[DEFEATED] Debt Collection Act

[Calacstein]

How exactly did this travesty make quorum? This is juest awful, and we oppose this in all forms.

"We have to agree with the ambassador from the UFC. This bill is severely limited in its aim, and it fails to adequately provide a reasonable solution to a problem. It certainly has a laudable goal to the treat the symptom of a larger problem; however, it's aim is very short-sighted and poorly written. When this comes to vote, the Allied States of Aranoff shall be voting against such an act. The language of the resolution is terribly written and we simply cannot, in good conscience, vote for a proposal that provides a clause for 'legally illegitimate debt collectors' without establishing rules for all nations to adhere to what a 'legitimate debt collector' would reflect." Jennifer stated slowly. "To add, we have attempted to abolish debtor's prisons in the pass through this Assembly, and were met with vehemence among this council, and we concede that part of our argument tackled too much. This proposal tackles one specific problem, but not in any specific manner and has loopholes large enough for stars to pass through."

The Minister of Foreign Affairs on behalf of the President of Calacstein and its people as its representative in the World Assembly can and will not support this Act.

We are amazed that there are nations out there in the WA who can actually allow for this to reach a voting stage.

We support United Federation of Canada and the Allied States of Aranoff that this Act is ridiculous.

We have no problem with the grammar as not every Country or Ministry has the proper support, bit we do object that we have to institute another WA Act on our people which adds no value. Within the Constitution of Calacstein we address trespassing on private property which will safeguard citizens from abusive behaviour by debt collectors.

The intention is good but ill conceived and not relevant to the WA. This is a domestic issue and should be dealt in such a way.

Regards
Department of Foreign Affairs

[Great Nepal]

How on earth did this proposal get to vote?

[San Leggera]

How on earth did this proposal get to vote?

Trigger-happy delegates.

[Great Nepal]

How on earth did this proposal get to vote?

Trigger-happy delegates.

Is there any provisions in WA against disenfranchising deglates?

[The Republic of Lanos]

Trigger-happy delegates.

Is there any provisions in WA against disenfranchising deglates?

WA administration does not eject nations for approving random bullshit if they're delegates.

[Eireann Fae]

Is there any provisions in WA against disenfranchising deglates?

"No, but there is a strong tradition of defenestrating delegates..."

[Quelesh]

I wouldn't necessarily be opposed to a quality proposal ensuring fairness in debt collection, but the proposal on the floor is anything but "quality." Against.

Leonard Roku
Quelesian Minister of Foreign Affairs

[Discoveria]

Is there any provisions in WA against disenfranchising deglates?

"No, but there is a strong tradition of defenestrating delegates..."

"Perhaps it is time to draft a proposal concerning this very issue," said Matthew. "It would even help resolve such diverse issues as the endless debates over male circumcision and abortion. I wonder if it would be a significant or strong Political Stability resolution."

"On a serious note, regarding this proposal I have little to add. We oppose it on the basis that this is not an international issue and that the language leaves much to be desired."

[Bahanesia WA Mission]

Response

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The Bahanesian Delegation of the World Assembly hereby motions to OPPOSE this proposal on the grounds of:

• micro-management of member-nations's legislations/provisions regarding producer-consumer relations

• unnecessary guidelines of action that resemble that of military instructions and practice on the field of war

• creates further incentive for payments to be delayed through protections granted to affiliates presented in this proposal

• creates inefficiency for collection agencies wishing to carry out their tasks

• requires the attention of several professionals to carry out and assist in the mundane and ordinary task of collecting materiels owed by disadvantaged/handicap affiliates to a collection agency.

Further commentary

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This proposal is utterly unavailing and serves no definite purpose other than hurting the efficiency and practices of business wishing to re-gain their loans from irresponsible and impetuous individuals who have failed to return the favor.

Further noting that collection agencies have been required to collect from borrowers, who have failed to issue their payment back, and stressing that such action by institutions necessitates and legal justifies their visitation into their homes, etc.

---

- Lord Surapat Jans, BCMG

General Assembly Representative • Bahanesia

[Of the Quendi]

"Aaah." Lady Malréd sighed as she followed the vote count, having a glass of her favorite scotch poured by an aide. Once again the ambassadors proved themselves more than able to halt the worst excesses of the illiterate minority of WA Delegates. Sipping her drink the ambassador-delegate relaxed and followed the debate, that seemed finally to have dropped its focus on process, with the occasional nod of approval. Sensibility would seem to prevail once again in the Festering Snakepit.

