Stop expecting others to take care of you.

[Hydesland]

You mean, the same insurance companies that have a vested interest in not covering higher risk customers, or denying payment for any excuse?

Try harder.

And yet at the same time you're saying that they are deliberately increasing prices to prevent low risk customers from buying their service until they are high risk.

[Czardas]

WHAT IF YOU FALL? Who will help you? are you just going to say you failed and die in the ghettos lonely?

Not many people get the opportunity to start over because of people like Hiddenrun..

I WILL NOT DIE IN THE GHETTO.
I will continue trying.
If I fall, I will get up. I will move forward. I will probably fall AGAIN. I will get up AGAIN, and continue forward.

Unlike the liberal marshmallows who seemingly teach people work ethic today, I WILL NOT GIVE UP. I will NOT RELY ON OTHERS. I will MAKE MY OWN WAY and I will TAKE PRIDE IN MY MODEST ACCOMPLISHMENTS. Anything I achieve by the sweat of my brow is worth far more than something handed to me by the government- something which is stolen from those who have earned it.

And what prevents others from taking advantage of you just because they have something you need and can hold a gun to your head?

No, wait, I'll answer that. The state prevents that, because it has a bigger gun than anyone else, has things that everyone else needs, and answers to everyone, including both you and the stronger people who might try to take advantage of you.

Remove the state and you have lawlessness and anarchy. But at least you're pulling yourself up by your own bootstraps, until someone else steals them.

[Neo Art]

Congratulations, you have now proven that you have no experience with or knowledge of insurance companies.

Ha, what field do you think I work in?

You people kill me

you work in the insurance industry? Then why in hell do you not have the smallest idea of how it works?

[Dyakovo]

This does not translate into helping paraplegic mentally deficient people so they can continue to do absolutely nothing to improve our overall standard of living.

I just want to pause to note the hilarity of this line of argument. Apparently, we are to judge people's worth to society by how much they contribute to "our overall standard of living." So what does that make the worth of someone who wants to hoard money for himself rather than contributing to others' well-being?

About $0

[Hiddenrun]

compared to what precisely? Everyone is young in comparison to something (aaaand im 20 which may or may not be young in your eyes. . .could go either way)

Once again, I've been through enough recessions to recognize that they happen often enough to necessitate always preparing for the next one.

[DaWoad]

(a) how did you get that job in the first place? (b) why do you think everyone's goal in life is the same as yours?

a) I started working in my field nearly 36 years ago.
b) I could care less. I'm just saying why my priorities have allowed me to weather economic storms.

a)and have had the good fortune to avoide any illness that would have prevented you from working in that field? (as well as, im assuming, having aid from your parents to get into that field in the first place?)

[Virtud Tierra]

Option 3: People learn how to use insurance to cover these issues.

Try harder.

Insurance is a good solution. You know Obama's health care plan is pretty much just a law that requires everyone to have health insurance, right?

Same way we have have to have insurance to own a car.

[Poliwanacraca]

Silly, you should have picked a job that you couldn't possibly get laid off from in any kind of financial crisis whatsoever. Don't you know how to predict the future?

Actually yes. Choosing a career that is able to weather uncertain financial times is key. I'm glad you recognize this. Perhaps you can now go enlighten all the Arts majors out there.

The professions of some of the people I personally know who have been laid off in the past year:

- lawyer
- nurse
- accountant
- teacher
- engineer
- administrative assistant
- translator
- physical therapist

Since apparently none of the above careers are magically safe from all economic crises, please tell me precisely which careers you think are?

They must have been pretty awful at what they did.

I do hope you're joking.

No, Poli, I suspect he's not. Neither is Hiddenrun.

I rather fear that myself, but I'm holding out hope that maybe, maybe people aren't actually stupid enough to think that the only reason one could be laid off in the middle of an economic crisis is being "awful" at one's job.

[Iniika]

I don't understand how a country with the mindset of "MINE MINE MINE fuck off and get your own" is not considered backwards and destructive. The culture of "me first" is frankly sickening, and the lack of basic empathy is disturbing.

