file bankruptcy on those homes, and go on to buying another one, it wasn't a problem...

We have Republicans to thank for fucking that up...

I'll agree, and add that for the most part it was the Republicans who deregulated the industry to the point where they could give loans to these people. Clinton helped, but for the most part it was Regan and Bush (Sr.).

[Maurepas]

The earth belongs to all.

Well, until you decide to sit on my piece against my will anyway,

[Maurepas]

Progressive insistence on giving home ownership to people could not afford homes (because of the policies which Progressives put on the housing market) was one of the reasons for the problems in the first place!

I've said before, I'll say it again, back when we could file bankruptcy on those homes, and go on to buying another one, it wasn't a problem...

We have Republicans to thank for fucking that up...

I'll agree, and add that for the most part it was the Republicans who deregulated the industry to the point where they could give loans to these people. Clinton helped, but for the most part it was Regan and Bush (Sr.).

You know, I actually don't mind that part of it, if I want a loan, I want as few obstacles in the way of it as possible, thats what allows our bubble to inflate...

However, if, all the sudden, I can't afford said loan, I want to be able to get rid of it, and move on, and possibly take on a new one, with as little problems as possible, this allows for a safety-valve of sorts for our bubble...

Removing either of those ruins our bubble and fucks the economy...

[Uawc]

The whole idea that one can claim to "own" a piece of the earth is simply arrogant and short sighted.

Rent vs Private ownership? Neither.

The earth belongs to all.

This. Exactly this. Nothing to add, nothing to take away.

[North Wiedna]

The whole idea that one can claim to "own" a piece of the earth is simply arrogant and short sighted.

Rent vs Private ownership? Neither.

The earth belongs to all.

Well, then I own the plot of land you are currently accessing the Internet from, and I've got some development plans...

[North Wiedna]

The whole idea that one can claim to "own" a piece of the earth is simply arrogant and short sighted.

Rent vs Private ownership? Neither.

The earth belongs to all.

This. Exactly this. Nothing to add, nothing to take away.

How will this ever work? I need a place to call my own, otherwise any drifter could occupy any structure and call it his "home" and do anything to it.

[Vanzef]

The whole idea that one can claim to "own" a piece of the earth is simply arrogant and short sighted.

Rent vs Private ownership? Neither.

The earth belongs to all.

This. Exactly this. Nothing to add, nothing to take away.

Double this^^

[Parthenon]

Not all people are meant to be homeowners. It was people that bought into the notion that everyone should own a home and decided that putting $20,000 down on a $300,000 house was a good idea that led to the financial situation we are currently in.

Rent, save up, buy when you can afford it.

[Maurepas]

The whole idea that one can claim to "own" a piece of the earth is simply arrogant and short sighted.

Rent vs Private ownership? Neither.

The earth belongs to all.

This. Exactly this. Nothing to add, nothing to take away.

How will this ever work? I need a place to call my own, otherwise any drifter could occupy any structure and call it his "home" and do anything to it.

The Gypsies function that way, IIRC...

[Rentalia]

The whole idea that one can claim to "own" a piece of the earth is simply arrogant and short sighted.

Rent vs Private ownership? Neither.

The earth belongs to all.

I agree

however is this proved that collectivistic doctrines and public ownership of land often lead to the tragedy of the commons

i prefer the idea of Henry George

Geolibertarians are advocates of geoism, which is the position that all land is a common asset to which all individuals have an equal right to access, and therefore if individuals claim the land as their property they must pay rent to the community for doing so. Rent need not be paid for the mere use of land, but only for the right to exclude others from that land, and for the protection of one's title by government.

[Bafuria]

The whole idea that one can claim to "own" a piece of the earth is simply arrogant and short sighted.

Rent vs Private ownership? Neither.

The earth belongs to all.

[Uawc]

The whole idea that one can claim to "own" a piece of the earth is simply arrogant and short sighted.

Rent vs Private ownership? Neither.

The earth belongs to all.

This. Exactly this. Nothing to add, nothing to take away.

How will this ever work? I need a place to call my own, otherwise any drifter could occupy any structure and call it his "home" and do anything to it.

Just put up a sign that says it's occupied. Simple.

[NotnotgnimmiJymmiJ]

Progressive insistence on giving home ownership to people could not afford homes (because of the policies which Progressives put on the housing market) was one of the reasons for the problems in the first place!

uh huh......