[Little Tralfamadore]

Something like bill collections should not be decided on a global nature. That is way way too big of a government. Bill collection laws are best decided with basic laws on a national scale and more detailed laws on a state level.

also the law states it covers so-called "loan-sharks" but fails to define such a vague term.
p
Bill collectors could never do their job if these laws were passed. A child who lets the person in the property makes the collection illegal? A parrent can just have the kid open up the door. Or claim that they did.

If the person who opened the door is an adult but is later found to be mentally or physically defective in some way then the collection is illegal. Are bill collectors supposed to have medical professionals with them at all time and then give the professional however many days it may take to determine their ability to open a door? Afterwards it would be child play for the debtor to find a doctor willing to testify he was disabled in someway.

There are several other problems but really just the fact that it is not a global-level issue for it to need a global-level law.

[Recruiter of the Ethical]

This legislation is rather "eary-fairy". Individuals can fabricate information and stop themselves from having debt paid because they don't have to pay as a result of supposed "privacy and human rights" conditions established in this law. Second it undermines regional and national legislation.

[Bears Armed]

Is there any provisions in WA against disenfranchising deglates?

"No, but there is a strong tradition of defenestrating delegates..."

"Hwhich we can only do if they bother to meet with the rest of us on the first paw, hwhich the sort of delegates who approve proposals like this one generally don't do..."

[Mesogirian WA Mission]

"No, but there is a strong tradition of defenestrating delegates..."

"Hwhich we can only do if they bother to meet with the rest of us on the first paw, hwhich the sort of delegates who approve proposals like this one generally don't do..."

But we know where they live, right?

[Vagabundas]

Micromanegement, Confusing and it invades Domestic issues. We are against this legislation!

[Splanger]

I find two flaws in the proposed legislation:

1) as correctly identified earlier, not all nations ascribe to the age of 18 being the benchmark to adulthood;

2) requiring the owner or part owner of a property to grant access. So if the property is a rental? This could be clearer or be broadened to include tenant.

Having said that, I voted for it anyway as I believe in the responsible exercise of power. Unless it's my government wielding the power....

GO RAVENS

[Terra Dans]

I find two flaws in the proposed legislation:

1) as correctly identified earlier, not all nations ascribe to the age of 18 being the benchmark to adulthood;

2) requiring the owner or part owner of a property to grant access. So if the property is a rental? This could be clearer or be broadened to include tenant.

Having said that, I voted for it anyway as I believe in the responsible exercise of power. Unless it's my government wielding the power....

GO RAVENS

Um, expanding on the rental question, if ownership of a property is split between multiple people, then the debt collect can't legally enter as none of the owners have the authority to let him in.

[Splanger]

The legislation proposes that part owner is enough. But what if the other owners want to refuse entry? A good point.

[Bonapartae]

I must concur with my colleagues this resolution is flawed and must not pass.

President Napoleon Sinclair
Republic of Bonapartae

[United Reverse Federation]

Just then the United Reverse Federation's leaders realized they always voted with the minority

[Nicer potlimitomaha]

Matters of reasonable debt collection are best left to individual member states and their governments, not by a large body of nation states as a whole for a World Assembly resolution. It's a poorly written resolution that's so vague and nonsensical that implementation seems unlikely should it actually pass.

What he said.

Jana Tamis
Potlimitomaha Ambassador to the WA

[Wewak]

There is nothing wrong with the idea of having an International Debts Collection Act for Nation States. However this proposal for resolution is not done properly or should I say without regards for Nation States consideration. I suggest a redraft of this proposal with due considerations for all member Nations prior to proposing a r esolution . :

[Anime Daisuki]

I haven't seen this happen before. Curiously, this issue has caused 10KI's ingame vote to split right down the middle. 51% to 49%, hovering around there. (Earlier it was 50-50). For an issue to be so controversial as to cause an even split is no small feat.

[Honkong]

Clearly a question that is not worthy to be discussed in the amdiramle halls of the WA ..
Ashamed, we must confess to the fact , that also our Ambassador at the WA gave his blessing and his vote to this shameful Bill without reading it ...
In these minutes, The President of the Federal Republic deals with his letter of resignation...

The President himself has arranged to vote AGAINST now...

[Schwarznia]

The People's Republic of Schwarznia is apalled at all countries who oppose this piece of legislation. It essentially clarifies that those in debt to others still have basic human rights to not have their living space breached through means of force or without their/the owner's permission.