You live under a government. Governments tax the people for the benefit of EVERYONE. That's how it works. If you haven't figured that out by now then you really do have your head up your ass. Let me give you an example. You may not have children, but your taxes still fund public schools. OMG THE GOVERNMENT IS STEALING YOUR MONIES TO PAY FOR OTHER PEOPLE'S BRATS!!

People living smuggly on government benefits is an unfortunate biproduct. Just like children in developing countries working 18 hours days, not allowed to speak with one another for 5 cents an hour is an unfortunate biproduct of capitalism. We live in reality. Humanity is flawed, therefore any system we create will likewise be flawed. You can't please everyone, but allowing as many people as possible to become productive members of society is far better than sticking your egotistical, selfish head in the sand and ignoring the people who haven't been privileged enough to share your life circumstances.

[Farnhamia]

Option 3: People learn how to use insurance to cover these issues.

Try harder.

Insurance is a good solution. You know Obama's health care plan is pretty much just a law that requires everyone to have health insurance, right?

Same way we have have to have insurance to own a car.

The way things are going, we'll be lucky to get that. It'll end being a law that says "Health insurance is good. You should have some. Good luck."

[North Suran]

Congratulations, you have now proven that you have no experience with or knowledge of insurance companies.

Ha, what field do you think I work in?

You people kill me

It suddenly all becomes clear.

[Hiddenrun]

Congratulations, you have now proven that you have no experience with or knowledge of insurance companies.

Ha, what field do you think I work in?

You people kill me

you work in the insurance industry? Then why in hell do you not have the smallest idea of how it works?

Right.

Do you want to jump on the bandwagon of people claiming that insurance companies discard insurance contracts willy nilly? Just so I know if I need to ignore you now or not.

[Non Aligned States]

Do you really not understand anything about loans?

A great deal more than you it seems.

If you go in and get a bank loan to study, if you go in to get a credit card, a line of credit, or any other such financial tool, you will be offered various forms of insurance.

From personal experience, I can say that this is a blatant lie. Your argument that is built on this lie will be ignored.

You need to stop making foolish assumptions about me. I understand my coverage very well, and I know how to deal with insurance companies. I have multiple coverage in case of accident, loss of job, or death. In order for me to arrive at the end you've wished for me, more than 8 separate insurance companies would have to breach their insurance contracts, and I would have to pretend to not know how to take them to court.

You could take them to court. The companies would simply dither the case until you died, since they can afford the legal expenses better than you can. Or are you going to pretend this will never happen? Sloppy, sloppy. Clearly not the sign of a forward thinking person who prepares for the worse, and thus, deserving of whatever fate comes his way when things take a bad turn.

Also, this comes awfully close to flaming, don't you think?

How so? Your attitude is that whatever anyone suffers, they deserve it for not planning for it. So why should you get any special sympathy if you die a long and horrible death you never foresaw or just couldn't avoid? You would, by your own words, deserve it.

[Czardas]

(a) how did you get that job in the first place? (b) why do you think everyone's goal in life is the same as yours?

a) I started working in my field nearly 36 years ago.

That's not what I asked. I asked how you got the job. Did you get out of school with your master's in whatever and just start applying for any job that was available? Was a friend of yours just starting up his own insurance company and asking you to get on board? Et cetera.

[Rikese]

I do hope you're joking.

I'm not. Engineers really don't get hit by an economic crisis, if ever. Some people who have done something to upset management or travel under the radar do get laid off. But the profession as a whole does not suffer because it is a profession which is always in demand due to the arduous process of becoming an engineer.

I rather fear that myself, but I'm holding out hope that maybe, maybe people aren't actually stupid enough to think that the only reason one could be laid off in the middle of an economic crisis is being "awful" at one's job.

Cute.

[The Scandinvans]

It's about compassion for more than just yourself.

I would prefer to willing donate to charities then have the government tell me how I should 'donate' my money. That is that private groups are infinitely more efficient.

[Dyakovo]

Finally, someone who has at least half a brain on NS. I agree with everything Hidderun says. These jobless whiners, whinge about how they are desperate for money. Normal people learn how to plan. Let these idiots who never listened in school, and then couldnt be bothered to get a job stew in their own mess.