[Peddieville]

I'll agree, and add that for the most part it was the Republicans who deregulated the industry to the point where they could give loans to these people. Clinton helped, but for the most part it was Regan and Bush (Sr.).

You know, I actually don't mind that part of it, if I want a loan, I want as few obstacles in the way of it as possible, thats what allows our bubble to inflate...

However, if, all the sudden, I can't afford said loan, I want to be able to get rid of it, and move on, and possibly take on a new one, with as little problems as possible, this allows for a safety-valve of sorts for our bubble...

Removing either of those ruins our bubble and fucks the economy...

There's a sweet spot b/w not being able to get a loan, and hobos taking out millions. But we were reasonably near the sweet spot before all the deregulation. We got too near the hobo part.

[UnhealthyTruthseeker]

The whole idea that one can claim to "own" a piece of the earth is simply arrogant and short sighted.

Rent vs Private ownership? Neither.

The earth belongs to all.

I failed to see how land can't be just as owned as anything else.

[Old Erisia]

The whole idea that one can claim to "own" a piece of the earth is simply arrogant and short sighted.

Rent vs Private ownership? Neither.

The earth belongs to all.

This. Exactly this. Nothing to add, nothing to take away.

How will this ever work? I need a place to call my own, otherwise any drifter could occupy any structure and call it his "home" and do anything to it.

Just put up a sign that says it's occupied. Simple.

I claim the spot between the Rockies and the Appalachians!

i'm going to need lots of signs...

[Uawc]

The whole idea that one can claim to "own" a piece of the earth is simply arrogant and short sighted.

Rent vs Private ownership? Neither.

The earth belongs to all.

This. Exactly this. Nothing to add, nothing to take away.

How will this ever work? I need a place to call my own, otherwise any drifter could occupy any structure and call it his "home" and do anything to it.

Just put up a sign that says it's occupied. Simple.

I claim the spot between the Rockies and the Appalachians!

i'm going to need lots of signs...

The point. You have missed it.

[North Wiedna]

The whole idea that one can claim to "own" a piece of the earth is simply arrogant and short sighted.

Rent vs Private ownership? Neither.

The earth belongs to all.

This. Exactly this. Nothing to add, nothing to take away.

How will this ever work? I need a place to call my own, otherwise any drifter could occupy any structure and call it his "home" and do anything to it.

Just put up a sign that says it's occupied. Simple.

Well, what if I take away and burn the sign? Then by your logic is is vacant, and I can put a sign up claiming ownership of it and the whole street as I gain a stockpile of weapons to defend it all.

[JarVik]

Not all people are meant to be homeowners. It was people that bought into the notion that everyone should own a home and decided that putting $20,000 down on a $300,000 house was a good idea that led to the financial situation we are currently in.

Rent, save up, buy when you can afford it.

^^This.

Is there mortgage insurance in the States? Here in Canada if you buy a home with less than 25% down you have an additional monthly cost of (compulsary) mortgage insurance which you pay to the bank. Does't help the buyer, its to protect the bank, and its not a tiny fee so its a serious improvement to have 25% or more down when buying a home.

[North Wiedna]

The whole idea that one can claim to "own" a piece of the earth is simply arrogant and short sighted.

Rent vs Private ownership? Neither.

The earth belongs to all.

This. Exactly this. Nothing to add, nothing to take away.

How will this ever work? I need a place to call my own, otherwise any drifter could occupy any structure and call it his "home" and do anything to it.

The Gypsies function that way, IIRC...

Oh, we all want to be gypsies.

[Peddieville]

The whole idea that one can claim to "own" a piece of the earth is simply arrogant and short sighted.

Rent vs Private ownership? Neither.

The earth belongs to all.

I failed to see how land can't be just as owned as anything else.

Well, how can anything be owned outside of as a human construct? Land's just another object of this construct. In fact, it is even less of a human construct, as other animals own "land" (territory) as well as humans. Therefore, it's more of a creation of evolution, which means that owning land is more natural than owning anything else.

[Maurepas]

The whole idea that one can claim to "own" a piece of the earth is simply arrogant and short sighted.

Rent vs Private ownership? Neither.

The earth belongs to all.

This. Exactly this. Nothing to add, nothing to take away.

How will this ever work? I need a place to call my own, otherwise any drifter could occupy any structure and call it his "home" and do anything to it.

The Gypsies function that way, IIRC...

Oh, we all want to be gypsies.

Well I didn't say it was desirable, just possible...