So you to are implying that I don't work for a living?

[Trippoli]

I don't understand how a country with the mindset of "MINE MINE MINE fuck off and get your own" is not considered backwards and destructive. The culture of "me first" is frankly sickening, and the lack of basic empathy is disturbing.

You live under a government. Governments tax the people for the benefit of EVERYONE. That's how it works. If you haven't figured that out by now then you really do have your head up your ass. Let me give you an example. You may not have children, but your taxes still fund public schools. OMG THE GOVERNMENT IS STEALING YOUR MONIES TO PAY FOR OTHER PEOPLE'S BRATS!!

People living smuggly on government benefits is an unfortunate biproduct. Just like children in developing countries working 18 hours days, not allowed to speak with one another for 5 cents an hour is an unfortunate biproduct of capitalism. We live in reality. Humanity is flawed, therefore any system we create will likewise be flawed. You can't please everyone, but allowing as many people as possible to become productive members of society is far better than sticking your egotistical, selfish head in the sand and ignoring the people who haven't been privileged enough to share your life circumstances.

What a jolly good post!

[North Suran]

compared to what precisely? Everyone is young in comparison to something (aaaand im 20 which may or may not be young in your eyes. . .could go either way)

Once again, I've been through enough recessions to recognize that they happen often enough to necessitate always preparing for the next one.

And of course, it's easy to say this in hindsight.

If this was 2005, you'd probably be claiming that Bush's exemplary economic policies had completely eliminated the chance of a Recession.

[Niicha]

My question must have gotten lost in this 12+ thread.

Hiddenrun, given your economic views that individuals should be responsible for their own fiscal lives with no government interference, do you advocate the same for civil rights issues? Ex. Legalizing drugs, gay marriage, anything that let's people rise and fall based on their own merits

[Barringtonia]

Well, it's been fun, I'll leave given I'm out of battery with restating my initial point,

Some people are for efficiency and some for equality, it's the difference in degrees that cause the debates,

[Hiddenrun]

From personal experience, I can say that this is a blatant lie. Your argument that is built on this lie will be ignored.

I like how you cut out where I said, "and if you aren't, you should bank elsewhere".

But continue going out of your way not to find your own solutions.

[DaWoad]

Congratulations, you have now proven that you have no experience with or knowledge of insurance companies.

Ha, what field do you think I work in?

You people kill me

you work in the insurance industry? Then why in hell do you not have the smallest idea of how it works?

Right.

Do you want to jump on the bandwagon of people claiming that insurance companies discard insurance contracts willy nilly? Just so I know if I need to ignore you now or not.

nope, you want to claim that insurance companies don't have a vested intrest in making a profit?

[Hiddenrun]

My question must have gotten lost in this 12+ thread.

Hiddenrun, given your economic views that individuals should be responsible for their own fiscal lives with no government interference, do you advocate the same for civil rights issues? Ex. Legalizing drugs, gay marriage, anything that let's people rise and fall based on their own merits

No. I'm only discussing fiscal matters.

[Antilon]

I don't understand how a country with the mindset of "MINE MINE MINE fuck off and get your own" is not considered backwards and destructive. The culture of "me first" is frankly sickening, and the lack of basic empathy is disturbing.

You live under a government. Governments tax the people for the benefit of EVERYONE. That's how it works. If you haven't figured that out by now then you really do have your head up your ass. Let me give you an example. You may not have children, but your taxes still fund public schools. OMG THE GOVERNMENT IS STEALING YOUR MONIES TO PAY FOR OTHER PEOPLE'S BRATS!!

People living smuggly on government benefits is an unfortunate biproduct. Just like children in developing countries working 18 hours days, not allowed to speak with one another for 5 cents an hour is an unfortunate biproduct of capitalism. We live in reality. Humanity is flawed, therefore any system we create will likewise be flawed. You can't please everyone, but allowing as many people as possible to become productive members of society is far better than sticking your egotistical, selfish head in the sand and ignoring the people who haven't been privileged enough to share your life circumstances.

I don't think I could've said it better myself.